Features

Managing your family's finances is just that easy

Now with Junior Pack, you and your children can benefit from our convenient financial management services:

• Fund transfers between your accounts under HSBC Premier and the Junior Pack allow you to manage your financial needs conveniently and allocate your funds flexibly.
• With the choice of issuing a Cash Card to your child, they can easily withdraw cash from their Junior Pack current account all over the world via the HSBC Group's ATM network, while you retain ultimate control over the account. This means you can save on Telegraphic Transfers charges when your child is studying abroad.
• With the exclusive Internet Banking Services, your child will be able to access information on their own savings and current accounts online to cultivate an interest in managing personal finances at an early stage.
• A separate statement will be issued on this Junior Pack account which you can share with your children, so they can begin to understand the fundamentals of finances under your guidance.
• As a single point of contact looking after you and your family's financial needs, the same Relationship Manager will be assigned to look after your portfolio under Premier as well as Junior Pack.
• When your child reaches the age of 18, they will be invited to join SmartVantage on their own so as to enjoy the independence of managing their own finances.
• Probate Bypass Trust: An optional solution for parents to pass on wealth to their next generation, giving you and your family added peace of mind.

* Junior Pack is only available to children and/or grandchildren (under 18 years of age) of HSBC Premier customers. Premier customers are required to maintain a Total Relationship Balance of HKD1,000,000 or above to be eligible for this service.