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What is an Overdraft?

An overdraft is a ready credit facility that offers you extra cash whenever you need it, and for whatever purpose. Overdrafts provide you with the flexibility of funds when you need it most.

Overdrafts at a glance

HSBC Premier Clean Credit

Exclusively for HSBC Premier customers, extra stand-by cash with preferential interest rates. More

PowerVantage Clean Credit

Linked to your PowerVantage package, a credit facility for extra on-demand cash. More

SmartVantage Clean Credit

A credit facility for extra on- demand cash. More

Personal Overdraft

Enjoy a high credit line with low interest rates with a personal overdraft. More

HSBC Premier, PowerVantage and SmartVantage Secured Credit

Achieve your goals and dreams with your assets pledged as security with a Secured Credit. More

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Loan Resources

Loan Basics

Understand how the borrowing process works before you apply.

How to borrow money wisely

Understand the risks involved with borrowing money so you are fully informed.