By clicking the 'Register now' button below, you acknowledge that you have read, understood and agreed to the Promotional Terms and Conditions(as stated in Remark No.1). Completion of registration doesn't represent our confirmation of your eligibility for the promotion.

These information and offers are intended for persons in Hong Kong.

The personal data collected in the registration form will be recorded for verification purposes in respect of the promotion and will not be used for other purposes. The personal data collected will not be used to update the Bank's records.

Remarks:

1. Promotion period is from 1 March to 31 May 2025 (both dates inclusive). Customer can only enjoy the offer once during promotion period. For eligible customers with a rolling average Total Relationship Balance in previous two months of HKD500,000 or above, please refer to the Promotional Terms and ConditionsThis link will open in a new tab (updated on 25 Mar 2025).
2. Reward Counting period is the subsequent 3 full calendar months upon becoming Eligible Customers.
3. This Bonus rate only applies to a maximum of HKD300,000 New Fund balance. New Fund is the net increase of Eligible Customer's Monthly Average Total Deposit Balance in Applicable Account between the calendar month before becoming Eligible Customer and their Monthly Average Total Deposit Balance in the next three consecutive calendar months after the month of becoming Eligible Customer, according to the Bank's records.
4. Exchange transaction involving notes exchange, cash deposit, notes withdrawal, inward/outward remittance, Global Transfers, FX Order Watch, and Deposit Plus are not counted as eligible transaction.
5. New-to Investment customer refers to customers who didn't have any holdings or transactions of Unit Trusts, Stocks (including ETFs, excluding Warrants, Inline Warrants and CBBCs), Bonds, Certificates of Deposits (CDs), Structured products, Wayfoong Statement Gold or Gold Token from 1 March 2024 to 28 February 2025.
   
6. If a customer has cancelled any applications which were submitted or effected from 1 March 2024 to 28 February 2025, and subsequently applies for an Eligible Plan between 1 March 2025 and the end of Reward Counting Period, the new life insurance application will not be eligible for this Promotional Offer. The Eligible Life Insurance Plan must be issued on or before 31 October 2025 so that the eligible customer is entitled to earn the corresponding bonus rate.

Important Risk Warning

1. The value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.
2. Unit Trusts, Structured products, Securities, Gold and Bonds are investment products and some may involve derivatives. The investment decision is yours but you should not invest unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
3. Investors should not make investment decision based on this marketing material alone.
   
4. Investment involves risk and past performance is not indicative of future performance. Please refer to the offering documents for further details, including fees and charges and risk factors.
5. The price of products may move up or down. Losses may be incurred as well as profits made as a result of buying and selling products.
6. Unit Trusts are NOT equivalent to time deposits.
7. Issuer's Risk – Bonds and Structured products are subject to both the actual and perceived measures of credit worthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario, you might not be able to recover the principal and interest/coupon if the issuer defaults on the Bonds and Structured Products.
8. Deposit Plus, some of the Structured Products and Bonds are not principal protected.

Disclaimer

The above life insurance plans are underwritten by HSBC Life (International) Limited ("HSBC Life") which are authorised and regulated by the Insurance Authority (IA) of the Hong Kong SAR, and are intended only for sale in the Hong Kong SAR. It is not equivalent or similar to any kind of bank deposit or bank savings plan. The Hongkong and Shanghai Banking Corporation Limited ("HSBC") is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the HKSAR. Policyholders will be subject to the credit risk of HSBC Life and your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of these assets. Your recourse is against HSBC Life only.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. Please refer to the respective product brochure for detailed features and the policy provisions for the detailed terms and conditions.