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Our Loans

Personal Instalment Loan

Fixed, regular monthly payments allow you to budget accurately

Flexible repayment period up to 48 months
Any time redraw the repaid principal on existing loan without re-applying

Revolving Credit Facility

A revolving loan with the ultimate flexibility to set your credit repayment schedule and amount

Minimum 2.5% of the utilised credit balance as the repayment amount
No withdrawal fee

Overdrafts

Extra cash credit around the clock for when you need it most

Clean overdraft facility gives you stand by cash in case of emergency
Pledge your assets as security for a secured overdraft facility

How much will it be?
Applicable only to Personal Instalment Loan

Loan amount (HKD)

Maximum HKD 600,000 or 6 x monthly salary whichever is the lower

Interest rate (% flat per month)

view rates table

Loan period (months)

6-48 months, according to your needs

What will it cost per month?

Repayment: HK$

The repayment figure is for indication only and applies to Personal Instalment Loans. It assumes a handling charge equivalent to 1% per annum is to be advanced as a further loan.

Ready to apply?