The platinum card that takes your rewards to the next level
Up to $800 RewardCash as a welcome offer and a 2-year annual fee waiver
New Credit Card Customers can enjoy an extra $200 RewardCash if successfully applied for a Cash Instalment Plan4
Activate your virtual card and add it to digital wallets once your card is approved. Shop with your card right away for any online and mobile payment purchase. Enjoy an even faster and hassle-free shopping experience! Learn more
- Get up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. HKD4.17 for 1 mile). Click here for details.
- Earn RewardCash when you use your card to pay bills online1
Earn extra MoneyBack Points everyday
- Link your Visa Platinum card in your MoneyBack App and MoneyBack VIP members can earn 6X MoneyBack Points (equivalent to 2.4% rebate), while MoneyBack members can earn 4X MoneyBack Points (equivalent to 1.6% rebate) when spending at PARKnSHOP, Watsons, and FORTRESS with the card every day.
- Terms and conditions apply, click here for details
Enjoy up to 8% shopping discount on Member Day
||Every 2nd, 12th and 22nd day of each month
||A single transaction of HKD100 or above at physical stores or HKD800 or above at online stores to enjoy 8% discount|
||Every 8th, 18th and 28th day of each month
||A single transaction of HKD400 or above at physical or online stores to enjoy 8% discount|
||Every 10th of January, May, August and December of the year
||A single transaction of HKD2,000 or above at physical or online stores to enjoy 5% discount|
Every 2nd, 12th and 22nd day of each month
|A single transaction of HKD100 or above at physical stores or HKD800 or above at online stores to enjoy 8% discount|
Every 8th, 18th and 28th day of each month
|A single transaction of HKD400 or above at physical or online stores to enjoy 8% discount|
Every 10th of January, May, August and December of the year
|A single transaction of HKD2,000 or above at physical or online stores to enjoy 5% discount|
Other servicing privileges
Link your Visa Platinum card in the MoneyBack App to enjoy more privileges:
- PARKnSHOP online stores: Up to 4 times free delivery yearly
- Watsons online stores: Up to 4 times free delivery yearly
- FORTRESS online stores: Up to 4 times free delivery yearly
- Special birthday offer
PARKnSHOP: Free delivery in birthday month upon a HKD250 single purchase at physical stores
Watsons: HKD50 off upon any purchase of HKD450 in Watsons online stores
FORTRESS: HKD100 off upon a HKD1,000 single purchase at FORTRESS online stores
- Free yearly Watsons professional services including Watsons Chinese medicine consultation service and Watsons full makeup service
Terms and conditions apply, click here for details
Don't miss out on earning extra rewards!
Learn how to add Visa Platinum to the MoneyBack App.
How to apply
Are you eligible?
Visa Platinum card applicants need to have an annual income of HKD150,000 or above.
With HSBC Personal Internet Banking
Without HSBC Personal Internet banking
What else should I know?
Card offers and rewards
Red Hot Deals
Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.
Enjoy exclusive discounts on dining, shopping, travel and more.
You've earned it!
A few tips to help you get the most out of online spending offers with HSBC Red Credit Card.
T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
To borrow or not to borrow? Borrow only if you can repay!
At an HSBC branch
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries / regions.
2Service and benefits provided by Visa International. The Bank is not responsible for any disputes arising from the programme. For more information, cardholders can call Visa on (800) 900 781, call collect on +61 2 9235 0260 or visit www.visa.com.hk/platinum
3Please note that we do not appoint any third parties to refer credit card applications to us and will not process any credit card application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at 2233 3000.
4New Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$30,000 and with a repayment period of 24 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash.