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Welcome to banking, the way it should be. See what we have to offer, and what offers you can enjoy with HSBC One.

Open an HSBC One account via the HSBC HK App and get $0 brokerage fees1 on stock trading – plus up to HKD2,4002 in rewards. T&Cs apply.

The one that empowers you

Life is made for living, not banking. That's why we created HSBC One, an all-in-one bank account that's built to help you make the most of your money so you can live life to the fullest.

With just 1 account, you could shop, spend and save in 12 major currencies, invest and make Time Deposits. And no, you don't need to have a minimum Total Relationship Balance with us to do all that.

Open an HSBC One account via the HSBC HK App and get $0 brokerage fees1 on stock trading – plus up to HKD2,4002 in rewards

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Build your wealth with these great offers:

  • $0 brokerage fee1 when trading Hong Kong, US and China A stocks, with Hong Kong's best broker* until end of the year
  • Invest in 10 selected funds, from as little as HKD100 with FlexInvest, and get unlimited trading, with as low as $0 monthly platform fees

T&Cs apply.

*HSBC won top prize for Brokerage Service and Securities Company of the Year at the Bloomberg Businessweek - Financial Institution Awards 2020

The one account for all things banking

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The one to manage your money with

Stay connected with your money, no matter where you are and what time of day it is. Bank in minutes with your fingers, voice or face. It's safe, simple and seamless.

The one to shop and travel with

Spend on the things that matter to you. With our multi-currency HSBC Mastercard® Debit Card, you'll be able to:

  • access 12 currencies with just one card, one account
  • spend in any currency worldwide at no transactions fees or annual fees
  • withdraw cash from any HSBC Group network ATM worldwide at no charge

Planning to study abroad or go on a working holiday? See how we can help you live your best life away from home with our overseas account opening, and free Global View and Global Transfer services.

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The one to build your wealth with

Power up with 'Wealth Booster' and learn how to make your money work for you. Let us help point you in the right direction, no matter where you are on your wealth journey.

  • Build your basic financial knowledge with our new 'Wealth starter guide'.
  • Chat with a 'Wealth Coach' about any investment or insurance questions you might have.
  • Find the right tools to help you plan for every stage of life and to achieve your financial goals.
  • Earn an Apple Watch or RewardCash with your steps as you move towards a healthier lifestyle! Simply take out any designated insurance plan and join HSBC Life Well+. Terms & conditions apply.

The one to treat yourself with

Get rewarded for treating yourself to dining, shopping, entertainment and travel. You deserve it, and it's our way of saying thank you for banking with us.

  • Explore the latest offers you can indulge yourself with in the HSBC Reward+ app.
  • Earn RewardCash when you use your HSBC Credit Card, and use them to settle bills or share them with your friends and family.
  • Stay tuned for even more rewards, discounts and offers coming soon.
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Stay on top of your finances with

Open a bank account in minutes and manage your money on the go.

Access the stock market from the palm of your hand.3

Discover the latest offers and deals in town, and make the most of your RewardCash.

Split bills with friends in just a few taps and pay anyone instantly.

SVF Licence Number: SVFB002

Opening an account is easy

New to HSBC?

Simply download the HSBC HK Mobile Banking app and open an HSBC One account in minutes.4

Already with HSBC?

If you already hold a Personal Integrated Account with us, you can upgrade to an HSBC One account to unlock better banking at fewer fees instantly.

Not an integrated account holder? No problem. You can open an HSBC One account via mobile banking in minutes.

Apply in branch

Prefer a more personal touch? Visit us at your nearest branch and we'll help you open your HSBC One account.

If you have any questions about applying for an account, you can chat with us via the Live Chat tab on HSBC website or Whatsapp us on +852 2233 3000.

Get more out of banking with us

HSBC Mastercard® Debit Card; image used for HSBC Mastercard® Debit Card

Access to 12 major currencies, plus cash rebates and $0 fees for all your purchases.

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Shop, spend and treat yourself to an HSBC Red Card. Get up to 4% RewardCash on your purchases.

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Invest with as little as HKD100. Choose from 10 curated funds to start trading on the go.

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Take the first step in your wealth journey today by checking out our quick and easy guide to investing.

Important information

Better banking at fewer fees

  • Get an integrated account, no minimum total relationship balance requirement needed.
  • Say goodbye to most fees for Personal Banking - check out all the fees we're waiving from 1 November 2020 onwards.
  • Make instant Global Transfers to your own HSBC accounts and third-party HSBC accounts for free.

Manage your money, your way


To borrow or not to borrow? Borrow only if you can repay!

HSBC One is a new integrated account which will replace HSBC Advance from 27 October 2020 onwards. In the meantime, 'HSBC One' and 'HSBC Advance' may be used interchangeably in our customer communications.

1 The promotional period is from 16 April 2021 to 31 December 2021 (both dates inclusive). Only applicable to customers who have not traded stocks at HSBC between 1 January 2020 and 15 April 2021, and who place at least one trade with HSBC during 16 April 2021 to 31 August 2021. Eligible customers will only enjoy the offer until the total cumulative stock trading turnover reaches HKD250,000 per calendar month (note: for period 16 April 2021 to 30 April 2021 will count as one month). All subsequent transactions will be subject to brokerage fees and deposit transaction charges as per our standard tariff. Eligible customers are required to pay the regular brokerage fees and deposit charges at the time of trading. The waived brokerage fees and deposit charges during the promotional period will be refunded to customers’ accounts within 3 months subsequent to the month of the relevant transaction(s). The offer is only applicable to transactions executed via HSBC Personal Internet Banking, HSBC Stock Express, HSBC HK Easy Invest or HSBC Mobile Banking. Customers who have opted into the HSBC Top Trader Club will not be able to enjoy this offer. Terms and conditions apply. Please refer to the relevant Promotional Terms and Conditions for details.

2 The maximum reward of HKD2,400 is only applicable to customers who successfully opened or converted to an HSBC One account between 16 April 2021 and 31 July 2021 (both dates inclusive) and fulfil the requirements of the relevant Promotional Terms and Conditions. It is comprised of the total rewards of up to HKD2,200 under Smart Money Challenge and HKD200 cash reward under the Mobile Account Opening Offer. Terms and conditions apply. Please refer to the relevant Promotional Terms and Conditions for details.

3 You must be a HSBC HK customer and hold an investment account to use this app.

4 To open an account via mobile banking, you must:

5 You need to activate your Mobile Security Key before using 'Chat with us'.

  • be a permanent resident, aged 18-64, residing in Hong Kong
  • not already hold any HSBC bank or investment accounts, or credit cards