再提取分期"万应钱"还款利率表
新贷款额 (港币) |
||||||
|---|---|---|---|---|---|---|
还款期(月数) |
3,000 - 14,999 |
15,000 - 49,999 |
50,000 - 199,999 |
|||
0.88%每月平息 |
0.73%每月平息 |
0.57%每月平息 |
||||
每月还款额*(港币) |
贷款利率 + |
每月还款额*(港币) |
贷款利率 + |
每月还款额*(港币) |
贷款利率 + |
|
6 |
175.5 |
21.53% |
174.0 |
17.96% |
172.4 |
14.24% |
9 |
120.0 |
22.57% |
118.5 |
18.84% |
116.9 |
14.96% |
12 |
92.2 |
23.04% |
90.7 |
19.25% |
89.1 |
15.30% |
18 |
64.4 |
23.38% |
62.9 |
19.59% |
61.3 |
15.61% |
24 |
50.5 |
23.43% |
49.0 |
19.67% |
47.4 |
15.71% |
36 |
36.6 |
23.23% |
35.1 |
19.59% |
33.5 |
15.72% |
48 |
29.7 |
22.94% |
28.2 |
19.42% |
26.6 |
15.66% |
54 |
27.4 |
22.77% |
25.9 |
19.31% |
24.3 |
15.59% |
60 |
25.5 |
22.62% |
24.0 |
19.21% |
22.4 |
15.55% |
新贷款额 (港币) |
||||
|---|---|---|---|---|
还款期(月数) |
200,000 - 499,999 |
500,000或以上 |
||
0.49%每月平息 |
0.37%每月平息 |
|||
每月还款额*(港币) |
贷款利率 + |
每月还款额*(港币) |
贷款利率 + |
|
6 |
171.6 |
12.42% |
170.4 |
9.73% |
9 |
116.1 |
13.05% |
114.9 |
10.23% |
12 |
88.3 |
13.36% |
87.1 |
10.48% |
18 |
60.5 |
13.64% |
59.3 |
10.72% |
24 |
46.6 |
13.75% |
45.4 |
10.83% |
36 |
32.7 |
13.80% |
31.5 |
10.91% |
48 |
25.8 |
13.77% |
24.6 |
10.93% |
54 |
23.5 |
13.73% |
22.3 |
10.91% |
60 |
21.6 |
13.70% |
20.4 |
10.91% |
* 上述的每月还款额以每港币1,000元计算，并已被约至小数后一个位。
+ 上述的实际年利率以新贷款额为港币10,000元计算 (现时贷款结欠及提取金额各为港币5,000元)。
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