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Personal Information Collection Statement

Statement relating to the Personal Data (Privacy) Ordinance ("PDPO")

As our customer, it is necessary from time to time for you to supply us with your personal data to enable us and other companies of the HSBC Group ("our affiliates") to provide and administer products and services and to effect transactions for or with you. Failure to supply such data may result in our being unable to provide or continue to provide products and services to you.

During the continuation of the relationship, we may collect and/or compile further data relating to you.

The purposes for which data relating to you may be used by us and our affiliates are as follows:

1. offering and providing products and/or services to customers from time to time, and administering, maintaining, managing and operating such products and/or services which may include, without limitation, insurance, banking, provident fund or scheme, or other financial products or services,
2. processing, assessing and determining any applications or requests made by you for products or services,
3. any purposes in connection with any claims made by or against or otherwise involving you in respect of any products and/or services provided by us or our affiliates including, without limitation, making, defending, analysing, investigating, processing, assessing, determining or responding to such claims,
4. performing any functions and activities related to the products and/or services provided by us or our affiliates including, without limitation, marketing, audit, reporting, market research, and general servicing and maintenance of on-line and other services,
5. designing products and/or services for customers, and promoting, improving and furthering the provision of products and/or services by us or our affiliates,
6. matching any data held by us or our affiliates relating to you from time to time for any of the purposes listed in this statement,
7. making disclosure under the requirements of any law, rules, regulations, codes of practice or guidelines binding on us or our affiliates including, without limitation, making disclosure to applicable regulators, governmental bodies, or industry recognised bodies such as federations or associations of insurers or credit reference agencies,
8. exercising any rights we or our affiliates may have in connection with the provision to you of products and/or services from time to time,
9. conducting identity and/or credit checks,
10. determining any amount of indebtedness owing to or from you, and collecting and recovering any amount owing from you or any person who has provided any security or undertaking for your liabilities,
11. enabling an actual or proposed assignee, transferee, participant or sub-participant of our rights or business to evaluate the transaction intended to be the subject of the assignment, transfer, participation or sub-participation,
12. any purposes relating to the above or any other purposes in accordance with our general policies or those of the HSBC Group in relation to insurance, banking and financial services as set out in statements, circulars, notices or other terms and conditions made available by us or the HSBC Group to customers from time to time.

Data held by us will be kept confidential but we may provide such data inside or outside the Hong Kong Special Administrative Region, to the following persons:

any of our affiliates for the purposes specified above,
any person in connection with any claims made by or against or otherwise involving you in respect of any products and/or services provided by us or our affiliates,
any agent, contractor or third party service provider who provides administrative, telecommunications, computer, payment, data processing or storage, or other services to us or our affiliates in connection with the operation of business,
any credit reference agencies or, in the event of default, any debt collection agencies,
any person under a duty of confidentiality to us or our affiliates which has undertaken to keep such data confidential,
any actual or proposed assignee, transferee, participant or sub-participant of our rights or business,
any person to whom we or our affiliates are under an obligation to make disclosure under the requirements of any law, rules, regulations, codes of practice or guidelines binding on us or our affiliates including, without limitation, any applicable regulators, governmental bodies, or industry recognised bodies, and where otherwise required by law.

Under and in accordance with the terms of the PDPO, you have the following rights:

(i) to check whether we hold data relating to you and to access such data,

(ii) to require us to correct any data relating to you which is inaccurate,

(iii) to ascertain our policies and practices in relation to personal data and to be informed of the kind of personal data held by us,

(iv) to request us not to use your data for direct marketing purposes.

In accordance with the terms of the PDPO, we have the right to charge a reasonable fee for processing any data access request.

Requests may be made in writing to the Data Protection Officer, 18/F, Tower 1, HSBC Centre, 1 Sham Mong Road, Kowloon, Hong Kong.

Nothing in this statement shall limit your rights under the PDPO.

In case of discrepancies between the English and Chinese versions of this statement, the English version shall prevail.