Earn exciting rewards this year with FlexInvest
- Up to HKD300 cash rewards: earn as you go, when you set a monthly investment of HKD1,000 or more
- Up to HKD500 PayMe vouchers: tell your friends about FlexInvest in your PayMe notes and share rewards
Investment involves risks. T&Cs apply.
Set-up a monthly plan with FlexInvest and earn as you go, up to HKD300 cash rewards

Step 1
Log on to the HSBC HK Mobile Banking App > Select ‘Investment’ > Select ‘FlexInvest’.
The screen displays are for reference and illustration purposes only.

Step 2
Once you’re ready to invest, make sure you select ‘monthly’ investment type before you settle your transaction.
You can invest across multiple funds, as long as the total amount reaches HKD1,000 or more.

Step 3
You will receive HKD60 cash reward after 3 months, HKD90 after 6 months and HKD150 after 12 months of continuous monthly investments.1
How to tell your friends about FlexInvest and earn PayMe vouchers
Make a small PayMe transfer and Earn HKD50 PayMe vouchers for you and every friend who uses FlexInvest for the first time, with up to HKD500 up for grabs. Share more, earn more:

Step 1: Use #StayFlex when you pay a friend
All you have to do is write #StayFlex as your payment message.
The screen displays are for reference and illustration purposes only.

Step 2: Share this offer with them
"Here's a simple way to invest with just HKD100, starting with zero fees, and earn an HKD50 PayMe voucher at the same time: www.hsbc.com.hk/stayflex"

Step 3: Stay tuned for your reward
When your friend has made their first investment, we'll let you know through SMS. You will each receive an HKD50 PayMe voucher directly to your wallets!2
Why choose FlexInvest
We make it easy to diversify in all assets and markets, by covering a wide range of companies, sectors and regions, and for as little as HKD100, you can invest and buy or sell our funds starting with zero monthly fees.

The readymade options
Not sure where to start? You can buy an entire portfolio using our multi-asset funds that cover assets across the world.
There are 5 to choose from with different risk levels to match your investment style.
Prefer to pick where to invest but not be overwhelmed with choices?
We offer 10 individual funds, each aiming to replicate an entire index and its composition – for example Hang Seng Index or S&P 500. You can rebalance your mix over time by buying and selling with no charges.

Fees and charges
You'll be charged:
- a monthly platform fee, but only when your average holding balance (the daily average of the total market value of your holdings) reaches HKD10,000. See the table for how much you might need to pay.
You won't be charged:
- any fund management fees by us, as the companies who manage the funds will take them directly from the fund's performance (read the fund detail pages for details of these fees)
- for any trading activities—you can buy or sell FlexInvest funds for free, without any limits
Fees table
Your average holding balance | Monthly platform fees |
---|---|
Less than HKD10,000 | Free |
Between HKD10,000–200,000 |
HKD28 per month |
More than HKD200,000 |
0.8% p.a. of your average holding balance |
Your average holding balance | Less than HKD10,000 |
---|---|
Monthly platform fees |
Free |
Your average holding balance |
Between HKD10,000–200,000 |
Monthly platform fees |
HKD28 per month |
Your average holding balance |
More than HKD200,000 |
Monthly platform fees |
0.8% p.a. of your average holding balance |
