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 In recognition of your superior status, you can always enjoy privileged and worldwide access to our banking services through HSBC Premier Centres, internet banking, 24-hour manned phonebanking and Investment Phonebanking services and worldwide ATM network. |
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 We keep your financial transactions as simple and easy to operate as possible. HSBC Premier
is a single integrated account that offers a spectrum of financial
services, from simple deposits to a wide range of investment and
insurance services, including:
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HKD savings account with daily compound interest payable monthly |
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Non-interest-bearing HKD current account |
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Deposits in HKD and 11 different foreign currencies |
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Statement gold |
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Overdraft protection |
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Credit facilities |
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All-in-one insurance policy and other insurance products |
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Comprehensive
range of investment products from deposit alternatives to securities,
bonds/certificates of deposit and unit trusts |
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In a clear, easy-to-understand format, HSBC Premier's consolidated statement captures details of your financial portfolio under HSBC Premier
and other accounts with us, so that you can review your financial
portfolio at a glance. Together with snapshots of your asset allocation
and portfolio movements, which are summarised in user-friendly charts,
you can check the status of your financial portfolio instantly and plan
your investments with ease. |
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To help you capitalise on different market conditions, HSBC Premier customers deserve to enjoy our exclusive investment services. You can maximize your wealth potentials with our wide range of investment products and services.
Our exclusive investment services include:
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Structured Products Exclusive Placement
helps you capture market trends more effectively and enhance investment
returns amid a world of constantly changing market conditions. |
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Bond Sourcing on Request provides access to a wide range of fixed-income product choices |
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Securities Margin Trading Service offers you additional funds for investing |
Other investment products and services at your fingertips:
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| HSBC Premier Insurance
is an all-in-one insurance solution that gives you comprehensive
protection under one policy. It presents a selection of covers
including personal accident, home, travel, building or car - leaving
you less to worry about and more time to enjoy your wealth. We can also help you with your life insurance
arrangements. Whether it is protecting your family or your business,
planning for a child's education or for your own retirement, we can
help to arrange the right plan for you and make you feel secure about
the future.
If you are looking for comprehensive medical protection plans, we have FirstCare which provides you with a flexible combination of in-patient and a range of optional benefits. Preferred Care,
provides wide cover for critical illnesses and offers personalised
medical treatment and access to world-class hospitals in the United
States with full financial protection.
Note:
The above insurance plans are underwritten by HSBC Life (International)
Limited, HSBC Medical Insurance Limited and HSBC Insurance (Asia)
Limited (the insurance companies) which are authorised and regulated by
the Commissioner of Insurance of the Hong Kong SAR. The Hongkong and
Shanghai Banking Corporation Limited is an insurance agent authorised
by the insurance companies. The above information is intended as a
general summary. Please refer to the insurance policy for detailed
terms and conditions. |
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Overdraft protection
After
maintaining a satisfactory credit record for three months , you will
automatically receive a standby overdraft limit of up to HKD20,000 so
that you never have to worry when writing cheques or using autoPay. No
additional service fee or minimum payment is required.
Innovative credit facilities
You can access the secured overdraft
attached to either your savings or current account. Your credit limit
is adjusted automatically based on the daily value of your assets in
your integrated account. No additional service fee or minimum payment
is required.
In addition, an unsecured overdraft is also available to you. Your credit limit can be up to six times your monthly basic salary or HKD600,000, whichever is lower. |
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 In anticipation of your increasing wealth management needs in Hong Kong and mainland China, we now offer Renminbi (RMB) Services through HSBC Premier including renminbi deposits, transfers, exchange and remittances,etc. |
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HSBC's global knowledge and local expertise, HSBC Premier's exclusive
wealth management service - Customer Portfolio Management Services -
will help you exploit the potential of your wealth. Your Customer
Relationship Manager will assist you to plan ahead and achieve your
financial goals by providing a complete and clear analysis of your
total assets. By reviewing your investment goals and risk appetite, you
can develop your own target asset portfolio . |
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 Wherever you are in the world, HSBC Premier
Global Services, which encompass travel, emergency and concierge
services, is your passport to a more hassle-free and pampered life. To
enjoy these first-class services and privileges, simply call our
24-hour call-collect line which is manned by multilingual
representatives.
Travel and emergency services
Wherever
you travel, we are only a phone call away. In emergencies, we give you
access to cash and can help you with lost or stolen documents and
luggage. We will also provide medical and legal referrals and
interpreter services. We even offer flight reservations, hotel
accommodation, car rental and information through our travel services.
Concierge service
For
the good times, we have a concierge service for restaurant reservations
and bookings, prime ticketing, golf course referrals - and even advice
on the buying and shipping of luxury goods. |
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The world's local bank
