Cumulative Performance

Cumulative Performance as at 28 November 2008

Fund	6 Months %	1 Year %	3 Years %	5 Years %	% Since Launch as at 28 Nov 2008
Balanced Fund	-33.20	-37.31	-10.84	8.74	2.00
Capital Preservation Fund	0.98	2.33	11.39	14.07	23.20
Growth Fund	-40.05	-45.04	-16.35	7.38	-6.90
Guaranteed Fund	-5.77	-8.00	5.20	3.90	1.20
Hang Seng Index Tracking Fund	-42.73	-50.59	-3.39	20.74	8.30
Remark for SuperTrust and SuperTrust Plus: Cumulative performance for Capital Preservation Fund is calculated before deduction of fees and charges of the fund. Please refer to the Fund Fact Sheet for the calculation of the fund performance after adjustment for fees and charges on a fund basis.

Source: HSBC Life (International) Limited

The cumulative performance and the other information shown are for reference only and are subject to change without notice.

The funds of SuperTrust and SuperTrust Plus were launched on 1 December 2000 and the funds of SimpleChoice were launched on 14 January 2008. The funds are all denominated in Hong Kong dollars. The unit prices are based on the net asset value of each constituent fund and quoted for indication only. The offer spread is currently waived and all scheme members and participating employers will be given at least 12 months of prior notice in respect of any changes on this. Cumulative performance is calculated based on unit prices in Hong Kong dollars.

For SuperTrust Plus
With effect from 1 November 2007, the name of the Asian Equity Fund has been revised as Asia Pacific Equity Fund, and the name of Hong Kong Equity Fund has been revised as Hong Kong and Chinese Equity Fund.

Investment involves risk. Past performance is not necessarily a guide to future performance.

For more details on the funds, fees and charges, including other charges payable by the funds and handling charges, please refer to the Principal Brochure.