Refundable Hospital Cash Insurance

What is Refundable HospitalSurance?

Combining a full hospital cash plan with the potential for a 100% premium refund, Refundable HospitalSurance provides flexible financing for you who want protection against the rising costs of being in hospital.

Enjoy one month's free cover or 10% discount for first-year premium.

Features

• Up to 100% premium refund on top of hospital income protection
• Daily hospital cash pays up to HK$2,000 to cover living and associated medical expenses
• Allowance for surgical operation and major infectious diseases
• Premium waiver for permanent total disability to provide continuous hospitalisation protection
• 100% premium refund for death due to illness or accident

What else should I know?

• Health insurance plan selector
• Refundable Hospital Cash Insurance Declaration, Terms and Conditions
• Policy coverage
• Who can apply?
• Frequently asked questions
• HealthNet
• Major Exclusions
• Premiums
• Health Insurance Products at a glance