Earn extra RewardCash
Apart from earning basic RewardCash through your credit card spending and extra RewardCash through our Red Hot Offers, you can also earn up to 2.4% RewardCash rebate all year round after registering Red Hot Rewards of Your Choice.
Allocate extra RewardCash to your preferred spending categories – choose from Dining, Health & Leisure, Home, Lifestyle and Overseas and Mainland China Spending.Find out more here.
Use your RewardCash
Enjoy an array of options to use your RewardCash (RC), and reward yourself with HSBC credit card!
Send RC instantly to your family and friends via the HSBC Reward+ app. It could be a small gift for your family, or a way for you to settle your dining bills with friends
Convert into merchant partner loyalty points
Convert RC into MTR Points and redeem free rides, fare discounts and other featured items via the MTR Mobile App. You can also convert RC into MoneyBack Points and use them as cash at PARKnSHOP, Watsons and Fortress or to redeem featured products.
Instant RewardCash Redemption at Merchants
Use RC (1 RC = HKD 1) to offset your spending directly at participating merchants all across town
Enroll to convert your RC into air miles with Asia Miles, British Airways Executive Club and Singapore Airlines KrisFlyer
RewardCash Certificate Scheme
Enroll to receive a RewardCash Certificate automatically for every $50 RC you earned. You can exchange your RewardCash Certificate for cash coupons at selected merchants around town
Donate your RC to WWF, the Ocean Park Conservation Foundation Hong Kong or The Community Chest Hong Kong
Enjoy exclusive discounts on dining, shopping, travel and more
If you're not yet an HSBC credit card holder, it's easy to apply online.
To borrow or not to borrow? Borrow only if you can repay!