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Welcome to banking, the way it should be. See what we have to offer, and what offers you can enjoy with HSBC One.

The one that empowers you

Life is made for living, not banking. That's why we created HSBC One, an all-in-one bank account that's built to help you make the most of your money so you can live life to the fullest.

With just 1 account, you could shop, spend and save in 12 major currencies, invest and make Time Deposits. And no, you don't need to have a minimum Total Relationship Balance with us to do all that.

Join HSBC One

  • Open an account via the HSBC HK App in just 5 minutes[@accounts-hsbc-one-5-min]and start banking immediately with no below balance fee.
  • Join HSBC Trade25[@accounts-t25eligibility]and enjoy $0 commission[@accounts-t25commission]on stock trading.

The one account for all things banking

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The one to manage your money with

Stay connected with your money, no matter where you are and what time of day it is. Bank in minutes with your fingers, voice or face. It's safe, simple and seamless.

Budgeting made easy. Automatically track expenses from your HSBC bank accounts and credit cards. Plan your finances and develop saving habits effortlessly with our Budget feature on the HSBC HK app.

The one to shop and travel with

Spend on the things that matter to you. With our multi-currency HSBC Mastercard® Debit Card, you'll be able to:

  • access 12 currencies with just one card, one account
  • spend in any currency worldwide at no transactions fees or annual fees
  • withdraw cash from any HSBC Group network ATM worldwide at no charge

Planning to study abroad or go on a working holiday? See how we can help you live your best life away from home with our overseas account opening, and free Global View and Global Transfer services.

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The one to build your wealth with

Starting your investing journey and insuring yourself and your loved ones is now easier than ever. Access our innovative digital tools and solutions anytime and anywhere to meet your investment and insurance needs.

  • Join HSBC Trade25[@accounts-t25eligibility]and start trading in HK, US and China A stock markets for HKD25 per month (you won’t be charged if you don’t trade or hold any stocks with us in the respective month) with $0 commission[@accounts-t25commission]and platform fee.
  • With FlexInvest, you can make diversified investment starting from HKD100. 
  • Equip yourself with basic financial knowledge through our free 7-day investment 101 email course. You can also get a head start on your finances with our online 'Wealth starter guide'.
  • Chat with a 'Wealth Coach' via Live Chat or Mobile Chat about any investment and insurance questions. You can also book a 1-on-1 ChatnChill session.
  • Explore our products and tools to help you plan for every stage of life and achieve your financial goals.
  • Support yourself and your family through our insurance solutions and learn more about the latest hot picks and offers.

The one to treat yourself with

Get rewarded when you treat yourself with dining, shopping, entertainment and travel as well as improve your well-being with us. You deserve it, and it's our way of saying thank you for banking with us.

  • Explore and indulge in the latest offers on the HSBC Reward+ app.
  • Earn RewardCash when you use your HSBC credit card, and use it to settle bills or share them with your friends and family.
  • In just a few steps, you can join Well+ for free and enjoy simple, fun Body, Money and Mind activities to earn fabulous rewards and improve your wellness.


Young lady holding shopping bags sitting in a shopping cart; image used for HSBC One

Stay on top of your finances with

Open a bank account in minutes and manage your money on the go.

Access the stock market from the palm of your hand.3

Discover the latest offers and deals in town, and make the most of your RewardCash.

Split bills with friends in just a few taps and pay anyone instantly.

SVF Licence Number: SVFB002

Opening an account is easy

New to HSBC?

Simply download the HSBC HK Mobile Banking app and open an HSBC One account in minutes.[@accounts-hsbc-one-5-min]

Already with HSBC?

Not an integrated account holder? No problem. You can open an HSBC One account via mobile banking in minutes.

Apply in branch

Prefer a more personal touch? Visit us at your nearest branch and we'll help you open your HSBC One account.

If you have any questions about applying for an account, you can chat with us via the Live Chat tab on HSBC website or Whatsapp us on +852 2233 3000.

Reinventing banking for young millennials

1 in 2​ New to bank customers are millennials

At HSBC One, we are committed to supporting our next generation of customers to reach their financial ambitions.​

Our latest report examines how young millennial customers are transforming the retail banking landscape and our commitment to empowering them with a positive outlook on their financial future.

Get more out of banking with us

HSBC Mastercard® Debit Card; image used for HSBC Mastercard® Debit Card

Access to 12 major currencies, plus cash rebates and $0 fees for all your purchases.

HSBC Red Card; image used for HSBC Red Card

Shop, spend and treat yourself to an HSBC Red Card. Get up to 4% RewardCash on your purchases.

Colourful pie charts; image used for HSBC FlexInvest

Invest with as little as HKD100. Choose from 15 curated funds to start trading on the go.

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Take the first step in your wealth journey today by checking out our quick and easy guide to investing.

Important information

Better banking at fewer fees

  • Get an integrated account, no minimum total relationship balance requirement needed.
  • Say goodbye to most fees for Personal Banking - check out all the fees we're waiving from 1 November 2020 onwards.
  • Make instant Global Transfers to your own HSBC accounts and third-party HSBC accounts for free.

Manage your money, your way