TRANSFERS & PAYMENTS
Personal Integrated Account
PERSONAL INTEGRATED ACCOUNT
NOW AVAILABLE ONLINE
RED HOT REWARDS
Enjoy 6X RewardCash all year round
Enjoy monthly flat rate as low as 0.13% (APR 2.92%) and up to HK$300 cash rebate
Over 6,000 Red Hot Year-round Dining and Shopping Privileges
A smarter way to manage your cheques
Cash in your credit online and enjoy up to HK$300 spending credit
Settle your credit card bills easily with a choice of 6, 12, 18 or 24 monthly instalments
Up to 6X RewardCash on online spending
Up to 14X RewardCash on overseas spending
Enjoy up to $1,000 RewardCash (equivalent to 10,000 air miles)
Enjoy exclusive discounts on dining, shopping, travel and more
Spend and earn RewardCash to redeem cash vouchers or fabulous gift items at our Rewards e-Shop, or offset your spending at around 1,000 participating merchants
See what’s on offer from over 160 countries
If you're not yet an HSBC credit card holder, it's easy to apply online.
HSBC personal credit cards cardholders are eligible to participate in the RewardCash Programmes. Standalone Private label card and iCAN card cardholders are not eligible for the Programme.
You can earn $1 RewardCash for every HKD250 you spend on a credit card.
For US dollar or Dual Currency Credit Card Renminbi sub-accounts, you'll need to spend US$30 or RMB250 respectively to earn $1 RewardCash.
Your monthly credit card statement will tell you when your RewardCash is due to expire. HSBC Premier cardholders and HSBC Advance Visa Platinum cardholders can use their RewardCash up to three years after earning it. For all other cardholders, RewardCash is valid for up to two years.
For more information about the validity of RewardCash, you can refer to the RewardCash Programme Terms & Conditions