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Red Hot Rewards

Earn and spend your RewardCash anytime with our credit card rewards scheme and enjoy the sizzling rewards from Dining, Shopping, Lifestyle and more.

Earn extra RewardCash

Apart from earning basic RewardCash through your credit card spending and extra RewardCash through our Red Hot Offers, you can also earn up to 2.4% RewardCash rebate all year round after registering Red Hot Rewards of Your Choice.

Allocate extra RewardCash to your preferred spending categories – choose from dining, entertainment, home, lifestyle, Mainland China and Macau spending and overseas spending. Find out more here.

HSBC Reward+

Download the HSBC Reward+ app to use your RewardCash, browse the latest offers and manage your credit card anytime, anywhere!

Use your RewardCash

Enjoy an array of options to use your RewardCash (RC), and reward yourself with HSBC credit card!


Send RC instantly to your family and friends via the HSBC Reward+ app. It could be a small gift for your family, or a way for you to settle your dining bills with friends


Settle your credit card statement or transactions with RC in HSBC Reward+

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Convert RC into MoneyBack Points instantly via HSBC Reward+ and use them as cash at PARKnSHOP, Watsons and Fortress, or to redeem featured products. Every $1 RewardCash can be converted into 50 MoneyBack Points


Use RC (1 RC = HKD 1) to offset your spending directly at participating merchants all across town

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Enroll to convert your RC into air miles with Asia Miles, British Airways Executive Club and Singapore Airlines KrisFlyer

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Redeem your RC for shopping vouchers and our hot picks merchandise

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Enroll to receive a RewardCash Certificate automatically for every $50 RC you earned. You can exchange your RewardCash Certificate for cash coupons at selected merchants around town

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Donate your RC to WWF, the Ocean Park Conservation Foundation Hong Kong or The Community Chest Hong Kong

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Get your annual credit card fee waived using your RC

Related Services

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Catch the latest fabulous credit card offers

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Enjoy exclusive discounts on dining, shopping, travel and more

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See what’s on offer from over 160 countries

Apply today

If you're not yet an HSBC credit card holder, it's easy to apply online. 


To borrow or not to borrow? Borrow only if you can repay!