再提取分期"万应钱"还款利率表
新贷款额 (港币) |
||||||
|---|---|---|---|---|---|---|
还款期(月数) |
5,000 - 14,999 |
15,000 - 49,999 |
50,000 - 199,999 |
|||
0.86%每月平息 |
0.71%每月平息 |
0.56%每月平息 |
||||
每月还款额*(港币) |
贷款利率 + |
每月还款额*(港币) |
贷款利率 + |
每月还款额*(港币) |
贷款利率 + |
|
6 |
175.3 |
21.05% |
173.8 |
17.49% |
172.3 |
14.01% |
9 |
119.8 |
22.06% |
118.3 |
18.35% |
116.8 |
14.72% |
12 |
92.0 |
22.53% |
90.5 |
18.76% |
89.0 |
15.06% |
18 |
64.2 |
22.87% |
62.7 |
19.09% |
61.2 |
15.36% |
24 |
50.3 |
22.92% |
48.8 |
19.17% |
47.3 |
15.47% |
36 |
36.4 |
22.74% |
34.9 |
19.11% |
33.4 |
15.48% |
48 |
29.5 |
22.47% |
28.0 |
18.95% |
26.5 |
15.42% |
54 |
27.2 |
22.31% |
25.7 |
18.85% |
24.2 |
15.36% |
60 |
25.3 |
22.17% |
23.8 |
18.75% |
22.3 |
15.31% |
新贷款额 (港币) |
||||
|---|---|---|---|---|
还款期(月数) |
200,000 - 499,999 |
500,000或以上 |
||
0.48%每月平息 |
0.36%每月平息 |
|||
每月还款额*(港币) |
贷款利率 + |
每月还款额*(港币) |
贷款利率 + |
|
6 |
171.5 |
12.19% |
170.3 |
9.51% |
9 |
116.0 |
12.81% |
114.8 |
10.00% |
12 |
88.2 |
13.12% |
87.0 |
10.24% |
18 |
60.4 |
13.40% |
59.2 |
10.48% |
24 |
46.5 |
13.51% |
45.3 |
10.59% |
36 |
32.6 |
13.55% |
31.4 |
10.67% |
48 |
25.7 |
13.53% |
24.5 |
10.69% |
54 |
23.4 |
13.49% |
22.2 |
10.67% |
60 |
21.5 |
13.47% |
20.3 |
10.67% |
* 上述的每月还款额以每港币1,000元计算，并已被约至小数后一个位。
+ 上述的实际年利率以新贷款额为港币10,000元计算 (现时贷款结欠及提取金额各为港币5,000元)。
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