Personal Instalment Loan

What you need to know

What is a Personal Instalment Loan?

A personal instalment loan is an HSBC loan that allows you to borrow up to HKD600,000 and repay the loan in fixed instalments.

Features

Borrow a personal loan of up to HKD600,000 or 6 times your monthly salary, whichever is lower.
Benefit from great rates - the higher the personal loan, the lower the interest.
Approved personal loans are transferred immediately to your account upon loan approval.
Enjoy a personal loan repayment schedule of 6 to 48 months according to your needs.
Proof of income is not required if you have been maintaining a payroll account with HSBC for the past one month. Irregular income earners (including customers working as part-time, on commission or profit sharing basis) are required to provide income proof of the past 3 months.
You can redraw the amount you need or the entire repaid principal without re-application*.

What else should I know?

Next steps..

Already on HSBC Internet Banking

Not yet on HSBC Internet Banking

Need Help?

Call (852) 2748 8030

Manage your loan...

Logon to HSBC Internet Banking to view your loan balance and more.

How much will it be?
Applicable only to Personal Instalment Loan

Loan amount (HKD)

Maximum HKD 600,000 or 6 x monthly salary whichever is the lower

Interest rate (% flat per month)

view rates table

Loan period (months)

6-48 months, according to your needs

What will it cost per month?

Repayment: HK$

The repayment figure is for indication only and applies to Personal Instalment Loans. It assumes a handling charge equivalent to 1% per annum is to be advanced as a further loan.

Ready to apply?

*Minimum redraw is HKD3,000 and you must have had a Personal Instalment Loan account for at least 3 months. The Bank reserves the final right of allowing customers to redraw or not and has sole discretion to determine the redrawn amount and tenor.