General Terms and Conditions

1.	All remarks and footnotes stated in any relevant promotional materials shall form part of the promotional terms and conditions.
2.	All offers under this promotion are provided subject to the prevailing regulatory requirements.
3.	The Hongkong and Shanghai Banking Corporation Limited (the "HSBC") reserves the right to change these Terms and Conditions at any time and the offer may be withdrawn by HSBC at its discretion without prior notice.
4.	Where there is any discrepancy between the Chinese and English versions of these terms and conditions, the English version shall apply and prevail.
5.	In the event of a dispute arising out of this promotion, the decision of HSBC shall be final and conclusive.
6.	All the terms and conditions listed above are governed by and construed in accordance with the laws of HKSAR.

Terms and Conditions for Weekly and Grand Lucky Draws (the "Lucky Draws")

1.	The promotion runs from 28 June 2010 to 17 December 2010 with both dates inclusive (the "Promotional Period").
2.	The Lucky Draws are exclusive to personal customers of HSBC (the "Customers").
3.	During the Promotional Period, there will be 25 Weekly Lucky Draws and 2 Grand Lucky Draws. Any Stock IPO subscription or successful securities purchase or sale transaction (excluding any purchase under Stocks Monthly Investment Plan) via HSBC Personal Internet Banking (www.ebanking.hsbc.com.hk) or Stock Express (www.hsbc.com.hk/stockexpress) during any one of the relevant transaction periods shown below via an account in which Customer is the sole or principal accountholder, Customer can participate once in the relevant Weekly Lucky Draw (in the case of Stock IPO, the Weekly Lucky Draw in the week when the Stock IPO Application Period ends or the week thereafter) and each of the two Grand Lucky Draws. In case of a joint account, only the principal accountholder is eligible to participate in the Lucky Draws. Relevant Transaction Period Weekly Lucky Draw 1st week: 28 Jun – 2 Jul 2010 2nd week: 5 Jul – 9 Jul 2010 3rd week: 12 Jul – 16 Jul 2010 4th week: 19 Jul – 23 Jul 2010 5th week: 26 Jul – 30 Jul 2010 6th week: 2 Aug – 6 Aug 2010 7th week: 9 Aug – 13 Aug 2010 8th week: 16 Aug – 20 Aug 2010 9th week: 23 Aug – 27 Aug 2010 10th week: 30 Aug – 3 Sep 2010 11th week: 6 Sep – 10 Sep 2010 12th week: 13 Sep – 17 Sep 2010 13th week: 20 Sep – 24 Sep 2010 14th week: 27 Sep – 30 Sep 2010 15th week: 4 Oct – 8 Oct 2010 16th week: 11 Oct – 15 Oct 2010 17th week: 18 Oct – 22 Oct 2010 18th week: 25 Oct – 29 Oct 2010 19th week: 1 Nov – 5 Nov 2010 20th week: 8 Nov – 12 Nov 2010 21st week: 15 Nov – 19 Nov 2010 22nd week: 22 Nov – 26 Nov 2010 23rd week: 29 Nov – 3 Dec 2010 24th week: 6 Dec – 10 Dec 2010 25th week: 13 Dec – 17 Dec 2010 Grand Lucky Draw Interim : 28 Jun – 27 Aug 2010 Final : 28 Jun – 17 Dec 2010
4.	There will be a total of 250 items under the 25 Weekly Lucky Draws, including: a. Unit Trusts or Deposit Plus worth HK$70,000 at customer's choice, b. 1-carat diamond c. Tracker Fund of Hong Kong worth HK$68,888, d. AUD, NZD, GBP, CAD or EUR cash credit worth HK$68,888 at customer’s choice, e. Growth set of 2006 Bordeaux Red Wine worth HK$110,000, f. 999.9 gold egg weigh 1 tael, g. Designated Foreign Currency deposit worth HK$10,000,and h. Cash coupons worth HK$1,000 etc Prizes for each Weekly Lucky Draw together with its relevant Terms and Conditions will be available at www.hsbc.com.hk during the relevant transaction period.
5.	One winner will be drawn at the Grand Luxe Draw at the end of August 2010 to win 100 taels of 999.9 gold bricks.
6.	One winner will be drawn at the Super Grand Luxe Draw at the end of December 2010 to win an apartment at the YOHO MIDTOWN by Sun Hung Kai Properties with gross floor area of 621 square feet. The winner has to bear all applicable charges that may incur to a first hand property buyer including but not limited to stamp duty, legal charges and other miscellaneous fees. The entitlement to this prize will be forfeited if the winner fails to pay for such fees and charges in a timely manner.
7.	Draws will take place on or before the following Thursday after each relevant transaction period. Winning notification will be mailed to the winners on or before the last day of the following month after the draw at the winner's local correspondence address.
8.	Unit Trusts or Deposit Plus worth HK$70,000 at customer's choice will be offered to winner who may select to buy one unit trust or place one Deposit Plus available at any HSBC branch within one month after the issuance date of the winning notification, according to the prevailing market price at the time of subscription/deposit placement and/or prevailing foreign exchange rate if foreign exchange is required on the date of subscription/deposit placement at HSBC's discretion, subject to a maximum amount of HK$70,000. Subscription fee of unit trusts will be refunded.
9.	Tracker Fund of Hong Kong worth HK$68,888 will be offered to winner who may effect the purchase of the Tracker Fund of Hong Kong at any HSBC branches within one month after the issuance date of the winning notification, according to the prevailing market price at the time of purchase with the maximum number of board lots purchased subject to a maximum amount of HK$68,888. No refund of the remaining balance will be made. Standard brokerage fee will be waived.
10.	AUD, NZD, GBP, CAD or EUR cash credit worth HK$68,888 at customer’s choice will be offered to winner who may select the preferred currency among the designated foreign currencies (i.e. AUD, NZD, GBP, CAD and EUR) at any HSBC branch within one month after the issuance date of the winning notification, according to the prevailing foreign exchange rate on the day of credit at HSBC’s discretion, subject to a maximum amount of HK$68,888. The cash credit will be credited to the foreign currency account which the winner holds as the sole or principal accountholder. If the winner holds multiple foreign currency accounts, he/she will receive the cash credit in his/her sole account, in the absence of which the cash credit will be made to his/her joint account which he/she is the principal accountholder. If the winner does not have a foreign currency account, the cash credit will be credited in Hong Kong Dollar at the prevailing exchange rate to one of his/her Hong Kong Dollar accounts with HSBC at HSBC’s discretion.
11.	Designated Foreign Currency deposit (AUD, NZD, GBP, CAD or EUR) worth HK$10,000 (the “cash credit”) will be credited to the foreign currency account which the winner holds as the sole or principal accountholder automatically on or before the last day of the following month after the draw according to the prevailing foreign exchange rate on the day of credit at HSBC's discretion, subject to a maximum amount of HK$10,000. If the winner holds multiple foreign currency accounts, he/she will receive the cash credit in his/her sole account, in the absence of which the cash credit will be made to his/her joint account which he/she is the principal accountholder. If the winner does not have a foreign currency account, the cash credit will be credited in Hong Kong Dollar to one of his/her Hong Kong Dollar accounts with HSBC at HSBC's discretion.
12.	HSBC reserves the right to offer alternative prize if any prize is not available or under special situation.
13.	HSBC assumes no responsibility for the quality of products and services related to the prizes and the supplying merchants.
14.	All prizes cannot be converted into cash unless stated otherwise and the use of the prizes is subject to the terms and conditions printed on the winning notification and stipulated by the supplying merchants.
15.	The entitlement to any prizes will be forfeited if the winner does not maintain any account with HSBC when the winning notification is mailed out or refuse to participate in relevant prize presentation ceremony.

