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Loans to support mortgage holders

A range of home related loans to help you with your financial management

    • Equity Loan

    If you’ve already got a mortgage with HSBC, you can top up your mortgage up to 85%1 of your property's current value. Manage your financial options by making the most of what you have already accumulated.

    • Bridging Loan

    If you complete on your new home before you have sold your existing one, a bridging loan can help make sure you can pay your deposit, down payment or other expenses. It will provide flexibility to balance your transactions.

    Why consider/Why not consider

    • Home Assist Loan

    If you are affected by the Urban Renewal Authority's redevelopment projects, you can get a short-term bridging loan to purchase a new home before you receive the full amount of cash compensation.

    • Car Park Loan

    You can apply for a loan to buy a parking space, even if you're not purchasing the space at the same time as your home.


How to apply

HSBC Personal Internet Banking customers

Use your Security Device / Mobile Security Key to log on and apply

Log on

HSBC customers without a Security Device / Mobile Security Key

Request an appointment

OTHER WAYS TO APPLY

Arrange to see one of our mortgage specialists

Request an appointment


By phone

Call (852) 2748 8080(852) 2748 8080


At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

Property valuation tool

Estimate the current value of a flat in major estates of Hong Kong with our simple address-based tool.

Mortgage calculators

Learn how much you can borrow and calculate repayment amounts. You can also see what you can save with a Deposit-linked Mortgage.


Government Housing Schemes

If you're eligible for the Tenants Purchase, Home Ownership or Secondary Market Schemes, we can help you buy your home.

Repayment plan options

Own your home sooner and save on interest or repay less in the earlier years.

Home related insurance

Protect your new home with policies that cover your home's structure against hazard, your belongings and more.

Contact us

Arrange to see one of our mortgage specialist

Request an appointment

By phone

Call (852) 2748 8080(852) 2748 8080

At an HSBC Mortgage Centre or Branch

Find your nearest Mortgage Centre

Find your nearest branch

Tweet us

@HSBC_HK

To borrow or not to borrow?
Borrow only if you can repay!


Important information

Disclaimer Select to Expand Select to Collapse

1The maximum mortgage loan amount is capped at 85% of the property purchase price or property valuation (whichever is lower) provided that mortgage insurance cover is made available by The Hong Kong Mortgage Corporation Limited.
2Hong Kong Interbank Offered Rate (HIBOR) as at any date means the Hong Kong Interbank Offered Rate for the interest period of 1 month for Hong Kong Dollars quoted by The Hongkong and Shanghai Banking Corporation Limited at or about 11:00 a.m. (Hong Kong time) on such date. This HIBOR quoted by The Hongkong and Shanghai Banking Corporation Limited is not necessarily the same as HKD Interest Settlement Rates published by The Hong Kong Association of Banks.
3Best Lending Rate (BLR) refers to the Hong Kong Dollar Best Lending Rate quoted by The Hongkong and Shanghai Banking Corporation Limited from time to time.