Elevate your lifestyle
Add a touch of luxury to your life with extra rewards and superior dining privileges. Earn up to 3.6% RewardCash rebate in designated spending categories.
- Up to $800 RewardCash[@cards-welcomeoffer]
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
- First 2-year annual fee waiver
Get up to 2.4% in RewardCash rebates
Get up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (ie HKD4.17 for 1 mile). More about Red Hot Rewards.
Exclusive extra 1.2% RewardCash rebates on all categories
Enjoy an exclusive extra 1.2% RewardCash (3X)[@cards-vs-9xrc] automatically on all categories of the Red Hot Rewards of Your Choice programme.
Enjoy these exclusive benefits
Dining and lifestyle offers
- Get 10% off your total bill, free corkage (one bottle for every two guests) and 50% off on your second beverage (Mondays to Thursdays after 6pm) at LUBUDS Group restaurants. T&C apply.
- Enjoy 15% off when you eat at Cafe, Hugo's and the Chinese Restaurant at the Hyatt Regency Hotel Tsim Sha Tsui. Learn more on Visa's website.
- Treat yourself with a special discount at the spa and on dining at the Mira Hong Kong. Learn more on Visa's website.
- Buy 1 and get 1 free when you purchase regular-priced 2D movie tickets or regular popcorn, or get 10% off regular-priced 3D movie tickets from Mondays to Thursdays. Enjoy 20% off regular-priced 2D movie tickets on Fridays, Saturdays and Sundays. Exclusively at Emperor Cinemas. T&Cs apply.
- Enjoy HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay or Google Pay[@cards-cathayspendrebate] . T&Cs apply.
- Enjoy 30% off cross-border limousine services between Hong Kong and Guangdong, China. Learn more on Visa's website.
Additional benefits you can enjoy
- 24/7 concierge servicesGet the support you need no matter where you are, with a dedicated 24/7 Visa concierge hotline[@cards-visaconcierge].
- Activate your virtual card once your application has been approvedOnce your application has been approved, you can activate your virtual card and add it to your digital wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
Things you should know
An annual income of HKD360,000 or more
Apply online now
With HSBC Personal Internet Banking
Without HSBC Personal Internet Banking
Frequently asked questions
What supporting documents do I need to provide in my credit card application?
Where can I upload supporting documents for my credit card application?
How long will it take for me to get my new credit card?
Can I get an annual fee waiver on my credit card?
How are credit card finance charges and late charges calculated?
Get more from your card
Make the most of your credit card through our mobile apps, credit card offers and services
Catch the latest fabulous credit card offers
RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!
Enjoy exclusive discounts on dining, shopping, travel and more perks
To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.