LifeInvest Protection Plus

What you need to know

What is LifeInvest Protection Plus?

This flexible investment-linked insurance plan provides life cover, in addition to potential capital growth through investing your money in a fund of your own choice.

Features

Broad range of investment fund choices provided by reputable investment managers
Flexibility to adjust your investment portfolio^# to suit your changing needs
Investment bonus^{^} payable on the fifth policy anniversary and every five years thereafter, as long as your policy is still in force
Make additional investments* to enhance your savings at any time
Immediate and deferred annuity arrangement^¤ through regular withdrawals
"Guaranteed coverage" privilege⁺ keeps your insurance policy in force till the age of 65 provided that you maintain the required premium payments
Choice of life protection level and optional coverage to suit your needs
Persons aged 80 or below are eligible to apply

What else should I know?

Next steps...

Need Help?

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Special Offers and Useful Links

Insurance special offers
There is always something new at HSBC. Click here to find all of our attractive insurance offers.

Are you adequately covered?
A simple calculation can tell if you have enough life protection.

Do you know which medical protection plan best fits you and your family?
Complete a short quiz to find out which medical insurance offer you and your family the best medical coverage.

What type of life insurance is right for you?
HSBC offers a range of life products to suit your needs throughout different stages of your life.

Reference Information

HealthNet
Get up-to-date news and information, so that you can better manage your health.

Fund performance
Fund price and fund performance for investment-linked policies.

Notes:

# There will be no charge should you wish to switch between the range of investment funds. But the minimum switching limit is HK$400/ US$50 per fund.
^No pro-rata payment will be made in case of early surrender.
* You may make a one-off additional premium into your plan at any time. But it is subject to a minimum of HK$400/ US$50 (monthly) or HK$4,800/ US$600 (annually).
¤ You may make a withdrawal at any time or set up a schedule of withdrawals to create a stream of regular payout, up to a maximum of 90% of the cash value. Each withdrawal is subject to a minimum of HK$400/ US$50 (monthly) or HK$4,800/ US$600 (annually).
+Not applicable to the Capital Protection Option

All ages mentioned refer to the age of the insured at the next birthday.
Each fund is subject to market value fluctuations and to the risks inherent in all investments. The price of units in any fund or the income from them (if any) may go down as well as up. Since the underlying investment may involve multiple currencies, the value of investment may be subject to possible exchange rate fluctuations.
The above information is intended as a general summary. Please refer to the Principal Brochure and policy for further details.
LifeInvest Protection Plus is underwritten by HSBC Life (International) Limited which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. The Hong Kong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited.