The world's local bank
Home Mortgage Loans
What are Home Mortgage Loans?
HSBC offers a selection of mortgage loans to satisfy your individual financing needs from first time home buyers, to investors, with a variety of Repayment Plans.
Mortgage Loans at a glance
Deposit-linked Mortgage
Enjoy better interest returns on your savings deposit and greater flexibility in managing your finances. more
HighAdvance Mortgage
Minimise your down payment burden by borrowing up to 95%* of your property's value. more
Investor Mortgage
Make the most of opportunities in the property market with HSBC's Investor Mortgage loan. more
Refinancing
Enjoy additional savings and benefits for you and your family when you refinance your home mortgage with HSBC. more
Trading Up
Ease your cash flow when moving to a new home with help from HSBC. more
What else should I know?
Next Steps...
HSBC Internet Banking Users
Not yet a HSBC Internet Banking User
Need help?
- Call (852) 2748 8080
- Make an appointment
Manage your account online...
Logon to HSBC Internet Banking to top up a loan, check outstanding loan amount, amend repayment options and many more.
Mortgage Loan Tools
Property Valuation Tool
Find out the current value of a flat in major estates throughout Hong Kong
How Much Can I Afford?
Determine how much of a home mortgage you can afford to borrow with your current income
What will my monthly payments be?
Calculate your monthly home mortgage loan repayments according to the total amount of your loan
What will my savings on interest expenses be?
Calculate how much you can save on Deposit-linked Mortgage compared to standard mortgage
Property Price Trends
* The maximum mortgage loan amount is capped at 95% of the property purchase price or property valuation (whichever is lower) provided that mortgage insurance cover is made available by The Hong Kong Mortgage Corporation Limited.
