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Welcome to banking, the way it should be. See what we have to offer, and what offers you can enjoy with HSBC One.

Open an HSBC One account via the HSBC HK App now to enjoy up to HKD3,550 in rewards.1 T&Cs apply.

The one that empowers you

Life is made for living, not banking. That's why we created HSBC One, an all-in-one bank account that's built to help you make the most of your money so you can live life to the fullest.

With just 1 account, you could shop, spend and save in 12 major currencies, invest and make Time Deposits. And no, you don't need to have a minimum Total Relationship Balance with us to do all that.

The one account for all things banking

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The one to manage your money with

Stay connected with your money, no matter where you are and what time of day it is. Bank in minutes with your fingers, voice or face. It's safe, simple and seamless.

The one to shop and travel with

Spend on the things that matter to you. With our multi-currency HSBC Mastercard® Debit Card, you'll be able to:

  • access 12 currencies with just one card, one account
  • spend in any currency worldwide at no transactions fees or annual fees
  • withdraw cash from any HSBC Group network ATM worldwide at no charge

Planning to study abroad or go on a working holiday? See how we can help you live your best life away from home with our overseas account opening, and free Global View and Global Transfer services.

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The one to build your wealth with

Power up with 'Wealth Booster' and learn how to make your money work for you. Let us help point you in the right direction, no matter where you are on your wealth journey.

  • Build your basic financial knowledge with our new 'Wealth Know-how' guide.
  • Chat with a 'Wealth Coach' about any investment or insurance questions you might have.
  • Find the right tools to help you plan for every stage of life and to achieve your financial goals.

The one to treat yourself with

Get rewarded for treating yourself to dining, shopping, entertainment and travel. You deserve it, and it's our way of saying thank you for banking with us.

  • Explore the latest offers you can indulge yourself with in the HSBC Reward+ app.
  • Earn RewardCash when you use your HSBC Credit Card, and use them to settle bills or share them with your friends and family.
  • Stay tuned for even more rewards, discounts and offers coming soon.
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Stay on top of your finances with

Open a bank account in minutes and manage your money on the go.

Access the stock market from the palm of your hand.2

Discover the latest offers and deals in town, and make the most of your RewardCash.

Split bills with friends in just a few taps and pay anyone instantly.

SVF Licence Number: SVFB002

Opening an account is easy

New to HSBC?

Simply download the HSBC HK Mobile Banking app and open an HSBC One account in minutes.3

Already with HSBC?

If you already hold a Personal Integrated Account with us, you can upgrade to an HSBC One account to unlock better banking at fewer fees instantly.

Not an integrated account holder? No problem. You can open an HSBC One account via mobile banking in minutes.

Apply in branch

Prefer a more personal touch? Visit us at your nearest branch and we'll help you open your HSBC One account.

If you have any questions about applying for an account, you can call us on (852) 2233 3000.

Get more out of banking with us

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Earn up to HKD1,800 in rewards. What's more, you could enter the lucky draw to win $1 million in RewardCash!

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Shop, spend and treat yourself to an HSBC Red Card. Get up to 4% RewardCash on your purchases.

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Invest with as little as HKD100. Choose from 10 curated funds to start trading on the go.

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Take the first step in your wealth journey today by checking out our quick and easy guide to investing.

Important information

Better banking at fewer fees

  • Get an integrated account, no minimum total relationship balance requirement needed.
  • Say goodbye to most fees for Personal Banking - check out all the fees we're waiving from 1 November 2020 onwards.
  • Make instant Global Transfers to your own HSBC accounts and third-party HSBC accounts for free.

Manage your money, your way


To borrow or not to borrow? Borrow only if you can repay!

HSBC One is a new integrated account which will replace HSBC Advance from 27 October 2020 onwards. In the meantime, 'HSBC One' and 'HSBC Advance' may be used interchangeably in our customer communications.


1 Only eligible customers who successfully open an HSBC One account between 27 October 2020 and 31 January 2021 (both dates inclusive) and fulfil the Terms and Conditions are eligible to receive the maximum of HKD3,550 in rewards. This sum comprises of up to:

  • HKD1,800 under the Smart Money Challenge
  • HKD750 under the mobile account opening offer
  • HKD1,000 under the family and friends referral offer

Please refer to the terms and conditions for more details.

2 You must be a HSBC HK customer and hold an investment account to use this app.

3 To open an account via mobile banking, you must:

  • be a permanent resident aged 18-65 residing in Hong Kong
  • not already hold any HSBC bank or investment accounts, or credit cards.