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Celebrate 2023 with exclusive offers: Get a discount of up to 50% on FX spreads or a deposit rate of up to 13.5% p.a.

A long-awaited vacation calls for an astonishing overseas trip. Make your next one soar to new heights with a chance to win a travel package to Australia, Canada, France, Japan, and more. Exchange foreign currencies with HSBC now to enter our lucky draw, alongside a series of exclusive offers!

HSBC realises your ambitions with our tailored solutions, as we offer a wide array of offers to cater all sorts of FX needs.  From now until 31 March 2023, apart from the lucky draw, you can also choose either one of the amazing offers: enjoy a discount of up to 50% on FX spreads, or getting a time deposit rate of up to 13.5% p.a. after currency exchange. You can enjoy these offers instantly for unlimited transactions.

Offer 1: Your dream trip begins with our Travel Package Lucky Draw

Accumulate an exchange amount of HKD10,000 or more (or its equivalent in other currencies) during the offer period to get a lucky draw chance to be one of the 10 winners to win a travel package for a long-awaited trip to Japan, UK, France, the Netherlands, Singapore, Australia, New Zealand or Canada. No cap for lucky draw chances.

 

Travel packages will include:

  • Round trip air tickets for 2 adult passengers;
  • 5 nights of hotel accommodation at a 4 or 5 star hotel;
  • A luxury car pick up service from anywhere in Hong Kong to the Hong Kong International Airport;
  • 7 days of travel insurance worldwide plan

Offer 2: Up to a 50% discount on FX spreads

When you conduct a real-time FX transaction and reach one of the following amounts, you’ll get an instant discount of up to 50% on your FX spreads1. The transaction amount threshold is as low as HKD200,000 for you to enjoy our offer more easily:
FX transaction amount Spread Discount
HKD200,000 5%
HKD800,000 10%
HKD2,000,000 20%
HKD8,000,000 50%
When you conduct a real-time FX transaction and reach one of the following amounts, you’ll get an instant discount of up to 50% on your FX spreads1. The transaction amount threshold is as low as HKD200,000 for you to enjoy our offer more easily:
FX transaction amount HKD200,000
Spread Discount 5%
FX transaction amount HKD800,000
Spread Discount 10%
FX transaction amount HKD2,000,000
Spread Discount 20%
FX transaction amount HKD8,000,000
Spread Discount 50%
Example
- HKD required for exchange to GBP250,000
Original GBP/HKD exchange rate: 9.5615* HKD 2,390,375
GBP/HKD exchange rate after 20%

Discount: 9.5504*
HKD 2,387,600
Savings HKD 2,775
Example
- Original GBP/HKD exchange rate: 9.5615*
HKD required for exchange to GBP250,000 HKD 2,390,375
- GBP/HKD exchange rate after 20%

Discount: 9.5504*
HKD required for exchange to GBP250,000 HKD 2,387,600
- Savings
HKD required for exchange to GBP250,000 HKD 2,775

*This is an example for HSBC Premier customers. The exchange rates are indicative and for reference only. You can check the latest exchange rates when making your transactions.

You can enjoy these offers instantly for unlimited transactions. The discounts have been automatically reflected in the FX transaction rates so you can instantly see how much you’ll save.

Screen displays and images are for reference and illustration purposes only.

Offer 3: Get a time deposit rate of up to 13.5% p.a.2

If you’re trying to build your foreign currency reserves or capture potential gain from the change of the FCY rate, you can get a bonus deposit rate of +1.0% p.a. for a total deposit rate of up to 13.5%2 p.a. when you reach a designated amount through a real-time FX transaction, and place a 1-week time deposit at any of our branches. No new funds are required.

After applying +1.0% p.a. bonus deposit rate for a 1-week tenor:
Currency Exchanged to (Designated Currency) Interest rates (p.a.) for 1-week tenor (p.a.)
Australian Dollar (AUD) 13.50%
Canadian Dollar (CAD) 13.50%
Pounds Sterling (GBP) 13.50%
New Zealand Dollars (NZD) 13.50%
Renminbi (RMB) 11.50%
US Dollars (USD) 10.50%
Hong Kong Dollars (HKD) 10.50%
After applying +1.0% p.a. bonus deposit rate for a 1-week tenor:
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
Interest rates (p.a.) for 1-week tenor (p.a.) 13.50%
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
Interest rates (p.a.) for 1-week tenor (p.a.) 13.50%
Currency Exchanged to (Designated Currency) Pounds Sterling (GBP)
Interest rates (p.a.) for 1-week tenor (p.a.) 13.50%
Currency Exchanged to (Designated Currency) New Zealand Dollars (NZD)
Interest rates (p.a.) for 1-week tenor (p.a.) 13.50%
Currency Exchanged to (Designated Currency) Renminbi (RMB)
Interest rates (p.a.) for 1-week tenor (p.a.) 11.50%
Currency Exchanged to (Designated Currency) US Dollars (USD)
Interest rates (p.a.) for 1-week tenor (p.a.) 10.50%
Currency Exchanged to (Designated Currency) Hong Kong Dollars (HKD)
Interest rates (p.a.) for 1-week tenor (p.a.) 10.50%

Act now to capture these exclusive, limited-time FX opportunities3. The above offers are only valid till 31 March 2023.

Terms and conditions apply.

FX insights

The foreign exchange market is changing rapidly. Log on to "FX Insights" on the HSBC website for our professional analysis to help you seize foreign exchange opportunities.

Remarks

1. Up to 50% discount refers to the reduction on sales margin normally charged in the transaction by the Bank. Other mark-ups applied to the exchange rate for operational reasons are not waived. The offer is applicable only to currency exchanges with Hong Kong dollars ("HKD") against any one of the following designated foreign currencies: Australian Dollar ("AUD"), Canadian Dollar ("CAD"), Pound Sterling ("GBP"), Euro ("EUR"), New Zealand Dollar ("NZD"), Japanese Yen ("JPY"), Singapore Dollar (“SGD”), US Dollar ("USD") or Renminbi ("CNY") by eligible customers with self-named HSBC personal accounts.

2. The deposit amount should be no less than HKD780,000 or its equivalent in other currencies. Each eligible customer can enjoy the offer more than once. Exchange transactions involving notes exchanges, cash deposits, notes withdrawals, inward/outward remittances, HSBC Global Transfers, FX Order Watch, Mastercard® Debit Card, and Deposit Plus, are not counted as eligible currency exchange transactions and do not qualify for the offers under this promotion. The offer cannot be used in conjunction with any other foreign exchange offers or time deposit interest rate offers.

3. Above Offers cannot be used in conjunction. Exchange transactions involving notes exchange, cash deposit, notes withdrawals, inward/outward remittances, Global Transfers, FX Order Watch, Mastercard® Debit Card, and Deposit Plus are not counted as Eligible FX Transactions and hence not entitled to the FX Offers.

Campaign ID: Y23-A0-SGEN0101

Risk disclosure

Currency conversion risk - the value of your foreign currency and RMB deposits will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposits to other currencies at an exchange rate that is less favourable than the exchange rate at which you made your original conversion to that foreign currency and RMB, you may suffer a loss in the value of your principal.

Any advertisements, marketing or promotional materials, market information or other information relating to any product or service made available to you shall not, by itself, constitute solicitation for the sale or recommendation of the product or service.

The information in this material does not constitute a solicitation or recommendation for making any deposit or offer for the purchase or sale of or investment in any product.