Protection for you and your family

Every day we strive to provide the best for our families: a safe and comfortable home, the best education and awesome vacations. But life is unpredictable. No matter how hard we try, unexpected events can undermine everything we have worked for. With careful planning, you can safeguard your family financially against whatever mishaps the future may hold.

• A survey1 shows that there are substantial consistencies in the attitudes towards protection across Hong Kong respondents.
• 81% of the respondents agree that it is important to do all that is possible to protect family from adverse events.
• Another survey2 shows that majority of the Hong Kong respondents are worried about the potential impact of getting serious illness and inability to pay medical expenses.
• A global medical survey3 also indicates that cardiovascular disease and cancer are the major reasons for medical claims today, and are expected to continue to be over the next five years.
• Medical expense is on the rise, are you well prepared for it?

There are several potential scenarios that could cost you your paycheck

• Inability to work during treatment and recovery periods which may take years
• Inability to meet the demands of your job even after recovering from the illness
• Inability to work at all due to poor health, causing you to end your career prematurely

¹Source: 2013 HSBC Global Insurance and Protection Needs Survey

²Source: 2012 Swiss Re Health Protection Gap: Asia Pacific

³Source: Towers Watson 2014 Global Medical Trends Survey Report