Risk Profiler

Check out your investment profile

Everyone has their own investment comfort zone. To help you find out more about your investment style, we have created this straightforward self-assessment test. By considering your financial status, attitude towards investment and certain objective factors which reflect your tolerance to risk, you can discover more about your investment needs.

The number of years to retirement and your age are also considered as influential factors since they reflect the time frame for your investment. Please answer all the following questions.

> Please answer question 1
> Please answer question 2
> Please answer question 3
> Please answer question 4
> Please answer question 5
> Please answer question 6
> Please answer question 7
> Please choose your years to retirement.

Investment Profiling Questionnaire

Wealth

1. If you were to retire now, would your current savings (including assets such as properties, stocks, unit trusts, etc) be sufficient for you to maintain a living? No Yes, but I would have to accept a standard of living lower than at present Yes, I would be able to maintain my current standard of living

2. How long could you maintain your current standard of living with your current assets if you were temporarily to receive no income? Less than 1 year Between 1 and 3 years More than 3 years

Income

3. Approximately how much of your regular monthly salary is accounted for by monthly expenses (including mortgage payments, credit card payments, food and meals, entertainment, etc)? Less than 50% Between 50% and 75% More than 75%

4. Apart from your regular monthly salary, do you have any other source of income in a year (such as rental income, bank interest, stock dividends, year-end bonus, etc)? No Up to three months of my current salary More than three months of my current salary

Family

5. How many dependants (spouse, children, parents, etc) do you have? 0 to 1 2 to 3 More than 3

Personality

6. You receive an unexpected bonus equivalent to three months' salary, and you must invest this money. You will: Place it in a bank deposit yielding 5% pa Put the money in an investment that will give a return of around 20% pa or a loss of around 10% pa Put the money in an investment that will give a return of around 40% pa or a loss of around 30% pa

Investment experience

7. Which one of the following best describes your investment activities in the past? I have most of my money in a bank account I have money in a bank account and have experience investing in stocks, bonds and/or unit trusts/mutual funds that hold stocks or bonds I have most of my money invested in stocks, bonds and/or unit trusts/mutual funds that hold stocks or bonds

Years to retirement (assumes retirement at age 65)

Up to 5 Up to 10 Up to 20 Up to 30 Over 30

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