Personal Integrated Account
TRANSFERS & PAYMENTS
NOW AVAILABLE ONLINE
PERSONAL INTEGRATED ACCOUNT
RED HOT REWARDS
Enjoy 6X RewardCash all year round
Pay with Apple Pay every Friday, Saturday or Sunday to receive HK$300 spending rebate for transactions of HK$3,000 or above
Over 6,000 Red Hot Year-round Dining and Shopping Privileges
A smarter way to manage your cheques
Cash in your credit and enjoy up to 3 months of handling fee rebate
Settle your credit card bills easily with a choice of 6, 12, 18 or 24 monthly instalments
Up to 6X RewardCash on online spending
Up to 14X RewardCash on overseas spending
Apply successfully for a designated HSBC credit card online and spend to enjoy up to $800 RewardCash to spend as you wish
Enjoy exclusive discounts on dining, shopping, travel and more
Spend and earn RewardCash to redeem cash vouchers or fabulous gift items at our Rewards e-Shop, or offset your spending at around 1,000 participating merchants
See what’s on offer from over 160 countries
If you're not yet an HSBC credit card holder, it's easy to apply online.
HSBC personal credit cards cardholders are eligible to participate in the RewardCash Programmes. Standalone Private label card and iCAN card cardholders are not eligible for the Programme.
You can earn $1 RewardCash for every HKD250 you spend on a credit card.
For US dollar or Dual Currency Credit Card Renminbi sub-accounts, you'll need to spend US$30 or RMB250 respectively to earn $1 RewardCash.
Your monthly credit card statement will tell you when your RewardCash is due to expire. HSBC Premier cardholders and HSBC Advance Visa Platinum cardholders can use their RewardCash up to three years after earning it. For all other cardholders, RewardCash is valid for up to two years.
For more information about the validity of RewardCash, you can refer to the RewardCash Programme Terms & Conditions