If you need to stay in hospital, there’s no need to worry about loss of income. We’ll pay you daily cash payments on top of your existing medical insurance benefits under other insurance plans that you are free to use for any purpose. You’ll also pay lower premiums the younger you take out your policy.
Use our calculator to find out how much you’ll pay.
What type of Medical Insurance is right for you?
Successfully apply FirstCare / OutPatient Care / HospitalSurance on or before 30 Sep 2018 and settle payment by annual payment mode to get Medical Cash Voucher.
Terms and Conditions apply. [Click here for details] [PDF]
Call (852) 2233 3131
Get cash benefits ranging from HKD500 to HKD2,000 per day1. Select the plan that suits your needs and matches your budget. You can continue to receive cash benefits for as long as 750 days, or up to HKD1.5 million per illness or accident.
In some cases we’ll pay double benefits – up to HKD4,000 per day – if you are hospitalised:
We’ll pay these for up to 750 days or up to 90 days for a stay in an intensive care unit.
HospitalSurance doesn’t just pay when you need hospital treatment – it also pays if you stay healthy. If you don’t make a claim for 5 consecutive years, we’ll refund 30% of the premiums you paid over those 5 years in cash.
If you need an operation while you’re in hospital, we’ll reimburse surgical expenses such as surgeon, anaesthetist and operating theatre fees. We’ll cover you up to 10 times your daily cash benefit limit per illness or accident.
Note: If you are hospitalised in mainland China you are limited to 50% of the daily cash benefit.
At HSBC, we know that priorities change. That’s why we give you the power to make changes to your insurance policy online anytime.
It's easy to:
- check or review your policy details
- change your payment instructions, including your premium payment account, payment method or payment frequency
You can also call our Insurance Service Hotline at (852)2867 8678.
Sometimes life doesn’t go according to plan and you’ll want to make an insurance claim as soon as possible.
You may submit a claim online anytime or call our claims hotline on (852) 2288 6808 should you require any help.
Express Claims Approval Service for any qualified case for claim amount below HKD5,000 will be processed immediately and claims payment will be approved within 2 working days upon receipt of all required documents as may be required by AXA General Insurance Hong Kong Limited (AXA). Should further information be required, AXA will send a follow up letter to the claimant within 5 working days.
Accident insurance protects you and your dependents against the financial strain that a personal accident can bring.
A holistic yet easy to understand product designed to protect you when the unfortunate happens and help you on the path to recovery.
No medical check-up is required.
General Insurance products are applicable to HSBC Account holders and HSBC credit card holders only.
The above information is intended as a general summary. Please refer to the policy wording for exact terms and conditions and details of the exclusions.
The above policy is underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC.
For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.