SmartVantage Clean Credit

What you need to know

What is a SmartVantage Clean Credit?

Obtain the extra cash you want, whenever you need it most, with the SmartVantage Clean Credit , and enjoy the financial freedom of increased spending and investing power.

Features

Borrow up to HKD600,000 or four times your monthly basic salary, whichever is lower
Repay as little as 5% on the outstanding debit balance, or HKD100, whichever is higher
SmartVantage Customer receive a clean credit pricing of HSBC's Best Lending Rate + 6% p.a.
A stand-by overdraft protection credit limit of up to HKD5,000 at HSBC's Best Lending Rate + 5%* p.a.
No interest charged for unused credit

What else should I know?

Next steps...

Need help?

Call (852) 2233 3000

DAILY INTEREST?

Credit amount (HKD)

Maximum HKD 600,000 or 4 x monthly basic salary whichever is the lower

Interest rate (% per annum)

Interest rates can be as low as
6% above HSBC's Best Lending Rate

What will my daily interest be?

Daily interest: HK$

per day

The figures calculated are for indication only

Note:
A nominal monthly fee of HKD50 x utilised percentage of credit limit for the last month will be charged.
*	Applicable to SmartVantage customers who have maintained at least three months' satisfactory credit record and a total credit relationship of HKD10,000 with the Bank in the previous calendar month.