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Deposit-linked Mortgage
What is a Deposit-linked Mortgage?
HSBC's Deposit-linked Mortgage Repayment Plan* allows you to enjoy a preferential interest rate equivalent to the mortgage loan interest rate for a certain amount of deposits once you draw a mortgage loan with us. This offers you better interest returns on your savings deposit and greater flexibility in managing your finances and wealth.
Features
- Enjoy a preferential interest rate same as the mortgage interest rate for your savings deposit balance up to 50% of the outstanding principal amount of your mortgage loan with us
- Enjoy a higher interest returns on your savings deposit with net interest expenses of your mortgage loan reduced
- Separate access to your mortgage and savings accounts allows you to have better management of your wealth
What else should I know?
* Exclusively for HSBC Premier or PowerVantage account holders
Next Steps...
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- Call (852) 2748 8030
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Logon to HSBC Internet Banking to top up a loan, check outstanding loan amount, amend repayment options and many more.
Mortgage Loan Tools
Property Valuation Tool
Find out the current value of a flat in major estates throughout Hong Kong
How Much Can I Afford?
Determine how much of a home mortgage you can afford to borrow with your current income
What will my monthly payments be?
Calculate your monthly home mortgage loan repayments according to the total amount of your loan
What will my savings on interest expenses be?
Calculate how much you can save on Deposit-linked Mortgage compared to standard mortgage
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