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Gold Credit Cards

What is a Gold Credit Card?

Receive worldwide recognition and added spending power, in addition to all of the benefits of being a HSBC credit card holder, with Visa Gold credit cards.


  • HSBC's Credit Card RewardCash Programme with access to gifts and RewardCash certificates. more
  • Earn Asia Miles with HSBC Mileage Programme.more
  • Exclusive worldwide shopping, dining, leisure and entertainment discounts for HSBC's credit card holders. more
  • 24 hours worldwide emergency and travel assistance for Gold credit card holders. more
  • Interest-free repayment period of up to 8 weeks for Visa Gold
  • Enjoy up to 56-day interest-free repayment period when you use credit card to settle bill payment

Please read the following before using the Card

Gold Credit Cards eWelcome Pack and related terms and conditions

What else should I know?

Octopus Automatic Add-Value Service
Secure Online Payment
Private Label Cards
Chip Card Information
Notes about Over-the-Limit Facility Arrangement
Credit Card Repayment Calculator
Credit Card Cardholder Agreement
Terms and Conditions for the Credit Card Interest-free Instalment Plan applicable for Personal Credit Card Cardholders
Bank tariff guide for HSBC Retail Banking and Wealth Management Customers

[LAST CALL!] Apply online by 30 April for an HSBC Visa Platinum / Visa Gold / UnionPay Dual Currency Credit Card to get the hottest welcome gift worth up to HKD898! What's more, you can earn an extra $5 RewardCash (redeemable for 75 miles) for every HK$100 equivalent overseas spending!
Apply now to enjoy dual offers! Click here for details of the card welcome offer or here for card spending promotion.

Next Steps...

HSBC Internet Banking Users
- WITH a Security Device

HSBC Internet Banking Users
- WITHOUT a Security Device

Not yet a HSBC Internet Banking User

Need help?

  • Call (852) 2748 8033

Manage your account online...

Logon to HSBC Internet Banking to make a bill payment by using your credit card and many more.

Year round privileges



Enjoy exclusive offers at hottest restaurants in town



Enjoy sizzling hot shopping and leisure privileges



Offers from over 160 countries

Please note that our existing credit card agreements, terms and conditions and ancillary documents have been amended to plain language with effect from 1st April 2015, and will be binding on you if you continue to use or retain your card(s) after that date. For details of the amendments, please refer to the Notice of Changes on the Credit Card Cardholder Agreement on our website www.hsbc.com.hk/1/2/hk/cards/download.

In response to the recent changes in market condition, finance charge applicable to personal credit cards will be calculated at an interest rate of 2.625% per month, which is equivalent to an annualized percentage rate (APR) of up to 36.43% on purchase and 37.75% on cash advance inclusive of the cash advance fee and handling fee with effect from 1st Jul 2015 and will be binding on you if you continue to use or retain your card(s) after that date. For details of the amendments, please refer to the Notice of Changes on Personal Credit Card Interest Rates and Finance Charges.