Earn extra RewardCash
Earn up to 2.4% RewardCash rebate all year round with Red Hot Rewards of Your Choice.
Allocate extra RewardCash to your preferred spending categories – choose from dining, entertainment, home, lifestyle, China spending and overseas spending. Find out more here.
Spend your RewardCash
Enjoy an array of options to spend your RewardCash, and reward yourself with HSBC credit card!
Instant RewardCash Redemption at Merchants
Use RewardCash to offset your spending at participating merchants all across town
RewardCash Certificate scheme
Enrol to receive a RewardCash Certificate for every $50 RewardCash you earn. You can exchange your RewardCash Certificate for cash coupons at selected merchants around town
Octopus RewardCash conversion
Convert your RewardCash into Octopus Reward$, and enjoy fabulous offers for shopping, movie tickets and dining
Enjoy exclusive discounts on dining, shopping, travel and more
If you're not yet an HSBC credit card holder, it's easy to apply online.
To borrow or not to borrow? Borrow only if you can repay!