再提取分期“万应钱”还款利率表
| 新贷款额（港币） |
||||||
|
3,000 - 14,999 |
15,000 - 49,999 |
50,000 - 99,999 |
|||
|---|---|---|---|---|---|---|
0.88%每月平息 |
0.76%每月平息 |
0.64%每月平息 |
||||
每月还款额*（港币） |
贷款利率+ |
每月还款额*（港币） |
贷款利率+ |
每月还款额*（港币） |
贷款利率+ |
|
6 |
175.5 |
21.53% |
174.3 |
18.67% |
173.1 |
15.86% |
9 |
120.0 |
21.81% |
118.8 |
18.85% |
117.6 |
15.93% |
12 |
92.2 |
21.86% |
91.0 |
18.86% |
89.8 |
15.91% |
18 |
64.4 |
21.74% |
63.2 |
18.75% |
62.0 |
15.80% |
24 |
50.5 |
21.52% |
49.3 |
18.57% |
48.1 |
15.65% |
36 |
36.6 |
21.00% |
35.4 |
18.17% |
34.2 |
15.34% |
48 |
29.7 |
20.49% |
28.5 |
17.77% |
27.3 |
15.05% |
54 |
27.4 |
20.24% |
26.2 |
17.57% |
25.0 |
14.89% |
60 |
25.5 |
20.00% |
24.3 |
17.39% |
23.1 |
14.75% |
| 新贷款额（港币） |
||||||||
还款期（月数） |
100,000 - 199,999 |
200,000 - 399,999 | 400,000 - 699,999 | 700,000或以上 |
||||
|---|---|---|---|---|---|---|---|---|
0.62%每月平息 |
0.55%每月平息 |
0.53%每月平息 |
0.41%每月平息 |
|||||
| 每月还款额*（港币） |
贷款利率+ |
每月还款额*（港币） |
贷款利率+ |
每月还款额*（港币） |
贷款利率+ |
每月还款额*（港币） |
贷款利率+ |
|
6 |
172.9 |
15.40% |
172.2 |
13.79% |
172.0 |
13.33% |
170.8 |
10.62% |
9 |
117.4 |
15.45% |
116.7 |
13.78% |
116.5 |
13.31% |
115.3 |
10.49% |
12 |
89.6 |
15.42% |
88.9 |
13.73% |
88.7 |
13.25% |
87.5 |
10.39% |
18 |
61.8 |
15.31% |
61.1 |
13.61% |
60.9 |
13.12% |
59.7 |
10.24% |
24 |
47.9 |
15.17% |
47.2 |
13.48% |
47.0 |
13.00% |
45.8 |
10.13% |
36 |
34.0 |
14.87% |
33.3 |
13.23% |
33.1 |
12.76% |
31.9 |
9.94% |
48 |
27.1 |
14.59% |
26.4 |
13.00% |
26.2 |
12.54% |
25.0 |
9.79% |
54 |
24.8 |
14.44% |
24.1 |
12.87% |
23.9 |
12.42% |
22.7 |
9.71% |
60 |
22.9 |
14.31% |
22.2 |
12.76% |
22.0 |
12.32% |
20.8 |
9.64% |
* 上述的每月还款额以每港币1,000元计算，并已被约至小数后一个位。
+ 上述的实际年利率以新贷款额为港币10,000元计算 (现时贷款结欠及提取金额各为港币5,000元)。
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