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HIBOR-based Mortgage

With a HIBOR-based Mortgage, your interest rate will change depending on the movements of the Hong Kong Interbank Offered Rate. You'll also enjoy the extra protection of an interest rate cap.1


  • When the HIBOR interest rate remains low you'll benefit from reduced borrowing costs
  • Get the protection of an interest rate cap based on our Best Lending Rate
  • A simple application process with personal help from HSBC mortgage specialists

Benefits

  • When the HIBOR interest rate remains low you'll benefit from reduced borrowing costs
  • Get the protection of an interest rate cap based on our Best Lending Rate

  • A simple application process with personal help from HSBC mortgage specialists

How to apply

HSBC Personal Internet Banking customers

Use your Security Device / Mobile Security Key to log on and apply

Log on

HSBC customers without a Security Device / Mobile Security Key

Request an appointment

Arrange to see one of our mortgage specialists

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC branch

Find your nearest branch

Property valuation tool

Estimate the current value of a flat in major estates of Hong Kong with our simple address-based tool.

Mortgage calculators

Learn how much you can borrow and calculate repayment amounts. You can also see what you can save with a Deposit-linked Mortgage.

Contact us

Arrange to see one of our mortgage specialists

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

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@HSBC_HK

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Important information

Disclaimer Select to Expand Select to Collapse

1HIBOR means the Hong Kong Interbank Offered Rate for Hong Kong Dollars quoted by The Hongkong and Shanghai Banking Corporation Limited at or about 11am (Hong Kong time), on the loan drawdown date or relevant interest re-fixing date. HIBOR as determined by The Hongkong and Shanghai Banking Corporation Limited shall be conclusive.