HSBC easy Credit Card | HSBC Visa Platinum Card

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Visa Platinum Credit Card

The platinum card that takes your rewards to the next level

Level up your rewards. Earn up to 6X MoneyBack Points when you spend at PARKnSHOP, Watsons and Fortress, and enjoy shopping discounts on designated dates.

Welcome offers

Up to $700 RewardCash as welcome offer[@cards-welcomeoffer]
1-year Moneyback VIP status when you successfully link your HSBC easy Credit Card in MoneyBack App account[@cards-1-year-moneyback-vip]. Earn 6X MoneyBack Points when you spend with your card every day.
Extra $200 RewardCash for new credit card customers who successfully apply for a Spending Instalment Plan[@cards-spi-visa-platinum]
First 2-year annual fee waiver

Note: The HSBC Visa Platinum Credit Card is now HSBC easy Credit Card. Enjoy the same services and privileges of your existing HSBC Visa Platinum Credit Card, but with a new card design and additional benefits. You can continue using your existing card as usual or replace it with the new card for a card replacement fee.

Apply now

Get up to 2.4% in RewardCash rebates

Get up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (ie HKD4.17 for 1 mile). More about Red Hot Rewards.

Earn up to 6X MoneyBack Points

Link your HSBC easy Credit Card / Visa Platinum Credit Card in your MoneyBack App and MoneyBack VIP members can earn 6X MoneyBack Points (equivalent to 2.4% rebate), while MoneyBack members can earn 4X MoneyBack Points (equivalent to 1.6% rebate) when spending at PARKnSHOP, Watsons, and Fortress with the card every day. T&Cs apply.

Explore more merchants and earn 3X MoneyBack Points

Enjoy 3X MoneyBack Points when you link your HSBC easy Credit Card / Visa Platinum Credit Card to the MoneyBack App and make designated spends at hutchgo, Harbour Plaza Hotels & Resorts, Watson’s Wine, SUPREME and 3 Hong Kong. T&Cs apply.

Up to 8% shopping discount on Member Day

Enjoy up to 8% discount when you link your HSBC easy Credit Card / Visa Platinum Credit Card to the MoneyBack App and shop in person or online at PARKnSHOP, Watsons, Fortress and Watson’s Wine on Member Day. T&Cs apply.
Merchant	Member Day	MoneyBack Members discount
PARKnSHOP	2^nd, 12^th, 22^nd of every month	8% off a single transaction of HKD100 or above at physical stores or HKD800 or above at eShop
Watsons	8^th, 18^th, 28^th of every month	8% off a single transaction of HKD400 or above
Fortress	10^th of January, May, August, or December	5% off on a single transaction of HKD2,000 or above
Watson's Wine	5^th of January, April, July, or October	8% off on regular-priced still wine/sake with a single transaction of HKD2,000 or above

Enjoy up to 8% discount when you link your HSBC easy Credit Card / Visa Platinum Credit Card to the MoneyBack App and shop in person or online at PARKnSHOP, Watsons, Fortress and Watson’s Wine on Member Day. T&Cs apply.
Merchant	PARKnSHOP
Member Day	2^nd, 12^th, 22^nd of every month
MoneyBack Members discount	8% off a single transaction of HKD100 or above at physical stores or HKD800 or above at eShop

Merchant	Watsons
Member Day	8^th, 18^th, 28^th of every month
MoneyBack Members discount	8% off a single transaction of HKD400 or above

Merchant	Fortress
Member Day	10^th of January, May, August, or December
MoneyBack Members discount	5% off on a single transaction of HKD2,000 or above

Merchant	Watson's Wine
Member Day	5^th of January, April, July, or October
MoneyBack Members discount	8% off on regular-priced still wine/sake with a single transaction of HKD2,000 or above

Link with MoneyBack and enjoy additional PARKnSHOP, Watsons and Fortress perks

At PARKnSHOP

Spend with your linked HSBC easy Credit Card / Visa Platinum Credit Card to enjoy:

up to 4 free deliveries a year when you make online purchases at PARKnSHOP online stores
a free delivery in your birthday month when you make a single purchase of HKD250 or more at physical stores

Terms and conditions apply

Linking your card in the MoneyBack app Learn how to add Visa Platinum to the MoneyBack App This link will open in a new window

At Watsons

Spend with your linked HSBC easy Credit Card / Visa Platinum Credit Card to enjoy:

up to 4 free deliveries a year when you make online purchases at Watsons online stores
HKD50 off upon any online purchase of HKD450 in your birthday month at Watsons online stores
free yearly Watsons professional services including Watsons Chinese medicine consultation service and Watsons full makeup service

Terms and conditions apply

Linking your card in the MoneyBack app Learn how to add Visa Platinum to the MoneyBack App This link will open in a new window

At Fortress

Spend with your linked HSBC easy Credit Card / Visa Platinum Credit Card to enjoy:

up to 4 free deliveries a year when you make online purchases at Fortress online stores
HKD100 off upon any single online purchase of HKD1,000 in your birthday month at Fortress online stores

Terms and conditions apply

Linking your card in the MoneyBack app Learn how to add Visa Platinum to the MoneyBack App This link will open in a new window

Make the most of our lifestyle offers and privileges

Link your card with MoneyBack App and enjoy additional hutchgo, Harbour Plaza Hotels & Resorts, Watson’s Wine, SUPREME and 3 Hong Kong privileges.

Terms and Conditions apply.

