Send Laisee on the HSBC HK App

Celebrating together, at home and abroad

This year of Rabbit, you can send up to 10 paperless laisee at once to your loved ones with FPS on the HSBC HK App, saving you the effort of exchanging bank notes at a branch. Just choose your favourite lucky amount and pick one of the festive red packet designs to share the blessing.

Add your personal touch to laisee for family and friends in a snap

New: One-to-many

Giving laisee to your relatives and friends now is easier than ever. With just a few taps, you can now send laisee with FPS to 10 payees all at once!

Customise your red packet

Choose from different red packet designs and greetings, or write your own unique blessing. Nothing can replace a personal touch after all.

Lucky money, lucky number

The laisee is known to hold 'lucky money', so why not take it a step further? Make sure you pick a lucky number as the amount for the laisee you give out. Fresh notes sound great, but nothing beats sending and receiving HKD88, HKD168 or HKD888!

Say 'gong hei fat choi' no matter where you are

Whether you're near or far, you can tell your loved ones that you're thinking of them this Lunar New Year. Let them know you've sent them a laisee with a beautifully designed greeting via your preferred messaging channel.

And if you're registered for FPS, your family, friends and colleagues will be able to send you laisee too. So check out our Quick Start guide (Go to HSBC HK website > Banking > Ways to Bank > Faster Payment System (FPS) > Quick Start) and register today to enjoy their festive greetings!

Send laisee in 4 steps

Sending laisee with FPS on the latest version of the HSBC HK App is easy. And you can now send laisee to multiple payees in one go.

1. Select 'Laisee / FPS transfer', then tap 'Laisee'.

2. Read the introductory screen (if it's your first time using this feature) and authenticate yourself, then select up to 10 payees from your contact list.

3. Choose a red packet design for your laisee, add a greeting and enter an amount.

4. Verify your laisee payees, check that the amount and payment details are correct.

1. Select 'Laisee / FPS transfer', then tap 'Laisee'.

2. Read the introductory screen (if it's your first time using this feature) and authenticate yourself, then select up to 10 payees from your contact list.

3. Choose a red packet design for your laisee, add a greeting and enter an amount.

4. Verify your laisee payees, check that the amount and payment details are correct.

1. Select 'Pay & Transfer', then tap 'Laisee’.

2. Read the introductory screen (if it's your first time using this feature) and choose up to 10 payees.

3. Choose a red packet design for your laisee, add a greeting and enter an amount.

4. Verify your laisee payees, check that the amount and payment details are correct.

As a bonus, you can let your payee know you've sent them a laisee by sharing your beautifully designed laisee with them via WhatsApp, Telegram or WeChat!

Don't have FPS yet?

View our Quick Start guide (Go to HSBC HK website > Banking > Ways to Bank > Faster Payment System (FPS) > Quick Start) and you'll be on your way to send a laisee in no time.

Frequently asked questions

You can send laisee via Faster Payment System (FPS). All you need is your payee's mobile number or email address. Your payees will need to be registered for FPS but you won't need to be registered for FPS yourself.

To send laisee, you'll need to meet all of these requirements:

be an HSBC customer who can log on to the HSBC HK Mobile Banking app
set up your small-value payment limit (You can adjust the daily limit for it by going to 'Profile', selecting 'Pay and transfer' then 'Small-value payment limit' in the HSBC HK App.)
set up a default debit account
activate your Mobile Security Key (Go to HSBC HK website > Banking> HSBC HK App > Mobile Security Key) on the log on screen
update to the latest version of the HSBC HK App

To send laisee, open the HSBC HK App. Next, you can simply tap 'Laisee / FPS transfer' on the log on screen or log on, then go to 'Pay & Transfer' and select 'Laisee'.

Once your laisee has been sent successfully, you'll receive an email or SMS notification, just like any other FPS payments you make. You can also log on to the HSBC HK App, go to account details and select 'FPS' to check your transaction records.

Please note that you can't send laisee using Merchant IDs.

If your payee has set HSBC as their default FPS receiving bank, they'll be able to see your greeting in the 'Remarks' field of the transaction details.

If they have set a different bank as their default FPS receiving bank, it will depend on whether those banks display the greeting.

If you share the laisee in a messaging channel such as WhatsApp, they will be able to see your greeting there.

You can share your laisee greeting with them in messaging channels such as WhatsApp. You can also save an image of the laisee and payment details, and share it with them. Please note that once you've exited the confirmation screen, you won't be able to save your laisee greeting again.

The laisee greeting shows the red packet design you chose, the message you wrote and the image of a banknote (if you selected a default amount option, eg HKD20, HKD50, HKD100 or HKD500) or a gold ingot (if you entered a custom amount, eg HKD88). It doesn't include any sensitive personal information.

Log on to the HSBC HK App and follow these steps.

Tap the 'Profile' icon in the upper right corner of the screen.
Go to 'Pay & Transfer'.
Find 'FPS' and tap 'Selected debit account'.
Choose the account you want to set as your default debit account, and select 'Continue' to confirm.

This is a security measure to further protect our customers and their account. Please verify your identity by following the steps on our Mobile Security Key and Biometric Authentication page (Go to HSBC HK website > Banking> HSBC HK App > Mobile Security Key). You should be able to send laisee via the HSBC HK App after that.

You can send up to whatever your daily small-value payment limit is, which you can set up to a maximum limit of HKD10,000 per day.

You can choose from default amounts of HKD20, 50, 100 or 500. Or you can enter a custom amount to send to friends and family. You can also send your laisee as a pair to give your payee double blessings!

Not yet registered for Online Banking?

Read our registration guide to start setting up your Online Banking account.

Haven't tried the HSBC HK App yet? Download it today.

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Send laisee with FPS on the HSBC HK App

Celebrating together, at home and abroad

Delight loved ones and win cashback for double happiness

Add your personal touch to laisee for family and friends in a snap

New: One-to-many

Customise your red packet

Lucky money, lucky number

Say 'gong hei fat choi' no matter where you are

Send laisee in 4 steps

How to send laisee from the log on page

How to send laisee after logging on

Don't have FPS yet?

Frequently asked questions

How do I send laisee to family and friends via the HSBC HK App?

Will my payee be able to see my greeting when they receive the payment?

How do I let my payee know I've sent them laisee via the HSBC HK App?

How do I set my default debit account?

I activated my Mobile Security Key on a new device and I can't send laisee via the HSBC HK App. What should I do?

How much money can I send as laisee via the HSBC HK App?

Not yet registered for Online Banking?

Haven't tried the HSBC HK App yet? Download it today.