Earn extra RewardCash
Apart from earning basic RewardCash through your credit card spending and extra RewardCash through our Red Hot Offers, you can also earn up to 2.4% RewardCash rebate all year round after registering Red Hot Rewards of Your Choice.
Allocate extra RewardCash to your preferred spending categories – choose from dining, entertainment, home, lifestyle, China spending and overseas spending. Find out more here.
Use your RewardCash
Enjoy an array of options to use your RewardCash (RC), and reward yourself with HSBC credit card!
Send RC instantly to your family and friends via the HSBC Reward+ app. It could be a small gift for your family, or a way for you to settle your dining bills with friends
(New!) Convert into MoneyBack Points
Convert RC into MoneyBack Points instantly via HSBC Reward+ and use them as cash at PARKnSHOP, Watsons and Fortress, or to redeem featured products. Every $1 RewardCash can be converted into 50 MoneyBack Points
Instant RewardCash Redemption at Merchants
Use RC (1 RC = HKD 1) to offset your spending directly at participating merchants all across town
RewardCash Certificate Scheme
Enroll to receive a RewardCash Certificate automatically for every $50 RC you earned. You can exchange your RewardCash Certificate for cash coupons at selected merchants around town
Enroll to convert your RC into air miles with Asia Miles, British Airways Executive Club and Singapore Airlines KrisFlyer
Donate your RC to WWF, the Ocean Park Conservation Foundation Hong Kong or The Community Chest Hong Kong
Enjoy exclusive discounts on dining, shopping, travel and more
If you're not yet an HSBC credit card holder, it's easy to apply online.
To borrow or not to borrow? Borrow only if you can repay!