Top of main content

HSBC Premier Clean Credit

Enjoy extra stand-by cash with preferential interest rates for HSBC Premier customers and to give you increased flexible financial management opportunities.

  • Benefit from HSBC's Best Lending Rate + 4% p.a.
  • No interest charged on unused clean credit
  • Borrow up to HKD800,000 or 6 times your monthly basic salary, whichever is lower

More about HSBC Premier

Call to apply

HSBC Premier customers
call (852) 2233 3322 (852) 2233 3322

Download a form to apply

  Clean Credit Application / Amendment / Cancellation       Form (Integrated Account)



-The interest will be debited from the account on the 28th of each month. If the date falls on Sunday or public holiday, interest will be debited on the preceding working day.

HSBC Advance Clean Credit

Get extra spending power, together with increased flexibility in managing your money. Just for HSBC Advance account holders.

Personal Integrated Account1 Clean Credit

Enjoy extra credit whenever you need it most, and greater spending and investment power.

Personal Overdraft

Borrow money with a low interest rate and a high credit line, so you have flexibility when you need it.

Secured Credit

Get higher credit limits when you secure a credit line against your assets.

Contact us

By phone

HSBC Premier customers call
(852) 2233 3322 (852) 2233 3322

HSBC Advance customers call
(852) 2748 8333 (852) 2748 8333

Other customers call
(852) 2233 3000 (852) 2233 3000

Digital Counter Services

HSBC Premier customers can see when the counter is available, get a ticket and book a counter-service appointment, all before arriving at an HSBC Premier Centre

Learn More

At an HSBC branch

Find your nearest branch

Tweet us


To borrow or not to borrow?
Borrow only if you can repay!

Note Select to CollapseSelect to Expand 

A nominal monthly fee of HKD50 x utilised percentage of credit limit for the previous month.

1 "Personal Integrated Account" is also named as 'SmartVantage'; Personal Integrated Account and SmartVantage are used interchangeably in customer communications including account statement, bank forms / advices, Personal Internet Banking platform etc.

Please note that we do not appoint any third parties to refer Clean Credit applications to us and will not process any application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at 2233 3000.