Online Securities Trading Promotional Terms and Conditions

HK$0 Brokerage Fee Offer for Online Local Securities and Margin Trading (the "Securities Trading Offer")

1.	The promotion of the Securities Trading Offer (the "Offer) is effective from 28 June until 31 December 2010, both dates inclusive ("the Promotional Period").
2.	The Offer is applicable to the customer of The Hongkong and Shanghai Banking Corporation Limited, Hong Kong ("HSBC") during the Promotional Period who (the "Eligible Customers"): a. successfully opens or upgrades to a new Integrated Account – HSBC Premier and opens a new HSBC Premier Investment Services Account / HSBC Premier Securities Margin Trading Service Account (the "Eligible Investment Account") within six months upon the opening of the said Integrated Account – HSBC Premier but on or before 31 December 2010 as the sole or principal account holder, and who is not currently holding or has not terminated an Integrated Account – HSBC Premier or an HSBC Premier Investment Services Account within six months prior to the specific dates listed in the below table; or b. successfully opens or upgrades to a new Integrated Account – HSBC Advance and opens a new HSBC Advance Investment Services Account / HSBC Advance Securities Margin Trading Service Account (the "Eligible Investment Account") within six months upon the opening of the said Integrated Account – HSBC Advance but on or before 31 December 2010 as the sole or principal account holder, and who is not currently holding or has not terminated an Integrated Account – HSBC Premier / HSBC Advance / PowerVantage or an HSBC Premier / HSBC Advance / PowerVantage Investment Services Account within six months prior to the specific dates listed in the below table; or c. successfully opens a new SmartVantage Investment Services Account / SmartVantage Margin Trading Service Account / Securities Service Account with account suffix 381 (the "Eligible Investment Account") on or before 31 December 2010 as the sole or principal account holder, and who is not currently holding or has not terminated any HSBC investment account within six months prior to the specific dates listed in the below table: Account opening date / conversion date 28 June - 30 June 2010 1 July - 30 September 2010 1 October - 31 December 2010 Six months prior to below specific dates 1 April 2010 1 July 2010 1 October 2010
3.	The Offer is only applicable to local securities transactions (excluding transactions made in respect of initial public offerings and Stocks Monthly Investment Plans) which are effected via HSBC Personal Internet Banking (www.ebanking.hsbc.com.hk) and Stock Express (www.hsbc.com.hk/stockexpress) through the Eligible Investment Account within 30 calendar days upon the account opening date or account conversion date of the first opened or first upgraded Eligible Investment Account during the promotional period. (the “Eligible Period”) ("Eligible Transactions"). Transactions effected via trading channels other than HSBC Personal Internet Banking and Stock Express will not be entitled to the Offer.
4.	Eligible Customers will enjoy HK$0 brokerage fee for all Eligible Transactions until: a. the cumulative transaction total turnover reaches HK$2,000,000 or the total cumulative standard brokerage fee (minimum HK$100 per transaction) reaches HK$5,000, whichever happens first within the Eligible Period for HSBC Premier Eligible Customers; or b. the cumulative transaction total turnover reaches HK$1,000,000 or the total cumulative standard brokerage fee (minimum HK$100 per transaction) reaches HK$2,500, whichever happens first within the Eligible Period for HSBC Advance Eligible Customers; or c. the cumulative transaction total turnover reaches HK$500,000 or the total cumulative standard brokerage fee (minimum HK$100 per transaction) reaches HK$1,250, whichever happens first