Apple Products Instalment Plan | iPhone for Life

HSBC HK
Credit Cards
Interest-free Merchant Instalment
Apple Products Instalment Plan

Pay for your new Apple products over time, interest-free

Buy the new Apple products that you've been eyeing with a payment plan that suits your pace and needs! Easily pay back in affordable monthly instalments without any interest and handling fees, using your HSBC credit card. Wait no more, start owning the latest Apple products with the freedom of flexible payments!

See how it works

Affordable monthly instalments

Purchase designated Apple products at designated mobile services providers to get a preferential monthly instalment rate

Upgrades made easy

Return your device to the designated mobile services provider, and enjoy a 'Guaranteed Buy-Back Value'[@cards-guaranteedbuybackvalue] that you can use to pay toward an upgrade

Earn Rewards for repayment

Earn RewardCash on your HSBC credit card – simply by repaying instalments each month

Month 1: Kick off your monthly instalments

Enjoy greater financial flexibility with preferential monthly instalments for your device, while locking in its value with 'Guaranteed Buy-Back Value'
Earn RewardCash simply by repaying the monthly instalments. No interest, no handling fees

Month 24: Upgrade or keep your device

After 24 months, you have the choice to either:

upgrade your device by returning it to a designated mobile services provider, and offset the remaining instalments with its 'Guaranteed Buy-Back Value'
or keep your device and continue to pay the remaining instalments

Save more on designated Apple products

"iPhone for Life" Payment Plan

Get yourself the latest iPhone hassle-free! Enjoy affordable monthly instalments whether you buy a standalone device or join the service plan at designated mobile services providers.

Apple Watch and iPad Instalment Plan

Enjoy the same preferential monthly instalments also on the latest Apple Watch and iPad at selected designated mobile services providers, and upgrade to newer models using the 'Guaranteed Buy-Back Value'.

3HK This link will open in a new window

Applicable to iPhone

1O1O/ csl

1O1O This link will open in a new window

csl This link will open in a new window

Applicable to iPhone, Apple Watch and iPad

China Mobile HK This link will open in a new window

Applicable to iPhone

SmarTone This link will open in a new window

Applicable to iPhone and Apple Watch

Telecom Digital SUN Mobile This link will open in a new window

Applicable to iPhone and Apple Watch

HKBN This link will open in a new window

Applicable to iPhone and Apple Watch

Buying other Apple products?

Interest-free Merchant Instalment Plan

Buy other Apple products, such as AirPods, a Mac, or an AppleCare+ package at the above mobile services providers or other designated Apple authorised reseller using your HSBC credit card. Enjoy financial flexibility with manageable monthly instalments, all while earning rewards on your spends.

Discover the latest offers and available merchants on the HSBC Reward+ app.

Things you need to know

Frequently asked questions

iPhone for Life is a brand new payment options for purchasing iPhone from designated mobile services providers. You can enjoy an interest-free credit card instalment plan at a lower monthly instalment payment compared to the regular 24-month instalment plan. After 24 months, you will have the flexibility to:

upgrade to a new iPhone at the respective mobile services provider and use the 'Guaranteed Buy-Back Value' to offset remaining unpaid instalments; or,
keep the iPhone and continue paying the remaining monthly instalments.

A 'Guaranteed Buy-Back Value' of your iPhone will be provided by the mobile services provider at the start of the programme, protecting you from any risk of higher depreciation and lower market value.

Interest-free Merchant Instalment Plan for Designated Apple Products provides the same benefits as iPhone for Life for you to purchase designated Apple products using an interest-free credit card instalment plan.

With a lower monthly instalment payment compared to the regular 24-month instalment plan, you will have the flexibility to upgrade or retain your device after 24 months.

The mobile services provider will also provide a 'Guaranteed Buy-Back Value' of your Apple product at the start of the programme, protecting you from any risk of higher depreciation and lower market value.

These plans are made available to the latest Apple products. However, some mobile services providers might offer iPhone for Life and Interest-free Merchant Instalment Plan for Designated Apple Product for previous models as well. Please contact the mobile services provider for more details.

You can use any Hong Kong Dollar personal primary, combined additional or separate additional credit card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns). HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Card are not eligible credit cards.

Other frequently asked questions

Notes

To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.

Flexible payment options for your Apple products

Pay for your new Apple products over time, interest-free

Key benefits

Affordable monthly instalments

Upgrades made easy

Earn Rewards for repayment

How it works

Month 1: Kick off your monthly instalments

Month 24: Upgrade or keep your device

Save more on designated Apple products

"iPhone for Life" Payment Plan

Apple Watch and iPad Instalment Plan

Designated mobile services providers

1O1O/ csl

Buying other Apple products?

Interest-free Merchant Instalment Plan

Things you need to know

Product information

Frequently asked questions

What is iPhone for Life and what are the benefits of joining it?

Any other instalment plans for Apple products have the same benefits as iPhone for Life?

Which device models are available for iPhone for Life and Interest-free Merchant Instalment Plan for Designated Apple Products?

Which credit card can I use for iPhone for Life and Interest-free Merchant Instalment Plan for Designated Apple Products?

Get more from your credit card

Notes

Important information