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HSBC Advance

Bank anytime, anywhere with us and earn more rewards and privileges.

HSBC One is a new integrated account replacing HSBC Advance and all existing HSBC Advance accounts will start to convert into HSBC One in phases from 27 Oct 2020. From this date, any reference to “HSBC Advance” in any information, materials, terms and conditions or communications from us shall be deemed to be referring to “HSBC One” (unless we specify otherwise).

HSBC Advance is transforming to HSBC One

Whether you're switching careers, starting a family or moving abroad, HSBC Advance is designed to help you through all life's changes.

How HSBC Advance can help you

Priority services

  • Priority counter services at branches1
  • Dedicated 24/7 manned Phonebanking service hotline (852) 2748 8333

 

Internet Banking and Mobile Banking

  • Check your balances, statements, make payments and manage your money conveniently
  • Make instant transfers between your accounts and third-party HSBC accounts7 abroad with preferential processing fees8 and exchange rates via HSBC Global Transfers
  • Online tools to help you plan your investment, manage your finance and keep abreast the latest market information. Trade stocks and utilize FX Order Watch Trading Services to capitalise investment opportunities
  • Online purchase general insurance plans and application of cards and loans
  • With FPS, you can make instant payments to individuals and merchants.

To borrow or not to borrow?
Borrow only if you can repay!

 

Homepage

1 Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.

2 The SMIP Offer is effective from 28 June 2010 until further notice (the "Promotional Period"). Customers can enjoy the brokerage fee waiver, inclusive of standard brokerage fee of 0.25% and all transaction related charges: Securities and Futures Commission transaction levy, Hong Kong Exchanges and Clearing Limited trading fee and stamp duty, deposit transaction charge and Central Clearing and Settlement System fee. The SMIP Offer is applicable to all new and existing investment customers of HSBC who have any existing SMIP or set up a new SMIP during the Promotional Period through any channel (including branches). Terms and Conditions apply.

3 Applicable to the first new set up of Unit Trust Monthly Investment Plan and subject to monthly contribution cap at HKD10,000. Please refer to the applicable terms and conditions for details.

4 New HSBC Premier customers and new HSBC Advance customers can enjoy initial charge as low as 1% and 1.5% respectively for open-end funds. The offer is applicable to the first lump sum subscription order within six months after opening the new integrated accounts.Terms and conditions apply (5-page PDF 482KB). [PDF]

5 FX Order Watch Trading Services are exclusively provided to HSBC Jade, HSBC Premier and HSBC Advance customers only. The services are only applicable for integrated accounts, HKD/FCY Statement Savings Accounts and HKD Current Account, except Multiple Currencies Savings accounts or HK Dollar Passbook Savings accounts. Customers can trade via FX Order Watch Trading Services from Monday 5 am HKT to Saturday 4 am HKT during summer time (US daylight saving), and Monday 5 am HKT to Saturday 5 am HKT during winter time (non-US daylight saving).

6 Prior to 1 August 2019, existing customer has to maintain a Total Relationship Balance of HK200,000 or more, in order to qualify for a HSBC Advance Account.  Should the Total Relationship Balance drops below HKD200,000 over the past three months, a below balance fee of HKD120 per month will be applied. The below balance fee applies to each Integrated Account.

7 HSBC Global Transfers is an instant transfer to self-named or third-party overseas HSBC accounts exclusively available to HSBC Jade, HSBC Premier and HSBC Advance customers. It is free of charge to HSBC Jade and HSBC Premier customers exclusively.  Please refer to "HSBC Global Transfers Supported countries/regions and Fee Tariff" for the list of supported countries/regions.

8 HSBC Advance customers will be charged as per the Global Transfer Fee Tariff schedule. HSBC Global Transfers services are free of charge for Jade and Premier customers.

 

Comparison table

A. New HSBC Advance customers can enjoy initial charge as low as 1% and 1.5% respectively for open-end funds. The offer is applicable to the first lump sum subscription order within six months after opening the new integrated accounts. Terms and conditions apply (5-page PDF 482KB). [PDF]

B. Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.

C. Minimum total relationship balance refers to the rolling average for the previous three months.

D. Applicable to new HSBC Advance & Personal Integrated Account. These changes will also be applied for our existing customers from 1 August 2019.

 

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