within the Eligible Period for SmartVantage / Securities Service Account Eligible Customers; All subsequent transactions will be subject to standard brokerage fees (minimum HK$100 per transaction). Example (HSBC Premier Eligible Customer): An HSBC Premier Eligible Customer opens a new Integrated Account - HSBC Premier with Eligible Investment Account on 14 July 2010 and conducts the following Eligible Transactions during the Eligible Period: Trade Date Transaction Amount Cumulative Transaction Total Turnover during the Eligible Period Standard Brokerage Fee Offer Brokerage Fee Rebate Amount 14 Jul 2010 HK$1,980,000 HK$1,980,000 HK$4,950 HK$0 HK$4,950 15 Jul 2010 HK$50,000 HK$2,030,000 HK$125 HK$100 HK$25 21 Jul 2010 HK$200,000 HK$2,230,000 HK$500 HK$500 HK$0 30 Aug 2010 HK$100,000 n/a (outside of Eligible Period) HK$250 n/a (outside of Eligible Period) HK$0 Total - HK$2,230,000 HK$5,825 HK$600 HK$4,975 For the first trade in the example above, the Eligible Customer has yet to meet the cumulative transaction total turnover of HK$2,000,000 during the Eligible Period. As a result, HK$0 brokerage fee is offered for the first trade. In respect of the second trade, the Eligible Customer pays the standard brokerage fee of 0.25% upfront, i.e. HK$50,000 x 0.25% = HK$125. $0 brokerage fee is applicable only for that part of the transaction amount which is still within the cumulative transaction total turnover of HK$2,000,000 (i.e. HK$2,000,000 – HK$1,980,000 = HK$20,000), which means the Eligible Customer will only get the rebate of HK$20,000 / HK$50,000 x HK$125 = HK$25 (not HK$50 due to the minimum brokerage fee of HK$100 per transaction, i.e. HK$125 – HK$100). Having already exceeded the cumulative transaction total turnover of HK$2,000,000 for the Eligible Period, the Eligible Customer pays standard brokerage fee of 0.25% for the third and all subsequent trades. Lastly, the fourth transaction is not eligible for the Offer as it is effected after the Eligible Period, hence standard brokerage fee of 0.25% applies.
5.	The standard brokerage fees will be deducted upfront and the portion of waived brokerage fees (subject to the minimum brokerage fee of HK$100 per transaction) will be reimbursed to the settlement account of Eligible Investment Account on or before 31 March 2011.
6.	Other transaction fees/charges still apply. These include, without limitation, deposit transaction charge (for purchase orders only), SFC transaction levy, investor compensation levy, HKEx trading fee and stamp duty.
7.	Each Eligible Customer will only be entitled to one of the concurrently running promotional offers in respect of securities trading and securities margin trading at any point of time. Should an Eligible Customer be eligible for more than one promotional offer, HSBC reserves the right to award the Eligible Customer with the offer deemed to be of higher value at HSBC's discretion or such prevailing promotional offer as specified in the Terms and Conditions of a Selected Customer Direct Mailer. No dispensation will be arranged for customers under any circumstance.
8.	An Eligible Customer is entitled to "HK$0 Brokerage Fee Offer for Online Local Securities and Margin Trading" once only regardless of the number of accounts opened.
9.	Eligible Customers must not terminate or downgrade the Eligible Investment Account and its related settlement account within one year after opening of such account in order to enjoy reimbursement of the waived brokerage fees.
10.	Without limiting Clause 7 above, if an Eligible Customer is eligible for the "HK$0 Brokerage Fee Offer for Online Local Securities and Margin Trading" featured in this promotion as well as the "Preferential Brokerage Fee Offer for Online Local Securities" at the same time, he/she will only be entitled to the "HK$0 Brokerage Fee Offer for Online Local Securities and Margin Trading".

