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HIBORfootnote1-based Mortgage

With a HIBORfootnote1-based Mortgage, your interest rate will change depending on the movements of the Hong Kong Interbank Offered Ratefootnote1. You'll also enjoy the extra protection of an interest rate cap.


  • When the HIBORfootnote1 interest rate remains low you'll benefit from reduced borrowing costs
  • Get the protection of an interest rate cap based on our Best Lending Ratefootnote2
  • A simple application process with personal help from HSBC mortgage specialists

Benefits


  • A simple application process with personal help from HSBC mortgage specialists

How to apply

HSBC Personal Internet Banking customers

Use your Security Device / Mobile Security Key to log on and apply

Log on

HSBC customers without a Security Device / Mobile Security Key

Request an appointment

Arrange to see one of our mortgage specialists

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC branch

Find your nearest branch

Property valuation tool

Estimate the current value of a flat in major estates of Hong Kong with our simple address-based tool.

Mortgage calculators

Learn how much you can borrow and calculate repayment amounts. You can also see what you can save with a Deposit-linked Mortgage.

Contact us

Arrange to see one of our mortgage specialists

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

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@HSBC_HK

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Important information

Remarks Select to Expand Select to Collapse

1 Hong Kong Interbank Offered Rate (HIBOR) as at any date means the Hong Kong Interbank Offered Rate for the interest period of 1 month for Hong Kong Dollars quoted by The Hongkong and Shanghai Banking Corporation Limited at or about 11:00 a.m. (Hong Kong time) on such date. This HIBOR quoted by The Hongkong and Shanghai Banking Corporation Limited is not necessarily the same as HKD Interest Settlement Rates published by The Hong Kong Association of Banks.
2 Best Lending Rate (BLR) refers to the Hong Kong Dollar Best Lending Rate quoted by The Hongkong and Shanghai Banking Corporation Limited from time to time.