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HSBC One

Welcome to banking, the way it should be. See what we have to offer, and what offers you can enjoy with HSBC One.

The one that empowers you

Life is made for living, not banking. That's why we created HSBC One, an all-in-one bank account that's built to help you make the most of your money so you can live life to the fullest.

With just 1 account, you could shop, spend and save in 12 major currencies, invest and make Time Deposits. And no, you don't need to have a minimum Total Relationship Balance with us to do all that.

All @ HSBC One, fabulous rewards all at once!


- Earn up to HKD4002 when you open an account via the HSBC HK App

- Earn HKD5003 when you make your first designated investment of HKD500 or above via HSBC Online or Mobile Banking

- Earn HKD100 for your first trade with FlexInvest4

- Earn up to $1,100 RewardCash5 when you successfully apply for an HSBC credit card

 

Learn more >

 

Terms and Conditions apply.

The one account for all things banking

Smiling young guy with a headset around his neck holding his mobile phone; image used for HSBC One

The one to manage your money with

Stay connected with your money, no matter where you are and what time of day it is. Bank in minutes with your fingers, voice or face. It's safe, simple and seamless.

Budgeting made easy. Automatically track expenses from your HSBC bank accounts and credit cards. Plan your finances and develop saving habits effortlessly with our Budget feature on the HSBC HK app.

The one to shop and travel with

Spend on the things that matter to you. With our multi-currency HSBC Mastercard® Debit Card, you'll be able to:

  • access 12 currencies with just one card, one account
  • spend in any currency worldwide at no transactions fees or annual fees
  • withdraw cash from any HSBC Group network ATM worldwide at no charge

Planning to study abroad or go on a working holiday? See how we can help you live your best life away from home with our overseas account opening, and free Global View and Global Transfer services.

Happy young lady holding a suitcase and a camera; image used for HSBC One
Young lady using a binocular; image used for HSBC One

The one to build your wealth with

Starting your investing journey and insuring yourself and your loved ones is now easier than ever. Access our innovative digital tools and solutions anytime and anywhere to meet your investment and insurance needs.

  • Equip yourself with basic financial knowledge through our free 7-day investment 101 email course. You can also get a head start on your finances with our online 'Wealth starter guide'.
  • Chat with a 'Wealth Coach' via Live Chat or Mobile Chat about any investment and insurance questions. You can also book a 1-on-1 ChatnChill session.
  • Explore our products and tools to help you plan for every stage of life and achieve your financial goals.
  • Support yourself and your family through our insurance solutions and learn more about the latest hot picks and offers.

The one to treat yourself with

Get rewarded when you treat yourself with dining, shopping, entertainment and travel as well as improve your well-being with us. You deserve it, and it's our way of saying thank you for banking with us.

  • Explore and indulge in the latest offers on the HSBC Reward+ app.
  • Earn RewardCash when you use your HSBC credit card, and use it to settle bills or share them with your friends and family.
  • In just a few steps, you can join Well+ for free and enjoy simple, fun Body, Money and Mind activities to earn fabulous rewards and improve your wellness.

 

Young lady holding shopping bags sitting in a shopping cart; image used for HSBC One

Stay on top of your finances with

Open a bank account in minutes and manage your money on the go.

Access the stock market from the palm of your hand.3

Discover the latest offers and deals in town, and make the most of your RewardCash.

Split bills with friends in just a few taps and pay anyone instantly.

SVF Licence Number: SVFB002

Opening an account is easy

New to HSBC?

Simply download the HSBC HK Mobile Banking app and open an HSBC One account in minutes.1

Already with HSBC?

Not an integrated account holder? No problem. You can open an HSBC One account via mobile banking in minutes.

Apply in branch

Prefer a more personal touch? Visit us at your nearest branch and we'll help you open your HSBC One account.

If you have any questions about applying for an account, you can chat with us via the Live Chat tab on HSBC website or Whatsapp us on +852 2233 3000.

Get more out of banking with us

HSBC Mastercard® Debit Card; image used for HSBC Mastercard® Debit Card
 

Access to 12 major currencies, plus cash rebates and $0 fees for all your purchases.

HSBC Red Card; image used for HSBC Red Card
 

Shop, spend and treat yourself to an HSBC Red Card. Get up to 4% RewardCash on your purchases.

Colourful pie charts; image used for HSBC FlexInvest
 

Invest with as little as HKD100. Choose from 15 curated funds to start trading on the go.

Ticked off do list; image used for HSBC Investment 101
 

Take the first step in your wealth journey today by checking out our quick and easy guide to investing.

Important information

Better banking at fewer fees

  • Get an integrated account, no minimum total relationship balance requirement needed.
  • Say goodbye to most fees for Personal Banking - check out all the fees we're waiving from 1 November 2020 onwards.
  • Make instant Global Transfers to your own HSBC accounts and third-party HSBC accounts for free.

Manage your money, your way

Remarks

1.Actual time may differ depending on individual circumstances.

2.The promotional period is from 3 May 2022 to 31 July 2022 (both dates inclusive). This offer is applicable to HSBC customers who successfully open a new HSBC One account through the HSBC HK App, completing any combination of 3 designated mobile banking transactions/activities and fulfilling the requirements of Mobile Account Open Offer within promotional period from 3 May 2022 to 31 December 2022 (both dates inclusive).

i. New to HSBC eligible customer is entitled to have HKD300 cash reward – must be an HKID holder (permanent or non-permanent resident), aged 18–64 residing in Hong Kong, and must not be a holder of any HSBC banking or investment accounts or credit cards (including supplementary credit cards);

ii. Existing HSBC eligible customer is entitled to have HKD100 cash reward – must be a holder of a standalone HSBC current, savings, Time Deposit or investment account (not under an integrated account), aged 18–64 residing in Hong Kong and must NOT be a holder of an Integrated Account;

iii. For aged 18 to 25 (inclusive) – Customer at the time of HSBC One account opening is entitled to have additional HKD100.

Terms and conditions apply. Please refer to the relevant Mobile Account Opening Offer Promotional Terms and Conditions for details.

3.The promotional period is from 3 May 2022 to 31 July 2022 (both dates inclusive). This offer is applicable to HSBC customers who successful complete designated investment transactions of a minimum of HKD500 via Internet Online or Mobile Banking, either for the first time or have no investment transactions of stock, Stock Monthly Investment Plan, FlexInvest, Unit Trusts or Unit Trust Monthly Investment Plan at the Bank in the past 12 months. Each eligible customer is entitled to receive the HKD500 cash reward once. Terms and conditions apply. Please refer to the Terms and Conditions of the HKD500 Investment Rewards Promotion for further details.

4.The promotional period is from 1 January 2022 to 31 December 2022 (both dates inclusive). The offer is applicable to HSBC customers who completed their first-time order via FlexInvest and the order satisfies the requirement of:

i. Successful subscription order of HKD5,000 or above; OR

ii. Successful contribution of HKD5,000 or above in one monthly investment plan in Flexlnvest during the promotional period and the order must be settled to enjoy a HKD100 rebate. Terms and conditions apply. Please refer to the Terms and Conditions of FlexInvest Offer for further details.

5.The offer includes HSBC Credit Card Welcome Offer with promotional period from 1 March 2022 to 31 July 2022, HSBC Visa Platinum Card Welcome Offer with promotional period from 4 March 2022 to 31 July 2022 and HSBC One x HSBC Credit Card Top Up Offer (the “Top Up Offer”) with promotional period from 3 May 2022 to 31 July 2022. The Top Up Offer only applies to customers who successfully open or convert to HSBC One and fulfil the requirements in the relevant Promotional Terms and Conditions from 3 May 2022 to 31 July 2022 (both dates inclusive).

This offer includes:

  Welcome Offers – Welcome Gift
Welcome offer – Money Back Reward (successfully link your HSBC Visa Platinum Card to MoneyBack App)
HSBC One x HSBC Credit Card Top Up Offer
Total
HSBC EveryMile Credit Card
Up to $800 RewardCash
Not applicable
$100 RewardCash
Up to $900 RewardCash
HSBC Visa Signature Card
Up to $800 RewardCash
Not applicable
$100 RewardCash
Up to $900 RewardCash
HSBC Visa Gold Card
Up to $800 RewardCash
Not applicable
$100 RewardCash
Up to $900 RewardCash
HSBC UnionPay Dual Currency Credit Card
Up to $800 RewardCash
Not applicable
$100 RewardCash
Up to $900 RewardCash
HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Up to $800 RewardCash
Not applicable
$100 RewardCash
Up to $900 RewardCash
HSBC Visa Platinum Card
Up to $800 RewardCash
Up to $200 RewardCash
$100 RewardCash
Up to $1,100 RewardCash

This offer includes:

  HSBC EveryMile Credit Card
Welcome Offers – Welcome Gift
Up to $800 RewardCash
Welcome offer – Money Back Reward (successfully link your HSBC Visa Platinum Card to MoneyBack App)
Not applicable
HSBC One x HSBC Credit Card Top Up Offer
$100 RewardCash
Total
Up to $900 RewardCash
  HSBC Visa Signature Card
Welcome Offers – Welcome Gift
Up to $800 RewardCash
Welcome offer – Money Back Reward (successfully link your HSBC Visa Platinum Card to MoneyBack App)
Not applicable
HSBC One x HSBC Credit Card Top Up Offer
$100 RewardCash
Total
Up to $900 RewardCash
  HSBC Visa Gold Card
Welcome Offers – Welcome Gift
Up to $800 RewardCash
Welcome offer – Money Back Reward (successfully link your HSBC Visa Platinum Card to MoneyBack App)
Not applicable
HSBC One x HSBC Credit Card Top Up Offer
$100 RewardCash
Total
Up to $900 RewardCash
  HSBC UnionPay Dual Currency Credit Card
Welcome Offers – Welcome Gift
Up to $800 RewardCash
Welcome offer – Money Back Reward (successfully link your HSBC Visa Platinum Card to MoneyBack App)
Not applicable
HSBC One x HSBC Credit Card Top Up Offer
$100 RewardCash
Total
Up to $900 RewardCash
  HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Welcome Offers – Welcome Gift
Up to $800 RewardCash
Welcome offer – Money Back Reward (successfully link your HSBC Visa Platinum Card to MoneyBack App)
Not applicable
HSBC One x HSBC Credit Card Top Up Offer
$100 RewardCash
Total
Up to $900 RewardCash
  HSBC Visa Platinum Card
Welcome Offers – Welcome Gift
Up to $800 RewardCash
Welcome offer – Money Back Reward (successfully link your HSBC Visa Platinum Card to MoneyBack App)
Up to $200 RewardCash
HSBC One x HSBC Credit Card Top Up Offer
$100 RewardCash
Total
Up to $1,100 RewardCash