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Important notes
- The HSBC Mandatory Provident Fund - SimpleChoice is a mandatory provident fund scheme.
- You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
- You should not invest based on the information shown on this website alone and should read the relevant 'Principal Brochure'.
SimpleChoice
MPF Conservative Fund
| Investment strategy | Investment risk | Fund type |
|---|---|---|
| Conservative | Low | Money market fund |
Objective
The investment objective of the MPF Conservative Fund is to achieve a rate of return higher than that available for savings deposits. This Fund shall be invested in an authorised unit trust (HSBC MPF 'A' - MPF Conservative Fund) comprised entirely of high grade Hong Kong dollars denominated monetary instruments such as treasury bills, bills of exchange, commercial paper, certificates of deposit or interbank deposits; and other ancillary investments as allowed under the General Regulation. Such investments will have an average portfolio remaining maturity of not more than 90 days.
Typical Asset Allocation
An authorised unit trust comprised entirely of high grade Hong Kong dollar denominated monetary instruments: 100%
Fees and charges of an MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (ii) and, therefore, its unit prices, net asset value (NAV) or fund performance quoted (except for the fund performance figures quoted in a Fund Fact Sheet) do not reflect the impact of fees and charges.
Global Bond Fund
| Investment strategy | Investment risk | Fund type |
|---|---|---|
| Moderate | Medium | Bond Fund |
Objective
The investment objective of the Global Bond Fund is to achieve stable capital growth with low volatility. This Fund shall be invested in an approved pooled investment fund (HSBC MPF 'A' - Global Bond Fund) that primarily invests in portfolios of carefully selected global fixed income securities. Such investments will be made through further approved pooled investment funds and other investment as allowed under the General Regulation. The investment advisers and investment sub-advisers appointed to manage the investments of the underlying approved pooled investment funds are members of the HSBC Group.
Typical Asset Allocation
Cash:
0-30%
Global Equity Fund
| Investment strategy | Investment risk | Fund type |
|---|---|---|
| Aggressive | High | Equity fund |
Objective
The investment objective of the Global Equity Fund is to achieve long-term capital growth with medium-to-high volatility. This Fund shall be invested in an approved pooled investment fund (HSBC MPF 'A' - Global Equity Fund) that primarily invests in portfolios of carefully selected shares traded on different global markets. Such investments will be made through further approved pooled investment funds and other investment as allowed under the General Regulation. The investment advisers and investment sub-advisers appointed to manage the investments of the underlying approved pooled investment funds are members of the HSBC Group.
Typical Asset Allocation
Bonds and cash:
0-30%
Remarks
- It is important that you read this website in conjunction with the relevant 'Principal Brochure' which contains more detailed information about HSBC MPF including information on its fund structure, fee table and our rights to alter the fees and charges.
- Additional voluntary contributions are accepted at the discretion of the Administrator and the Trustee.
- Investment involves risks. Past performance is no guide to future performance. For further details including the product features and risks involved, please refer to the relevant 'Principal Brochure'.
- The investment risk of each fund shown above is provided by HSBC Global Asset Management (Hong Kong) Limited, with reference to the risk and return data from Lipper Analytics. The investment risk is provided for reference only. You should not make your investment choice based on the information of this website only and should read the relevant 'Principal Brochure' for further details about each fund.
- If you are in doubt about the meaning or effect of the contents of this website, you should seek independent professional advice.
- If you would like to raise any concerns or make a complaint, you can write to or call the Administrator or the Trustee. The Administrator or the Trustee will then investigate the situation and take necessary actions as soon as practicable.
- With effect from 9 August 2009, Capital Preservation Fund has been renamed as MPF Conservative Fund.