Online Local Securities Offer – 0.05% brokerage fee rebate (the "Offer")

1.	The Offer is valid from 28 June until 17 December 2010, both dates inclusive ("the Promotional Period").
2.	The Offer is open to any customers who maintain Integrated Investment Services Accounts or Securities Margin Trading Service Accounts or Securities Accounts with an account suffix 381 during the Promotional Period, of which they are the sole or principal account holders ("Eligible Investment Accounts") ("Eligible Customers") of The Hongkong and Shanghai Banking Corporation Limited, Hong Kong ("HSBC").
3.	The Offer is only applicable to local securities transactions (excluding transactions made in respect of initial public offerings and Stocks Monthly Investment Plans) which are effected via HSBC Personal Internet Banking (www.ebanking.hsbc.com.hk) and Stock Express (www.hsbc.com.hk/stockexpress) through the Eligible Investment Account during the Promotional Period ("Eligible Transactions"). Transactions which are effected via trading channels other than HSBC Personal Internet Banking and Stock Express will not be entitled to the Offer.
4.	Eligible Customers will enjoy a brokerage fee rebate which equals to 0.05% of the cumulative Eligible Transaction amounts above their Individual Target* for each of the Designated Periods listed in the table below. All transactions will be subject to standard brokerage fees (minimum HK$100 per transaction). Designated Period From … to… I 28 Jun – 27 Jul 2010 II 28 Jul – 27 Aug 2010 III 28 Aug – 27 Sep 2010 IV 28 Sep – 27 Oct 2010 V 28 Oct – 27 Nov 2010 VI 28 Nov – 17 Dec 2010 *Individual Target Eligible Customers can enquire the latest Individual Target via calling Promotional Hotline 8226 3300 or visit HSBC Personal Internet Banking.
5.	If a customer enjoys "HK$0 Brokerage Fee Offer for Online Local Securities and Margin Trading" in which its eligible transaction period overlaps with any day of a Designated Period, customer will not be eligible for this "Online Local Securities Offer – 0.05% brokerage fee rebate" for that particular Designated Period and will only become eligible for this "0.05% brokerage fee rebate" Offer in the next coming Designated Period. Example: A customer opens a new Integrated Account – HSBC Premier and a new HSBC Premier Investment Services Account on 30 Jun 2010 as sole account holder and becomes eligible for "HK$0 Brokerage Fee Offer for Online Local Securities and Margin Trading" during 30 Jun to 29 Jul 2010 up to HK$2,000,000 cumulative transaction amount or HK$5,000 cumulative standard brokerage fee incurred (subject to minimum HK$100 per transaction), whichever happens first during 30 Jun to 29 Jul 2010. Assume the customer is assigned with an Individual Target of HK$200,000 for each Designated Period, he/she makes local securities transactions as follows after he/she opens the Eligible Investment Account up till 17 Dec 2010 (end of the Promotional Period): Trade Date Transaction Amount Standard Brokerage Fee Eligible Offer Rebate Amount 30 Jun 10 HK$1,500,000 HK$3,750 HK$0 Brokerage Fee Offer HK$3,750 29 Jul 10 HK$1,000,000 HK$2,500 HK$1,250 (due to reaching cap) 30 Jul 10 HK$2,000,000 HK$5,000 n/a n/a 30 Aug 10 HK$3,000,000 HK$7,500 0.05% Brokerage Fee Rebate Offer Designated Period III HK$1,400 13 Sep 10 HK$10,000 HK$100 (min. brokerage) HK$5 1 Nov 10 HK$100,000 HK$250 0.05% Brokerage Fee Rebate Offer Designated Period V n/a (due to not meeting Individual Target) Total HK$7,610,000 HK$19,100 - HK$6,405 • The first transaction is conducted within the eligible period of 30 Jun to 29 Jul 2010 under the "HK$0 Brokerage Fee Offer" and it is under the cap of HK$2,000,000 cumulative transaction amount or HK$5,000 standard brokerage fee incurred, hence the standard brokerage fee of HK$3,750 will be fully rebated. • The second transaction is also conducted within the eligible period of 30 Jun to 29 Jul 2010 under the "HK$0 Brokerage Fee Offer" but it exceeds the cap of HK$2,000,000 cumulative transaction amount or HK$5,000 standard brokerage fee incurred after the first transaction. Therefore, the rebate amount will be (HK$2,000,000 – HK$1,500,000) / HK$1,000,000 x HK$2,500 = HK$1,250. • Since the customer enjoys the "HK$0 Brokerage Fee Offer" during 30 Jun to 29 Jul 2010 which overlaps with the Designated Period I and II of "0.05% Brokerage Fee Rebate Offer", he/she will only become eligible for the "0.05% Brokerage Fee Rebate Offer" starting from Designated Period III (28 Aug to 27 Sep 10). Hence, the third transaction is not entitled to any promotional offer and the standard brokerage fee of HK$5,000 will be charged. • The fourth transaction is conducted within the Designated Period III of "0.05% Brokerage Fee Rebate Offer" and the cumulative transaction of Designated Period III is above the Individual Target of HK$200,000 by HK$3,000,000 – HK$200,000 = HK$2,800,000. Hence, customer will receive a rebate of HK$2,800,000 x 0.05% = HK$1,400. • The fifth transaction is also conducted within the Designated Period III of "0.05% Brokerage Fee Rebate Offer" and the cumulative transaction of Designated Period III is above the Individual Target of HK$200,000. Hence, customer will receive a rebate of HK$10,000 x 0.05% = HK$5. • The last transaction is conducted within the Designated Period V of "0.05% Brokerage Fee Rebate Offer" and the cumulative transaction of Designated Period V is below the Individual Target of HK$200,000. Hence, customer will have to pay for the standard brokerage fee of HK$250 with no rebate.
6.	The standard brokerage fees will be deducted upfront and the brokerage fee rebate will be reimbursed to the settlement account of Eligible Investment Account on or before 30 April 2011.
7.	Other transaction fees/charges still apply. These include, without limitation, deposit transaction charge (for purchase orders only), SFC transaction levy, investor compensation levy, HKEx trading fee and stamp duty.
8.	Customer must not close Eligible Investment Account and/or its related settlement account on or before 30 April 2011 in order to enjoy the Offer.

