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Tenants Purchase Scheme Application Process

We offer these privileges to home buyers

Maximum loan amount up to 100% of the property value
Maximum loan period up to 25 years
Two repayment plans with monthly or fortnightly options to choose from
- Straight-line repayment plan
- Step-up repayment plan

Application procedure for the Tenants Purchase Scheme and mortgage loan

Primary market	Secondary market

STEP 1
Receive an invitation letter from the Hong Kong Housing Authority Return the application form with the intention money to the Hong Kong Housing Authority	Apply for an eligibility certificate from the Hong Kong Housing Authority to buy the flat
STEP 2
Receive the acceptance confirmation from the Hong Kong Housing Authority	Look for the right property Negotiate property price on their own and then sign a provisional Sale and Purchase Agreement
STEP 3
Apply for a mortgage loan by visiting any HSBC branch
STEP 4
Sign the Mortgage Deed and Title Deed at your solicitor's office	Sign the Mortgage Deed and formal Sale and Purchase Agreement at your solicitor's office
STEP 5
You are now the owner of your current flat	Collect the key to your flat

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