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You should know your financial need or investment objective, your current financial situation and risk tolerance.


Your objectives could incorporate any combination of the following:

  • Manage and grow your wealth
  • Plan for retirement
  • Protection for your family
  • Preserving your legacy
  • Fund your children’s education

You should also understand how much your target is, how long you want to invest, how much you can invest and your own investment preferences.

You can make use of our Risk Profiling Questionnaire to help you find out more about your investment risk tolerance.

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The information as shown on this page is not for sales purpose and it is hypothetical and for illustration only. It is not intended to constitute a recommendation or advice to any prospective customers and is not intended as a substitute for professional advice. You should not act on any information on this page without seeking specific professional advice.


Products and services referred to in this website are offered only in jurisdictions where and when they may be lawfully offered by The Hongkong and Shanghai Banking Corporation Limited. The material on these pages are not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to local law or regulation.


Note: Investment involves risks. Past performance is no guide to future performance. Investors must refer to the respective fund's offering documents for further details of the fund and the risks involved.


Your benefit is subject to the credit risk of the Company. Your premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. This product is a product of the Company but not HSBC and it is intended only for sale in the Hong Kong SAR.


HSBC Life (International) Limited is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries.