Personal Integrated Account
TRANSFERS & PAYMENTS
NOW AVAILABLE ONLINE
PERSONAL INTEGRATED ACCOUNT
RED HOT REWARDS
Delight is all around you with HSBC Reward+
Download now and earn up to $80 RewardCash with any "Pay with RC" transaction.
Search for "HSBC HK Reward+" and download the app from the App Store, Google Play™.
Terms and Conditions Apply
Find out more
Up to 2.4% RewardCash rebate all year round
CNY Special: Receive an extra $28 RewardCash on dining transaction
Over 6,000 Red Hot Year-round Dining and Shopping Privileges
A smarter way to manage your cheques
Cash in your credit and enjoy up to HKD1,200 spending credit for online application.
Enjoy monthly handling fee as low as 0.18% and up to HKD200 spending credit for successful application.
Up to 2.4% RewardCash rebate all year round on online spending
Up to 2.4% RewardCash rebate all year round on overseas spending
Successfully apply for an HSBC Credit Card online to enjoy up to HK$800 worth of welcome offer
Enjoy exclusive discounts on dining, shopping, travel and more
Spend and earn RewardCash to redeem cash vouchers or fabulous gift items at our Rewards e-Shop, or offset your spending at around 1,000 participating merchants
See what’s on offer from over 160 countries
If you're not yet an HSBC credit card holder, it's easy to apply online.
HSBC personal credit cards cardholders are eligible to participate in the RewardCash Programmes. Standalone Private label card and iCAN card cardholders are not eligible for the Programme.
You can earn $1 RewardCash for every HKD250 you spend on a credit card.
For US dollar or Dual Currency Credit Card Renminbi sub-accounts, you'll need to spend US$30 or RMB250 respectively to earn $1 RewardCash.
Your monthly credit card statement will tell you when your RewardCash is due to expire. HSBC Premier cardholders and HSBC Advance Visa Platinum cardholders can use their RewardCash up to three years after earning it. For all other cardholders, RewardCash is valid for up to two years.
For more information about the validity of RewardCash, you can refer to the RewardCash Programme Terms & Conditions
To borrow or not to borrow? Borrow only if you can repay!