The one that empowers you
Life is made for living, not banking. That's why we created HSBC One, an all-in-one bank account that's built to help you make the most of your money so you can live life to the fullest.
With just 1 account, you could shop, spend and save in 12 major currencies, invest and make Time Deposits. And no, you don't need to have a minimum Total Relationship Balance with us to do all that.
The one account for all things banking
The one to manage your money with
Stay connected with your money, no matter where you are and what time of day it is. Bank in minutes with your fingers, voice or face. It's safe, simple and seamless.
The one to shop and travel with
Spend on the things that matter to you. With our multi-currency HSBC Mastercard® Debit Card, you'll be able to:
- access 12 currencies with just one card, one account
- spend in any currency worldwide at no transactions fees or annual fees
- withdraw cash from any HSBC Group network ATM worldwide at no charge
Planning to study abroad or go on a working holiday? See how we can help you live your best life away from home with our overseas account opening, and free Global View and Global Transfer services.
The one to build your wealth with
Power up with 'Wealth Booster' and learn how to make your money work for you. Let us help point you in the right direction, no matter where you are on your wealth journey.
- Build your basic financial knowledge with our new 'Wealth starter guide'.
- Chat with a 'Wealth Coach' about any investment or insurance questions you might have.
- Find the right tools to help you plan for every stage of life and to achieve your financial goals.
- Earn an Apple Watch or RewardCash with your steps as you move towards a healthier lifestyle! Simply take out any designated insurance plan and join HSBC Life Well+. Terms & conditions apply.
The one to treat yourself with
Get rewarded for treating yourself to dining, shopping, entertainment and travel. You deserve it, and it's our way of saying thank you for banking with us.
Stay on top of your finances with
Split bills with friends in just a few taps and pay anyone instantly.
SVF Licence Number: SVFB002
Opening an account is easy
New to HSBC?
Simply download the HSBC HK Mobile Banking app and open an HSBC One account in minutes.4
Already with HSBC?
If you already hold a Personal Integrated Account with us, you can upgrade to an HSBC One account to unlock better banking at fewer fees instantly.
Not an integrated account holder? No problem. You can open an HSBC One account via mobile banking in minutes.
Get more out of banking with us
Get an HSBC Mastercard® Debit Card
Access to 12 major currencies, plus cash rebates and $0 fees for all your purchases.
Apply for an HSBC Red Card
Shop, spend and treat yourself to an HSBC Red Card. Get up to 4% RewardCash on your purchases.
Grow your money with FlexInvest
Invest with as little as HKD100. Choose from 10 curated funds to start trading on the go.
Better banking at fewer fees
- Get an integrated account, no minimum total relationship balance requirement needed.
- Say goodbye to most fees for Personal Banking - check out all the fees we're waiving from 1 November 2020 onwards.
- Make instant Global Transfers to your own HSBC accounts and third-party HSBC accounts for free.
Manage your money, your way
Important account documents
To borrow or not to borrow? Borrow only if you can repay!
HSBC One is a new integrated account which will replace HSBC Advance from 27 October 2020 onwards. In the meantime, 'HSBC One' and 'HSBC Advance' may be used interchangeably in our customer communications.
1 The promotional period is from 16 April 2021 to 31 December 2021 (both dates inclusive). Only applicable to customers who have not traded stocks at HSBC between 1 January 2020 and 15 April 2021, and who place at least one trade with HSBC during 16 April 2021 to 31 August 2021. Eligible customers will only enjoy the offer until the total cumulative stock trading turnover reaches HKD250,000 per calendar month (note: for period 16 April 2021 to 30 April 2021 will count as one month). All subsequent transactions will be subject to brokerage fees and deposit transaction charges as per our standard tariff. Eligible customers are required to pay the regular brokerage fees and deposit charges at the time of trading. The waived brokerage fees and deposit charges during the promotional period will be refunded to customers’ accounts within 3 months subsequent to the month of the relevant transaction(s). The offer is only applicable to transactions executed via HSBC Personal Internet Banking, HSBC Stock Express, HSBC HK Easy Invest or HSBC Mobile Banking. Customers who have opted into the HSBC Top Trader Club will not be able to enjoy this offer. Terms and conditions apply. Please refer to the relevant Promotional Terms and Conditions for details.
2 The maximum reward of HKD2,400 is only applicable to customers who successfully opened or converted to an HSBC One account between 16 April 2021 and 31 July 2021 (both dates inclusive) and fulfil the requirements of the relevant Promotional Terms and Conditions. It is comprised of the total rewards of up to HKD2,200 under Smart Money Challenge and HKD200 cash reward under the Mobile Account Opening Offer. Terms and conditions apply. Please refer to the relevant Promotional Terms and Conditions for details.
- be a permanent resident, aged 18-64, residing in Hong Kong
- not already hold any HSBC bank or investment accounts, or credit cards