Birthday offer: HKD200 off upon purchase of HKD2,000
Discount offer: HKD50 discount coupon once per year
HKD100 discount coupon upon purchase of HKD2,500 once per year
Year-round discount offer: Get up to 8% discount on booking travel products including flights, hotels and packages. Simply use the designated e-Coupon code before checkout

The details of the year-round discount offer are as follows:
Tier	Minimum eligible transaction amount requirement (HKD)	Maximum monthly discount entitled (HKD)	Discount quota for eligible transaction per month
1	$1,000	$80	1,000
2	$5,000	$300	800
3	$10,000	$500	500

The details of the year-round discount offer are as follows:
Tier	1
Minimum eligible transaction amount requirement (HKD)	$1,000
Maximum monthly discount entitled (HKD)	$80
Discount quota for eligible transaction per month	1,000

Tier	2
Minimum eligible transaction amount requirement (HKD)	$5,000
Maximum monthly discount entitled (HKD)	$300
Discount quota for eligible transaction per month	800

Tier	3
Minimum eligible transaction amount requirement (HKD)	$10,000
Maximum monthly discount entitled (HKD)	$500
Discount quota for eligible transaction per month	500

Free house wine or fruit platter or welcome amenities during your stay
Birthday offer: free birthday cake upon dining or during your stay

Free delivery upon spending HKD450 at eStore or App once per quarter
Birthday offer: HKD30 off upon spending HKD600 on still wine/ Sake at eStore or App
Wine tasting event once per quarter (first come first served)

Free power bank rental service (SUPREME Shop only)
Data transfer service
Priority counter service (SUPREME Shop only)
Birthday offer: HKD50 off on select online purchases of single item worth HKD500 or above at XtraMall online store
Exclusive 5G SIM monthly plan offer: Enjoy 60GB local data and “Mainland China-Macau Shared Data” at HKD160 per month.

Once your application via digital channels has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Things you should know

Eligibility

An annual income of HKD120,000 or above

Apply online now

Frequently asked questions

If you're an existing HSBC customer who holds a payroll account with us and an HKID card, you won't need to provide any supporting documents.

If you would like to set up a payroll account before applying for a credit card with us, you can do so by completing an instruction form for setting up / transfer of salary autopay (PDF).

Other customers will need to provide:

a copy of their HKID card—if you do not hold one, please provide a copy of your passport and employment contract with a contract period of at least 9 months from the date of submitting your application
proof of income or assets—depending on your income situation:

regular income earners: your latest 1-month bank book / statement / eStatement / online transaction history (showing your name, account number and monthly income) or latest 1-month salary slip
irregular income earners or part-timers: your latest bank book / statement / eStatement / online transaction history (showing your name, account number and monthly income) or salary slips from over the last 3 months
self-employed: your latest tax demand note or latest 3-month bank book / statement / eStatement / online transaction history (showing the company name, account number and transaction history), current Business Registration Certificate, proof of ownership of the business and tax returns from the previous 2 years
other: your latest 3-month bank deposit / bank book / statement / eStatement / online transaction history in Hong Kong (showing your name, account number and transaction history), or regularly monthly rental income credited to your bank account and the signed tenancy agreement

If you've already submitted your application for a credit card, you can upload the supporting documents for it via our online form.

Once we've received your application and supporting documents, we'll process your application within 10 working days. If your application is approved, we'll send you your new credit card within 3-5 working days, subject to postal service availability.

Please refer to the key fact statement and bank tariff guide for more details. We reserve the right of final decision to charge or adjust the annual fee.

Finance charges

If you do not pay the total outstanding amount due on your credit card by the payment due date, we'll charge this fee to your card. You can see the full details of how this fee is calculated in our guide to general banking tariffs.

Late charges

If we do not receive the minimum payment due on or before the payment due date, we'll charge this fee to your credit card. You can see the full details of how this fee is calculated in the HSBC Credit Card Terms (PDF).

Other frequently asked questions

Notes

To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.

HSBC easy Credit Card / Visa Platinum Credit Card

Get up to $900 RewardCash when you apply for an HSBC easy Credit Card. T&Cs apply.

Credit Card Key Facts Statement

The platinum card that takes your rewards to the next level

Welcome offers

'Red Hot Show Pass' - Exclusive booking privileges for the hottest theatre show as a welcome offer

Key benefits

Get up to 2.4% in RewardCash rebates

Earn up to 6X MoneyBack Points

Explore more merchants and earn 3X MoneyBack Points

Up to 8% shopping discount on Member Day

Link with MoneyBack and enjoy additional PARKnSHOP, Watsons and Fortress perks

At PARKnSHOP

At Watsons

At Fortress

Make the most of our lifestyle offers and privileges

hutchgo

Harbour Plaza Hotels & Resorts

Watson's Wine

SUPREME and 3 Hong Kong

Activate your virtual card once your application has been approved

Things you should know

Eligibility

Important information

Apply online now

With HSBC Personal Internet Banking

Without HSBC Personal Internet Banking

New to HSBC

Frequently asked questions

What supporting documents do I need to provide in my credit card application?

Where can I upload supporting documents for my credit card application?

How long will it take for me to get my new credit card?

Can I get an annual fee waiver on my credit card?

How are credit card finance charges and late charges calculated?

Get more from your card

Using your credit card

Red Hot Offers Red Hot Offers This link will open in a new window

Red Hot Rewards

Year-round offers Year-round offers This link will open in a new window

Notes

Remarks

Red Hot Offers This link will open in a new window

Year-round offers This link will open in a new window