Scenario : Mr. and Mrs. Chan’s total estate assets worth HK$20 million with HK$8 million as their business. They would like to enjoy the retirement and ensure their children receive an equal share of their estate after they pass away.
1The sum assured varies from product to product based on a given premium amount, and the premium amount is based on life insured’s gender, age, smoking habit, sum assured and underwriting considerations. Please refer to relevant product materials for the details.
1. Provides long term financial security - Protects yourself and your heirs financially and sustainably
2. Maximises your liquidity with insurance planning - Helps to ensure liquidity during retirement and surplus can be transferred to your heirs or for charity purposes
Want to understand your investment needs and risk appetite? Simply logon to HSBC Personal Internet Banking and it will take you just a few minutes to complete the Risk Profiling Questionnaire
You should know your financial need or investment objective, your current financial situation and risk tolerance.
Your objectives could incorporate any combination of the following:
You should also understand how much your target is, how long you want to invest, how much you can invest and your own investment preferences.