Golfer Insurance

Golfer's Insurance Package Coverage

Major Exclusions

Golfer's Insurance Package Coverage

Benefits	Maximum claim amount (HKD)
Golf equipment* Accidental loss or damage to golf equipment (excluding golf balls) whilst playing or practising at any recognised golf club, course or driving range or whilst in the course of a direct journey to or from the course, club or driving range.	20,000 per year (3,500 any one item)
Personal effects* Accidental loss or damage to personal effects (excluding jewellery, watches, cameras, money, furs, stamps, securities and credit cards) whilst at any recognised golf club, course or driving range.	10,000 per year (2,500 any one item)
Hole-in-one expenses Reimbursement of '19th hole' expenses as a result of achieving a hole-in-one.	20,000 per year (5,000 per occurrence)
Personal liability Worldwide cover for legal liability to the public for accidental property damage or bodily injury whilst playing or practising golf at any recognised golf club, course or driving range.	5,000,000 per occurrence
Personal accident Worldwide accident benefit for bodily injury whilst playing or practising golf at any recognised golf club, course or driving range.	500,000 in the aggregate per person for death/permanent total disablement during the period of insurance

All amateur golfers between the ages of 18 and 65 are eligible to apply.
*The first HK$500 of each and every claim is excluded

Major Exclusions

The first HK$500 of each and every claim for golf equipment and personal effects
Loss of or damage to jewellery, watches, cameras, money, furs, stamps, securities and credit cards
Loss of or damage to golf balls unless lost with the clubs or bag
War and related perils
Ionising radiations and nuclear weapons materials
Terrorism

NB: The above information is intended as a general summary. Please refer to the policy wording for exact terms and conditions and details of the exclusions.

Golfer's Insurance Package is underwritten by HSBC Insurance (Asia) Limited which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. The Hong Kong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Insurance (Asia) Limited.

Golfer's Insurance Package offered by HSBC Insurance (Asia) Limited is only available for subscription by residents of the Hong Kong SAR.