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Our Mortgages Loans
Home Mortgage Loans
HSBC's Home Mortgage Loans feature tailored solutions to meet your financing requirements.
- Multiple mortgage loan repayment plan options
- Flexible mortgage loan arrangement
Deposit-linked Mortgage
Enjoy better interest returns on your savings deposit and greater flexibility in managing your finances.
- Fruitful returns on your savings deposit
- Reduce net interest expenses of your mortgage loan
HIBOR-based Mortgage Plan
Help you follow more closely the money market movement in interest rate while having extra protection with an interest rate cap.
- More choices of mortgage plan
- Closely follow the money market interest rate movement
- Extra protection with an interest rate cap
HighAdvance Mortgage
Make your dreams come true with less than 30% down payment.
- Borrow mortgage loan up to 90%* of your property's value
- Enjoy cash-out refinancing
Trading Up
Moving to a new property is a little easier with financing from HSBC.
- Pay a deposit on your new home before closing the sale of your current home with an HSBC Bridging loan
Investor Mortgage
Capture property investment opportunities and maximise your wealth potential.
- Rental income and assets return are taken into account for income calculation
Rate Information
Mortgage Calculators
How much can I save on "Deposit-linked Mortgage"?
Calculate how much you can save on Deposit-linked Mortgage compared to standard mortgage.
To estimate your maximum loan amount, please contact us
For monthly repayment, please refer to the Monthly Loan Repayment Table
Property Valuation
Property Valuation tool
Find out the current value of a flat in major estates throughout Hong Kong
Property Price Trends
* The maximum mortgage loan amount is capped at 90% of the property purchase price or property valuation (whichever is lower) provided that mortgage insurance cover is made available by The Hong Kong Mortgage Corporation Limited.
