In these uncertain times, the one thing you want to be certain of is keeping yourself and the ones you love protected.
As Hong Kong hunkers down in its fight against COVID-19 and social distancing is the new normal, we want to bring this coverage straight to you. No need to submit paper forms or meet with an insurance representative - you can apply for a host of coverage plans online, right from the safety of your own home.
We've got you covered for the 3 major areas in your life: life protection, medical protection and your wealth portfolio.
HSBC Family Protector
Get up to HKD7million life coverage with premium as low as HKD10.93 per day1
Flexible options of up to 4 additional2 of your choice - critical illness & cancer protection, child protection, hospital cash protection, accidental death benefit.
Complementary special benefits for COVID-19 for the life insured, as well as their partner and children for 12 months. See more
- Enjoy a 1-month premium waiver with each additional benefit added to your basic plan. You can apply for a maximum of 4 additional benefits.3
Visit <www.hsbc.com.hk/family-protector> to apply.
FirstCare Plus Medical Insurance
100% coverage at AXA signature network private hospitals, including Hong Kong Sanatorium & Hospital and Union Hospital
Annual medical benefits of up to HKD5 million with no sub-limits
Settle your medical bills directly when you visit AXA Signature Network hospitals - no need to worry about filing claims while you focus on your recovery
Limited time offer:
- Successfully apply for family coverage to enjoy an annual 10% discount.
Visit <https://www.hsbc.com.hk/firstcare1/> to apply
FirstSave Insurance Plan
Receive a guaranteed return of up to 2.83% p.a.4 when your policy ends after 5 years
Spread your payments over 2 years
Defer payments for up to a year and continue receiving full coverage if you're unemployed for 30 consecutive days5
Your beneficiaries will receive an additional 30% of total premiums to be paid out with death benefits for an accidental death
Complementary special benefits for COVID-19 for the life insured, as well as their partner and children for 12 months See more
Visit <https://www.hsbc.com.hk/firstsave1/> to apply
1 Based on a policy with a sum insured of HKD7,000,000 which covers the life of a non-smoking female who is 19 years old without adding any additional benefits. The annual premium for such a policy is currently HKD3990. Age refers to the age at the next birthday. The figure is subject to rounding adjustment. The actual amount of the premium is decided at the discretion of HSBC Life (International) Limited.
3 This offer applies to both your basic plan and additional benefits after your first month's payment. You can only enjoy this offer if your additional benefits are purchased and approved together with your basic plan.
4 For this plan, your premium payments will be made in HKD and your policy will be issued in USD. Hence, fluctuating exchange rates may affect your policy. Your return under the plan may vary with different payment mode. Please refer to the Product Brochure for details.
5 The unemployment benefit is applicable to any policyholder aged6 between 19 and 64 who holds a Hong Kong Identity card. The benefit will terminate on the policy anniversary at which the policyholder attains the age6 of 65 years, all due premiums have been paid or your policy is terminated (whichever is the earliest).
The insurance plans shown above are not equivalent to any bank deposit or savings. If you wish to learn more about any of the above insurance plans, please refer to the respective product brochure for detailed features and the Policy Provisions for the detailed terms and conditions on the insurance product webpages.
Life insurance products are underwritten by HSBC Life (International) Limited (“HSBC Life”). HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries. HSBC Life is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. Policyholders are subject to the credit risk of HSBC life and early surrender loss.
FirstCare Plus Medical Insurance is underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR.
The Hongkong and Shanghai Banking Corporation Limited (“the Bank”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products and AXA for distribution of general insurance products in the Hong Kong SAR.
The insurance plans shown above are not equivalent to any bank deposit or savings and are products of HSBC Life and AXA respectively but not the Bank and they are intended only for sale in the Hong Kong SAR. HSBC Life and AXA will be responsible for providing your insurance coverage and handling claims under your policy.
For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the product should be resolved between HSBC Life or AXA and you directly.