Benefits |
Plan A
Maximum amount per claim (HKD) |
Plan B
Maximum amount per claim (HKD) |
Plan C
Maximum amount per claim (HKD) |
1. Household Contents
Accidental loss of/damage to household belongings |
400,000
(50,000 per item) |
800,000
(100,000 per item) |
1,200,000
(150,000 per item) |
Accidental loss of/damage to valuables in your home |
100,000
(3,000 per item) |
200,000
(6,500 per item) |
300,000
(10,000 per item) |
Extra 50% coverage during Christmas and Chinese New Year for: |
|
|
|
Household contents |
200,000
(50,000 per item) |
400,000
(100,000 per item) |
600,000
(150,000 per item) |
Valuables |
50,000
(3,000 per item) |
100,000
(6,500 per item) |
150,000
(10,000 per item) |
Accidental loss of/damage to household contents
when temporarily removed from your home for repair/maintenance within Hong Kong SAR |
30,000 |
65,000 |
100,000 |
Accidental loss of/damage to the home during interior decoration/refurbishment period (no longer than two months) |
60,000
(3,000 per item) |
130,000
(6,500 per item) |
200,000
(10,000 per item) |
Damage to household contents by professional removers within the Hong Kong SAR |
400,000 |
800,000 |
1,200,000 |
Accidental loss of/damage to household contents at new home for 2 months from the beginning of the lease or first time of occupation |
60,000 |
130,000 |
200,000 |
Replacement of locks, keys and broken windows due to theft |
1,000 |
2,000 |
3,000 |
Frozen food spoilt due to the failure of the deep freeze unit in your home |
750 |
1,500 |
2,500 |
Temporary storage of furniture for up to 30 days if your home becomes uninhabitable as a result of loss/damage |
30,000 |
60,000 |
100,000 |
Alternative accommodation if your home becomes uninhabitable as a result of loss/damage |
15,000 |
32,000 |
65,000 |
Removal of debris when household contents are accidentally damaged/destroyed |
3,000 |
6,500 |
10,000 |
2. Worldwide All-Risks Insurance
Accidental loss of/damage to personal belongings that you and your family take with you while travelling anywhere in the world |
10,000
(5,000 per item) |
20,000
(10,000 per item) |
20,000
(10,000 per item) |
Theft or robbery involving money |
1,500 |
3,000 |
3,000 |
Accidental loss of/damage to newly purchased goods in transit to your home (excluding perishable and fragile goods) |
2,500 |
5,000 |
5,000 |
Replacement of lost/damaged personal documents |
1,500 |
3,000 |
3,000 |
3. Personal Liability Insurance
Protection against legal liability in the event that the negligence of yourself, your family or your domestic helpers results in accidental injury to a third party or damage to a third party property |
4,000,000 |
8,000,000 |
10,000,000 |
4. Green Home Benefit
If the claim relates to replacement of a damaged refrigerator, room cooler, washing machine, dryer or electric water heater which is covered under the policy, we will replace/upgrade the damaged/loss item to a new model of similar specification with energy saving label, provided that the additional cost of such replacement is not more than HK$5,000 per item. |
|
|
|
|
| Benefits |
Maximum amount per claim(HKD) |
| 1. Supplementary Worldwide All-Risks Insurance |
|
| Increase the maximum limits of Worldwide All-risks Insurance cover under the basic plan |
20,000 (same item limit as the selected basic plan) |
| 2. Domestic Helper's Insurance |
|
| Employees' Compensation |
100,000,000 per event |
| In-patient medical expenses |
5,000 |
| Cost of repatriation of domestic helper by economy class air fare |
5,000 |
| Cost of returning the remains of deceased domestic helper to his/her country |
5,000 |
| Accidental loss of/damage to domestic helper's property inside your home |
10,000 |
| 3. Golfer Insurance |
|
| Accidental loss of/damage to the golf equipment belonging to you or your spouse whilst in transit to or from or at any recognised golf club, course or driving range |
30,000
(2,000 per item) |
| Sub-limit for golf equipment while in use |
15,000 |
| Accidental loss of/damage to you or your spouse's personal effects in any recognised golf club, course or driving range |
5,000
(1,000 per item) |
| Food and drink expenses to celebrate if you or your spouse achieve a "Hole in One" whilst playing golf on any recognised golf course |
15,000 per year
(3,000 per occurrence) |
| 4. Loss of Rent Insurance |
Plan A |
Plan B |
| Average monthly rent payable or receivable by you under the tenancy agreement preceding accidental loss of/damage to the household contents |
30,000
(10,000 per month) |
45,000
(15,000 per month) |
|
| Premium (HKD) |
Monthly |
Annual |
| Gross Floor Area (sq. ft.) |
Plan A |
Plan B |
Plan C |
Plan A |
Plan B |
Plan C |
| 500 or less |
87 |
118 |
123 |
1,044 |
1,416 |
1,476 |
| 501-700 |
109 |
147 |
153 |
1,308 |
1,764 |
1,836 |
| 701-1,000 |
Not applicable |
184 |
195 |
Not applicable |
2,208 |
2,340 |
| 1,001-1,500 |
Not applicable |
244 |
269 |
Not applicable |
2,928 |
3,228 |
| 1,501-2,000 |
Not applicable |
296 |
328 |
Not applicable |
3,552 |
3,936 |
| Over 2,000 |
Not applicable |
Please visit any HSBC branch for details |
Not applicable |
Please visit any HSBC branch for details |
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