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A step-by-step guide to loans
Before you apply for a personal loan, you should know the basics of how the whole borrowing process works.
For more tips and information, see our Frequently Asked Questions
Know what to consider before you borrow money, and understand the risks involved.
Seen an unfamiliar word or abbreviation? Check this A–Z listing of common terms used to discuss loans and borrowing.
Fixed monthly payments so you can plan accurately.
Redraw against your loan without having to reapply.
Clear your debts faster using the Personal Instalment Loan Balance Consolidatio Program
Only pay interest on the credit you use rather than a fixed monthly payment.