Term Life Insurance (Refundable Premium)

Protection

Unemployment benefit

Regular Premium

Protection

Low-cost life insurance with a refund of 50% of the premiums paid at the end of the 10-year policy term

You can choose the plan most suitable for your particular needs

SUM INSURED (HK DOLLARS)

Unemployment benefit^#

If you become unemployed for more than 30 consecutive days, you can delay your payment of all premiums due for up to 365 days and remain fully insured

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Regular premium

Your premiums are paid monthly, and they are fixed at the start of the plan and guaranteed not to change within the policy term

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Note:
All ages mentioned refer to the age of the insured at their next birthday.
We reserve the right to reject the application based on the condition of your health.
#Available for policyholders aged between 19 and 40 holding Hong Kong Identity Cards.

NB: The above information is intended as a general summary. Please refer to the Terms of Cover for details.

Term Life Insurance (Refundable Premium) is underwritten by HSBC Life (International) Limited which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited.

Insurance products offered by HSBC Life (International) Limited are only available for subscription by residents of the Hong Kong SAR.