Your rewards will shine with your Visa Gold
Enjoy exclusive privileges worldwide and earn RewardCash every time you use your card.
- Up to $800 RewardCash[@cards-welcomeoffer]
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
- First 2-year annual fee waiver
Get up to 2.4% in RewardCash rebates
Get up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (ie HKD4.17 for 1 mile). More about Red Hot Rewards.
Additional benefits you can enjoy
- Activate your virtual card once your application has been approvedOnce your application has been approved, you can activate your virtual card and add it to your digital wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
Things you should know
An annual income of HKD60,000 or above
Apply online now
With HSBC Personal Internet Banking
Without HSBC Personal Internet Banking
Frequently asked questions
What supporting documents are required for a credit card application?
Where can I upload supporting documents for my credit card application?
How long will it take to get my new credit card?
Can I get a waiver on the annual fee for my credit card?
How are credit card finance charges and late charges calculated?
Get more from your card
Make the most of your credit card through our mobile apps, credit card offers and services
Catch the latest fabulous credit card offers
RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!
Enjoy exclusive discounts on dining, shopping, travel and more perks
- To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.