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Personal Instalment Loan Redraw
If you have a Personal Instalment Loan with us, you can re-borrow cash instantly without a new loan application.
Re-borrow up to 100% of the amount you’ve repaid on your existing loan.
1 Processing time may vary in some cases depending on the actual circumstances of individual applications.
2 Minimum redraw amount is HKD3,000 and you must have had a Personal Instalment Loan account for at least 3 months. The Bank reserves the final right of allowing customers to redraw or not and has sole discretion to determine the redrawn amount and tenor.
Find a suitable loan product to match with your specific needs by answering a few simple questions
Know what to consider before you borrow money, and understand the risks involved.
Fixed monthly payments so you can plan accurately.
Only pay interest on the credit you use rather than a fixed monthly payment.
Clear your debts faster using the Personal Instalment Loan Balance Consolidation Program.
Extra cash and financial flexibility to realise your personal goals. Convert your available credit limit into instant cash or transfer the outstanding balance from other credit cards to your HSBC credit card account.