PERSONAL FINANCIAL SERVICES

Young Business Leader Programme

Introduction to Personal Financial Services

Conrado Engel, Regional Director, Personal Financial Services Asia-Pacific

The Best Retail Bank in Hong Kong and Asia-Pacific*

Personal Financial Services looks after different financial needs of our individual customers. We provide them with comprehensive banking services such as integrated accounts, mortgages, credit cards, personal loans and wealth management
Personal Financial Services operates all over the world. In Asia Pacific, we serve over 12 million customers in more than 20 countries and territories^
We look forward to having talented graduates like you to sustain the growth and explore opportunities for our Personal Financial Services business in this dynamic market
The 2-year Young Business Leader Programme is robustly designed to develop future business leaders of the Bank

* Awarded by the Asian Banker in 2008
^ Data as of June 2008

Let's hear what our senior management, graduates and current MTs would like to share with you about the YBL Programme.

Introduction to Personal Financial Services
Conrado Engel, Regional Director,
Personal Financial Services, Asia Pacific

Why Personal Financial Services?
Louisa Cheang, Head of Personal
Financial Services, Hong Kong

Our Young Business Leader Programme
Connie Siu, Human Resources Manager Graduate Development, Personal
Financial Services, Asia Pacific

My Favourite Attachment
Current Management Trainees

Our All-Round Training
Current Management Trainees

My Career Path
Graduated Management Trainees

Who Are We Looking For?
Michael Fraccaro, Head of Human Resources, Personal Financial Services, Asia-Pacific