Personal Overdraft

What is a Personal Overdraft?

A personal overdraft provides you with a high credit line with a low interest rate to provide you with flexibility when you need it. Hassle-free cash withdrawal with revolving credit line.

Features

• Borrow a personal overdraft of up to HKD600,000 or four times your monthly salary, whichever is lower
• Enjoy attractive pricing of HSBC's Best Lending Rate + 7%p.a.
• No monthly repayment to allow maximum financial flexibility
• A nominal annual fee of 1% on the credit limit granted, subject to minimum of HKD200 and maximum of HKD700
• No interest charged for unused overdraft

What else should I know?

• Loan Basics
• How to borrow money wisely