Fixed, regular monthly payments allow you to budget accurately
Handy cash exclusively for existing Personal Instalment Loan customers
A revolving loan with the ultimate flexibility to set your credit repayment schedule and amount
One simple and flexible solution to consolidate all your outstanding credit card and loan balances to a single loan account with HSBC to ease your repayment burden
Extra cash credit around the clock for when you need it most
1. Only applicable to HSBC payroll customers with at least one month payroll record immediately prior to the loan application. For irregular income earners (including customers working on a part-time, commission or profit sharing basis), no income proof is required if they have maintained an auto payroll account in HSBC for at least 3 months.
2. Applications have to be submitted during the Bank's service hours (Monday to Friday: 9 am-8 pm, Saturday: 9 am-1 pm, except public holidays, or individual branch's opening hours) with all required information (including without limitation a valid HSBC banking account number) and documents. The actual turnaround time starts when all the required information is successfully input into the Bank's application evaluation system. Processing time may vary in some cases depending on the actual circumstances of individual applications.
3. The lower one applies.
* Applicable to successful loan applications of Personal Instalment Loan via HSBC website www.hsbc.com.hk or HSBC Internet Banking with an approved loan amount of HK$50,000 or above. Terms and conditions apply. Applicable to successful loan applications of Revolving Credit Facility via HSBC website www.hsbc.com.hk or HSBC Internet Banking with an approved loan amount of HK$60,000 or above. Terms and conditions apply.
Please click here for details of Personal Instalment Loan or click here for details of Revolving Credit Facility.
^Applicable to successful re-draw of HK$20,000 re-draw amount or above via HSBC website www.hsbc.com.hk or HSBC Internet Banking . Terms and conditions apply. Please click here for details.