The world's local bank
HSBC Advance
Dedicated Wealth Management Service from our Financial Professionals
Dedicated Wealth Management Service from our Financial Professionals
- Manned Investment Phonebanking Services via HSBC Advance Hotline (852) 2748 8333.
1. Operator-assisted phonebanking services allow you to seize up-to-date investment opportunities during trading hours1.
2. 24-hour phonebanking service enables you to trade investments including Time Deposits (Foreign Currencies and Renminbi)2, Stocks3, Unit Trusts4, Structured Products5, Bonds6, Certificates of Deposit6 and Gold.7 - Express Stock Order Placement Hotline (852) 2996 6833
Offers direct and efficient stock order placement services at a brokerage fee of 0.25%. - Wealth Management Manager
Our dedicated Wealth Management Managers provide you with one-stop solutions to take hold of every investment opportunity in the market. - Free Annual Financial Planning Service
You are entitled for a yearly financial planning services with our Wealth Management Manager who will tailor and assess your financial plans by analysing your investment portfolio and protection needs through our HSBC exclusive planning tool - WealthMaster. - Priority Counter Services
You can enjoy priority services at all branches except for the following 9 branches: Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Pacific City and SkyPlaza.
24-hour Online Banking Tools
- Online Asset Portfolio - allows you to instantly check your financial status and plan your investment with ease.
- Online 24-hour Investment Tools
- Online 24-hour All-round Securities Order Types - A range of innovative order types, including 'Two-Way Limit', 'Target Buy Sell Order' and 'Stop Loss Limit Order' allow you to pre-set buy or sell instructions around the clock and to realise potential gains and minimise losses.
- Online 24-hour ForEx Switching Service and Renminbi Switching Service - Your instructions will be executed automatically when your pre-set exchange rate, balance and frequency conditions are met. - Online Financial Planning Tools - Risk Profiling Questionnaire, Expenses Calculator and My Life Planner to help you plan ahead.
- Multiple Transactional Capabilities - Leverage on a multitude of transactional capabilities such as bill payments, funds transfers, update time deposit instructions, enroll in selected insurance plans and more, with a few simple clicks.
- Free eAlert Services - Be notified of all market movements including investment order confirmations and IPO updates and other banking alerts via email and SMS.
Banking Convenience with Integrated Account
- All-in-one Integrated Account
One integrated account for your deposits, investments, insurance, credit facilities, mortgage services and credit card that offers you convenient and efficient financial management. - One Consolidated Statement
On a monthly basis, you will receive an easy-to-read consolidated statement to give you a comprehensive overview of your financial position. - Deposit
Manage various Hong Kong dollar, Renminbi (RMB) or foreign currency deposit services, including ForEx Switching Services under one account number. Enjoy a preferential time deposit interest rate calculated based on your integrated account type, Total Relationship Balance, time deposit amount and tenor. - Renminbi Services
Take advantage of our savings and time deposit2 services, transfers and ForEx Switching services in Renminbi (RMB) . You can also exchange and remit RMB via HSBC Internet Banking or at any HSBC branch in Hong Kong. - Investment
Trade local stocks3 and unit trusts4 or purchase Structured Products5, bonds6 and certificates of deposit6 via HSBC Internet Banking or phonebanking anytime you want. You can also subscribe to initial public offers, Monthly Investment Plans, and leverage our Securities Margin Trading Services for additional investment opportunities. - Credit
Low interest secured credit worth up to 100% of your asset value with no additional service fee, and clean credit of up to HK$600,000 or four times your monthly salary (whichever is lower), plus overdraft protection worth up to HK$5,000. - Deposit-linked Mortgage
Offering you fruitful interest returns on your savings deposit and reduced net interest expenses of your mortgage loan, giving you greater flexibility in managing your finances. more
International Service
Our strong global presence and network mean that your personal banking needs are always well taken care of. Whenever you need access to cross-border banking and financial services in a new country8, you can do so through a streamlined application process, and we can also transfer your credit history8 to facilitate your application.
A Bundle of Free Financial Services
You can enjoy the full scale banking services referred to above at no extra charge under your HSBC Advance account if you have a Total Relationship Balance9 of HK$200,000 or above. A below balance fee10 HK$120 monthly will only be charged if the Total Relationship Balance falls below HK$200,000.
1 Different trading hours for different products apply, please refer to the Phonebanking User's Guides in the welcome booklet for trading times.
2 RMB deposit service is only applicable to HKID card holders. The balance of all RMB deposits will be included in the calculation of the Total Relationship Balance. RMB time deposit account must be opened with a RMB savings account under the same name and account number. All RMB time deposits or withdrawal transactions must be made through the corresponding RMB savings account.
3 Prices of securities are subject to downward and upward adjustment and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.
4 Unit Trusts are investment products and some of them may involve derivatives. The investment decision is yours but you should not invest in the Unit Trusts unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Unit Trusts are NOT equivalent to time deposits.
5 Structured Products involve derivatives. The investment decision is yours but you should not invest in structured products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Structured product is NOT equivalent to a time deposit. It is NOT protected under the Hong Kong Deposit Protection Scheme and the repayment of structured product is not guaranteed by the Hong Kong SAR Government's Exchange Fund.
6 This is an investment product. The investment decision is yours but you should not invest in this product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Bond/CD is NOT equivalent to a time deposit. Issuer's Risk - The bond/CD is subject to both the actual and perceived measures of credit worthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario (e.g. upon insolvency of issuer), you might not be able to recover the principal and any coupon if the issuer defaults on the bond/CD.
7 Customers should recognise that the price of gold may go down as well as up.
8 Subject to local regulations.
9 Rolling average of previous three months.
10 The monthly below balance fee applies to each of your Integrated Accounts.
Note: Investment involves risks. The price of investment products may move up or down. Losses may be incurred rather than profits made as a result of buying and selling investment products. Please refer to the offering documents of the respective products for details, including risk factors.