Stocks Monthly Investment Plan (SMIP) Evergreen Brokerage Fee Waiver

1.	The promotion runs from 28 June 2010 until further notice (the "Promotional Period"). HSBC reserves the right to change the promotional end date and withdraw the offer at any time with reasonable notice at its discretion via any means selected by HSBC at its discretion.
2.	The SMIP Evergreen Brokerage Fee Waiver Offer ("Brokerage Waiver Offer") is open to all new and existing investment customers of The Hongkong and Shanghai Banking Corporation Limited, Hong Kong ("HSBC").
3.	The Brokerage Waiver Offer is applicable to Customers who have any existing Stocks Monthly Investment Plan ("SMIP) or set up a new SMIP during the Promotional Period through any channel (including branches).
4.	Under the Brokerage Waiver Offer, a brokerage waiver will be applied to purchase transactions of eligible SMIPs with a monthly investment contribution of under HK$20,000 per stock. For SMIPs with a monthly investment contribution of over HK$20,000 per stock, the first HK$20,000 per stock can enjoy the Brokerage Waiver Offer and the monthly investment contribution portion above HK$20,000 per stock will be subject to standard brokerage fee of 0.25%, with a minimum brokerage fee of HK$50 per stock.

Securities Margin Trading Preferential Interest Rate Offer (the "Margin Trading Interest Offer")

1.	The promotion valid period of Margin Trading Interest Offer is from 28 June until 31 December 2010, both dates inclusive.
2.	These promotional terms and conditions are to be read in conjunction with the Securities Margin Trading Service Terms and Conditions.
3.	This preferential interest rate of 2.2%p.a. (or P – 2.8%p.a whichever is higher) is applicable to all new and existing Securities Margin Trading Service Account customers with new and outstanding loan amounts.
4.	Interest on the loan amount will accrue daily and debited on the 28th of each month or the preceding business day if the 28th is a non-banking day.

Risk disclosure: Investment involves risk. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. The price of securities may move up or down. Losses may be incurred as well as profits made as a result of buying and selling securities. This document does not constitute an offer for the purchase or sale of any investment products.

The contents of this document have not been reviewed by the Securities and Futures Commission.