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HSBC FlexInvest

Diversify your investment portfolio easily with our multi-asset portfolios, index and money market funds.

Why choose FlexInvest

We make it easy to diversify in all assets and markets, by covering a wide range of companies, sectors and regions, and for as little as HKD100, you can invest and buy or sell our funds starting with zero monthly fees.

The readymade options

Not sure where to start? You can buy an entire portfolio using our multi-asset funds that cover assets across the world.

There are 5 to choose from with different risk levels to match your investment style.

Prefer to pick where to invest but not be overwhelmed with choices?

We offer 10 individual funds, each aiming to replicate an entire index and its composition – for example Hang Seng Index or S&P 500. You can rebalance your mix over time by buying and selling with no charges.

Fees and charges

You'll be charged:

  • a monthly platform fee, but only when your average holding balance (the daily average of the total market value of your holdings) reaches HKD10,000. See the table for how much you might need to pay.

You won't be charged:

  • any fund management fees by us, as the companies who manage the funds will take them directly from the fund's performance (read the fund detail pages for details of these fees)
  • for any trading activities—you can buy or sell FlexInvest funds for free, without any limits

Fees table

This table shows what fees may be charged depending on your average holding balance:
Your average holding balance Monthly platform fees
Less than HKD10,000 Free
Between HKD10,000–200,000
HKD28 per month
More than HKD200,000
0.8% p.a. of your average holding balance
This table shows what fees may be charged depending on your average holding balance:
Your average holding balance Less than HKD10,000
Monthly platform fees
Free
Your average holding balance Between HKD10,000–200,000
Monthly platform fees
HKD28 per month
Your average holding balance More than HKD200,000
Monthly platform fees
0.8% p.a. of your average holding balance

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Note

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Important risk warning  

  • Unit trusts are investment products and some may involve derivatives. The investment decision is yours but you should not invest in the unit trusts unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
  • Unit trusts are NOT equivalent to time deposits.
  • In the worst case scenario, the value of the unit trusts may be worth substantially less than the original amount you have invested.
  • The information shown in this website is neither a recommendation, an offer, nor a solicitation for any investment product or service. Investment involves risk. You should carefully consider whether any investment product or service mentioned herein is appropriate for you in view of your personal circumstances. Past performance is no guide to future performance. Investors should refer to the individual product explanatory memorandum or offering document for further details and risks involved. The price of investment products may move up or down. Losses may be incurred as well as profits made as a result of buying and selling investment products.
  • The information contained on this website is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America.
  • The contents of this page have not been reviewed by the Securities and Futures Commission.