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Our tax loan promotion has ended. Stay tuned for the next promotion!

  • Fast approval and cash withdrawal within 1 minute4
  • Borrow up to HKD3,000,000 or 10x your monthly salary, whichever is lower
  • No income proof and Tax Demand Note required if you maintain an auto payroll account with HSBC for the last one month
  • If your income is irregular (for example because you work part-time, on commission or on a profit-sharing basis), no income proof is required if you maintain an auto payroll account with HSBC for at least the past 3 months
  • Monthly flat rate as low as 0.08% (APR as low as 1.77%)1
  • HK$0 handling fee
  • Up to $200 cash rebate for online application and submit supporting document(s)2, 3

More about this offer

How to apply

HSBC Personal Internet Banking customers

Log on

New customers or HSBC customers without Personal Internet Banking

Complete the online application

 Submit supporting documents

By phone

Application hotline
(852) 2748 8080


1Only applicable to customers who successfully apply for and drawdown the loan during the promotional period with an approved loan amount of HK$1,500,000 or above. Monthly flat rate is 0.08% and Annualised Percentage Rate (APR) is 1.77% for a repayment period of 12 months including handling fee waiver and HK$200 cash rebate, for APR excluding cash rebate is 1.80%. The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.

2Apply online to enjoy HK$100 cash rebate: To be eligible for HK$100 cash rebate, a customer must successfully apply for an draw down the loan with an amount of HK$100,000 or above via HSBC website www.hsbc.com.hk or HSBC Personal Internet Banking. Terms & Condition apply.

3Submit supporting document(s) required by the Bank for the loan application to enjoy HK$100 cash rebate?: To be eligible for HK$100 cash rebate, a customer must successfully submit supporting document(s) required by the Bank for the loan application during the Promotional Period with an approved loan amount of HK$100,000 or above. Terms & Condition apply.

4Applications have to be submitted during the Bank's service hours (Mon-Fri 9am-10pm, Sat 9am-6pm, except public holidays, or individual branch's opening hours) with all required information (including without limitation a valid HSBC banking account number) and documents. Actual turnaround time starts when all the required information is successfully input into the Bank's application evaluation system. Processing time may vary in some cases depending on the actual circumstances of individual applications.

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Loan glossary

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Personal Instalment Loan

Fixed monthly payments so you can plan accurately

Redraw your Personal Instalment Loan

Redraw against your loan without having to reapply.

Revolving Credit Facility

Only pay interest on the credit you use rather than a fixed monthly payment.

Consolidation your debts

Clear your debts faster using the Personal Instalment Loan Balance Consolidation Program.

Contact us

By phone

Application hotline
(852) 2748 8080 (852) 2748 8080

HSBC Premier customers call
(852)2233 3322 (852) 2233 3322

HSBC Advance customers call
(852) 2748 8333 (852) 2748 8333

Other customers call
(852) 2233 3000 (852) 2233 3000

At an HSBC branch

Find your nearest branch

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Borrow only if you can repay!

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Please note that we do not appoint any third parties to refer Personal Tax Loan applications to us and will not process any application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at 2233 3000.