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Loan Services

Our Loans

Personal Instalment Loan

Fixed, regular monthly payments allow you to budget accurately

  • Fast approval and cash withdrawal within 5 minutes
  • Flexible repayment period up to 48 months
  • Any time redraw the repaid principal on existing loan without re-applying
  • Apply for Personal Instalment Loan online to enjoy extra cash rebate of up to HK$300!*

Personal Instalment Loan Redraw

Handy cash exclusively for existing Personal Instalment Loan customers

  • Redraw the repaid principal from existing Personal Instalment Loan account without re-applying
  • Instant cash withdrawal from over 1,000 HSBC ATMs
  • Maximum repayment period up to 48 months

Revolving Credit Facility

A revolving loan with the ultimate flexibility to set your credit repayment schedule and amount

  • Fast approval and cash withdrawal within 5 minutes
  • Minimum 2.5% of the utilised credit balance as the repayment amount
  • No withdrawal fee
  • Apply for online to enjoy extra cash rebate of HK$200!*

Personal Instalment Loan Balance Consolidation Program

One simple and flexible solution to consolidate all your outstanding credit card and loan balances to a single loan account with HSBC to ease your repayment burden

  • Extra long repayment period up to 72 months
  • Personalised interrst rate to save your interest expenses

Overdrafts

Extra cash credit around the clock for when you need it most

  • Clean overdraft facility gives you stand by cash in case of emergency
  • Pledge your assets as security for a secured overdraft facility

*Applicable to successful loan applications of Personal Instalment Loan or Revolving Credit Facility via HSBC website www.hsbc.com.hk or HSBC Internet Banking with an approved loan amount of HK$60,000 or above. Terms and conditions apply. Please click here for details of Personal Instalment Loan, or click here for details of Revolving Credit Facility.

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Demo Video for Online Application

Click here to view demo videos illustrating the 5 easy steps of online application for personal loans