PERSONAL FINANCIAL SERVICES

Young Business Leader Programme

A Dynamic Business - Personal Financial Services

Francesca McDonagh, Head of Personal Financial Services, Hong Kong

The Best Retail Bank in Hong Kong and Asia-Pacific*

Personal Financial Services looks after different financial needs of our individual customers. We provide them with comprehensive banking services such as integrated accounts, mortgages, credit cards, personal loans and wealth management
Personal Financial Services operates all over the world. In Asia Pacific, we serve over 11 million retail customers in more than 20 countries and territories^
We look forward to having talented graduates like you to sustain the growth and explore opportunities for our Personal Financial Services business in this dynamic market
The 2-year Young Business Leader Programme is robustly designed to develop future business leaders of the Bank

* Awarded by the Asian Banker in 2008
^ Data as of June 2009

Let's hear what our senior management, graduates and current MTs would like to share with you about the YBL Programme.
	A Dynamic Business - Personal Financial Services Francesca McDonagh Head of Personal Financial Services, Hong Kong
	Our Young Business Leader Programme Connie Siu Human Resources Manager Graduate Development Personal Financial Services, Asia Pacific
	My experience as a PFS Management Trainee Jacqueline Lau Manager Business Planning & Analysis Personal Financial Services
	My Favourite Attachment
	Our All-Round Training
	The Best of the Young Business Leader Programme
	My Career Path