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A family is looking at their phone, image used for HSBC Rewards of Your Choice.

Rewards of Your Choice

Earn up to 2.4% RewardCash rebate all year round in your favourite spending categories.

Enjoy up to 2.4% RewardCash rebate2

From 1 January until 31 December 20202, you can earn up to 2.4% RewardCash rebate (equivalent to 6X RewardCash)3 at a wide range of merchants all year round and allocate your extra 5X RewardCash among your six preferred spending categories4 of dining, entertainment, home, lifestyle, Mainland China and Macau spending and overseas spending.

How to benefit from Red Hot Rewards of your choice

Simply allocate your extra 5X RewardCash multiplier to a single frequently used spending category in the "Red Hot Rewards of Your Choice" programme to enjoy up to 2.4% RewardCash rebate all year round.

Example: Spending HK$1,000
Basic
1X RewardCash
Allocated
5X RewardCash
Total
RewardCash
Total
RewardCash rebate
$4(HK$1,000/HK$250)
$20 (HK$1,000/HK$250x5)
$4 + $20 = $24
2.4%
Example: Spending HK$1,000
Basic
1X RewardCash
$4(HK$1,000/HK$250)
Allocated
5X RewardCash
$20 (HK$1,000/HK$250x5)
Total
RewardCash
$4 + $20 = $24
Total
RewardCash rebate
2.4%

How to start earning extra RewardCash

Step 2

Allocate your extra RewardCash to your preferred spending categories

Step 3

Spend in your selected categories and earn more rewards within 3 working days after successful registration

You can also register for the programme by calling our hotline (852) 8228 3308.

Please submit your registration form via desktop and you will start earning extra RewardCash within 3 working days after completing the Registration on or after 1 January 2020. If your registration is not successful, a rejection notification will be sent to your email address on the Bank’s record, or your correspondence address in case there is no valid record of email address. Otherwise you will start earning Extra RewardCash within 3 working days after completing the registration, and the details will be shown on your next and any subsequent monthly credit card statement.

Spending categories

Simply allocate the extra 5X RewardCash to your preferred spending categories4 to enjoy these year-round rewards.

Dining

Spending at dining outlets in Hong Kong5

Mainland China and Macau spending

Spending in Mainland China or Macau6,7

Overseas spending

Overseas Spending6,8

Entertainment

Related trademarks for Entertainment.

Home

Related trademarks for Home.

Lifestyle

Related trademarks for Lifestyle.

Telecom companies

10101

3HK1,4

csl.1,2

SmarTone1

Cinemas

AMC Pacific Place

Broadway Circuit

CGV Cinemas

Emperor Cinemas

Festival Grand Cinema

Golden Harvest Cinemas

Grand Kornhill Cinema

Grand Windsor Cinema

MCL Cinemas

Movie Town

StagE

STAR Cinema

the sky

UA Cinemas

Karaoke chains

CEO

Neway

RedMR

Attractions

Ngong Ping 360

Noah's Ark Hong Kong

Ocean Park Hong Kong

sky100 Hong Kong Observation Deck

Recreational outlets

Belair Bowling Centre

Cityline

Cityplaza Ice Palace3

EF English Centers

Greenery Music5

Magic Fun Bowling World

Mega Ice

Sky Rink

Tom Lee Music

Remarks:

  1. Excludes online bill payment made by HSBC Classic Card, HSBC Gold Card and HSBC UnionPay Dual Currency Credit Card.
  2. Only applicable to mobile service at designated shops (excluding csl counters).
  3. Only applicable to Skating School and Shop.
  4. Excluding 3Xpress counters.
  5. Applicable for selected concept stores/designated shops only.

This promotion is only applicable to the stores in Hong Kong of all designated merchants (excluding counters at department stores and outlets).

To borrow or not to borrow? Borrow only if you can repay!

Other offers and rewards

A woman is having Japanese meal; image used for Red Hot Offer Page.
 
Learn more details of offer This link will open in a new window

Enjoy sizzling credit card offers on Dining, Shopping, Travel and more

A lady uses a credit card to shop online through her mobile phone; image used for HSBC Reward+ Mobile App.
 
Links to HSBC Reward+ Mobile App page

Download our credit card mobile app to manage your accounts and pay any transactions with RewardCash anytime, anywhere 

A man jumping into water; image used for home&Away page.
 
Links to home&Away page This link will open in a new window

An array of offers from over 160 countries. Enjoy the benefits with HSBC card anywhere.

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Apply for a credit card; Links to credit cards page

If you're not yet an HSBC credit card holder, it's easy to apply online.

Notes

Apple, the Apple logo, iPhone and Touch ID are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.

Google playTM is a trademark of Google Inc. AndroidTM is a trademark of Google Inc.

* Promotional period is from 1 January 2020 to 31 December 2020. You are entitled to receive extra RewardCash for your first HK$100,000 eligible spending at designated spending categories and merchants during the effective period indicated in the "Red Hot Rewards of Your Choice" programme details shown on the monthly credit card statement. To participate in this promotion, cardholders are required to register on or before 31 October 2020. Cardholders earn basic $1 RewardCash for every HK$250 spent. 6 times RewardCash is inclusive of the 5 times extra RewardCash under the "Red Hot Rewards of Your Choice" programme and the basic 1 time RewardCash earned under the RewardCash Programme.

Notes

Odd dollars in any transaction will be carried forward to the next card transaction to calculate RewardCash entitlement.

Extra RewardCash for purchase instalment will be calculated monthly based on the monthly instalment amount.

  1. According to RFi Group Hong Kong Priority & Retail Banking Council Study 2017 H1.
  2. Promotional period is from 1 January 2020 to 31 December 2020. You are entitled to receive extra RewardCash for your first HKD100,000 spending at designated spending categories and merchants during the effective period indicated in the "Red Hot Rewards of Your Choice" programme details shown on the monthly credit card statement. To participate in this promotion, cardholders are required to register on or before 31 October 2020.
  3. Cardholders earn basic RewardCash $1 for every HK$250 spent. 6 times RewardCash is inclusive of the 5 times extra RewardCash under the Red Hot Rewards of Your Choice programme and the basic 1 time RewardCash earned under the RewardCash Programme.
  4. You are required to register once with any eligible HSBC personal credit card. The extra RewardCash multiplier for selected spending categories will be automatically applied to all eligible primary and additional credit cards under your name. If your registration is not successful, a rejection notification will be sent to your email address on the Bank's record, or your correspondence address in case there is no valid record of email address. Otherwise you will start earning Extra RewardCash within 3 working days after completing the registration, and the details will be shown on your next and any subsequent monthly credit card statement. No change or cancellation is permitted after registration.
  5. Only dining outlets in Hong Kong classified as restaurants or dining merchants according to the merchant codes issued by Visa, MasterCard Worldwide and Unionpay are included in Dining. Transactions made in respect of banquet services, private functions, private room events, dining outlets in hotels, department stores, associations and clubhouses, and the food and beverage services provided by a designated merchant of other spending categories will not be counted as an eligible transaction.
  6. Eligibility of Mainland China and Macau Spending and Overseas Spending will be decided according to the country codes issued by Visa, MasterCard Worldwide and Unionpay.
  7. Spending made in Hong Kong is excluded from Mainland China and Macau spending.
  8. Spending made in Mainland China and Macau are excluded from Overseas Spending.